Jody has helped us on four different purchases since 2011 & one recent refinance in 2020. He is incredibly knowledgeable & honest. His attention to detail is unmatched & always stays on top of everything. I trust no one else but Jody for all our mortgage needs. read more

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My wife and I bought a property in Vegas and we were so lucky to work with Jody. He was available to answer any question and always provided prompt responses. He walked us through everything and was so helpful. We had what we felt was a complicated transaction involving a 1031 exchange, but Jody was top of everything and was super helpful communicating with all the different people involved in the purchase. He was also able to lock-in our rate right before a big increase. We would love to work with Jody again on any future purchase, and would recommend him to everyone. read more

Jody is an amazing broker. He is vey attentive and diligent from the start of your application and throughout your whole loan process. If you are looking to purchase your first or second home and looking for a great broker / lender - Jody Smith is your guy. He is very attentive to his clients needs. Jody is extremely thorough and very professional. Thank you Jody for making our first home buying process so awesome!! We will definitely refer you to our friends and family in need of your services. read more

Jody was highly recommended by our agent. He is very knowledgeable and quick at responding. He is very transparent and provides great insight on the market. He tells it as it is and is very understanding. read more

Jody made the home buying process so easy and stress free! Being a first time home buyer can be intimidating, especially when you hear lots of horror stories about the process of purchasing a home. Our choice in using Jody as our broker 100% made this process so easy and we were able to close on a house in only a month! He is very attentive, professional, and easy to work with. Thank you for making this process so easy for us! read more

After auditing our finances we learned that our Home Equity Loan was several points higher than what we could get on a 30 year fixed loan. Jody was recommended to me from a friend that I workout with. Jody made the process very easy (even with all of the additionally required paperwork for my VA loan...ugh). Overall my wife and I could not be happier and I can tell you that Jody is a 100% professional and his ability to calm me down during the stressful moments was appreciated. read more

We have worked with Jody and his team for years and recommend him to all our friends and family. He's incredibly patient, knowledgeable and you can rest assured he is absolutely looking out for your best interest. He is open to questions and always is right on top of the current loan status. If you're looking to purchase a new home or refinance your loan, you'll be more than impressed dealing with Jody. read more

Jody is a great guy. He has helped me through two home purchases now. The thing I appreciate the most is his honesty. When woking with jody I have always felt that I could trust him which is important to me when big money matters are on the line. If you are working on your finances do your self a favor and talk to Jody. You wont regret it. read more

Jody was very helpful with our loan process. Would definitely use their services again.

Once again, Jody is the only person I will ever go to for any loan needs. The process was absolutely super efficient and painless, and it was done in record time. I will hopefully be back again in the future. I cannot say enough about how great Jody is:) I have been a customer for several years, and he has helped me through some tough times. Seriously, Jody is a solid dude, and just like all the other reviews, you will be extremely please with his services! read more

This is the second time Jody Smith helped me with my loan. I always have an excellent experience with him. He is very honest and professional. Thanks again Jody and I will be sending more clients to you!! read more

Jody is great! He was very helpful & patient with us. As first time home buyers we had so many questions & he was able to answer every single one with no problem. He made the loan process so easy & quick. My Fiancé & i would definitely use his service again. read more

Jody was very helpful in securing a loan for our new home in Las Vegas. He was organized, thorough, and professional. I appreciated the kindness he displayed in all the necessary communications. I was confident in putting my trust in him throughout my home buying experience. Because of this, I will recommend Jody to every person I know who is in need of financing. read more

Jody made our dreams a reality! He's honest and upfront doesn't sugarcoat anything. He helps guide you in order to get you onto the path of home ownership. I had a million questions along the way and he answered each and everyone with patience and honesty. If you need a honest and hardworking broker Jody is your guy. Look forward to working with him in the future. read more

I can't thank Jody enough, and I'm so happy I found him. I just bought my first home, and Jody helped me through every thing, he made sure I was comfortable, answered every question, every call/email ASAP. He updated me weekly with the loan process, made sure I understood every milestone, and just put a lot of care into my loan. Thank you Jody. read more

The thought of buying a house can be a scary process especially when you don't know the legal jargon of all the papers you will be signing. I was fortunate enough to have been recommended Jody by friends. From the beginning, he sat down with me, and I explained my financial situation and told him an estimate for a mortgage that I would be comfortable with. He calculated my debt to income ratio, and told me what I would most likely be approved for. He then had me gather documents that would be needed throughout the process (before I even started looking). Once I submitted my offer, and had my loan process started, I hardly even had to think about the process. It was almost too perfect, but it was because all my documents were ready to go when the funding bank asked for them. If there were any issues, Jody was prompt with his correspondence, and contacted me both my email and phone. During the month long process, he would update me on my status, without being asked. When I went to go to my closing signing, he was there to answer any questions I had with the documents, and was straightforward with his answers. I've never bought a house, and I've heard many horror stories about the loan process. I'm grateful that I didn't have that same experience. Jody knows his stuff. He's prompt with his responses and will spare you all the commercial b.s. that others use to manipulate you. For example... the house I bought required a pre-approval letter from another bank. This bank was giving me a difficult time and was delaying my escrow process. Jody stepped in, provided the representative with the required paperwork, and asked that the approval letter be processed immediately so I could proceed with my escrow. The representative quickly changed her tune. Apparently these banks try to offer incentives to gain your business and end up costing people more money at the end. I can't say how much I appreciate Jody's help. Like I said, my process was so much smoother than what I pictured, and it was because he anticipated all the games that banks might play and he's willing to help No question is ever too stupid - he'll answer them all (I asked tons!). If I had to do it again, I would go with Jody, and I would have NO problem recommending him to anyone else. read more

5 Stars! Jody was able to explain the refinance process so that I understood everything. Jody got my wife and I into our home almost 2 years ago. This time around Jody was able to knock 15% off of our mortgage payment by refinancing us into a lower rate! Thanks again Jody! - Jimmy read more

I'm a first time home buyer. All I got to say is that working with Jennifer has been awesome all around. She always replies to my questions through email or phone. She worked with us for almost 3 months! I would recommend Sierra Pacific and their team to anyone looking to buy their first home or for those who want to purchase another property! read more

Jody was amazing throughout our home purchasing experience! He was very helpful, diligent, and quick to return calls, emails, and text messages. His communication and ability to explain the mortgage lending process and details was excellent. He helped make the process smooth and stress free. I greatly appreciate his patience and hard work! read more

Bought my first home with Jody! The process of buying a home can be intimidating but Jody made it so easy and painless. He was professional and knowledgeable. Any questions I had, big or small, he answered them straight up, no judging, no beating around the bush. I really appreciated that. Sierra Pacific is a great lender. If you're tech savvy, you can submit a lot of documents and sign for them electronically. I only met with Jody in person one time, to get pre-approved, everything there after was via email, phone or text. Saved me so much driving time since I lived 30 minutes from his office. I would gladly recommend Jody to my friends and family. I look forward to doing business with him again in the future. read more

Jody! He's the absolute best. Awesome guy that helped me with my loan. Keeps you updated with emails that always help keep that peace of mind anyone looks for when dealing with loans. I would not recommend anyone else when it comes to finance/refinancing your property. Jody will take care of you! A+ service and great guy too you will not regret choosing him. Thanks again Jody! My parents and I appreciate the hard work. -Eduardo and Fam read more

Jody was awesome from start to finish with our loan. We had a very very difficult short sale and if it hadn't of been for Jody we would have given up on purchasing our dream home. At our first meeting we felt we were being helped by an honest, well informed, efficient professional. It is so nice to know there are people like Jody to help folks like us who didn't know a thing about buying a home and getting a loan. We can't thank Jody enough for all of his hard work. We will continue to recommend him to anyone looking for a home loan!!!! read more

Jody was able to provide me with an educated perspective on my new mortgage. He secured a great rate and a shorter term on my new home loan. I'm now saving money monthly and I shaved 5 years off of my old loan... Win-win! Thanks Jody!! read more

Jody Smith is truly the best of the best out there . He made our refinance so unbelievably easy and such a convenient process . He was so dedicated to getting us the perfect loan that he sat and waited until he felt the best opportunity was there and closed it fast . I will use Jody for any and all future deals and would recommend him to everyone. read more

Thank You for your Time and Patience, in explaining my loan transaction in detail. As well as making my move across the states stress-free.

Jody U are The Best. I was introduce to Jody by my agent we have never met only communicate by phone and email but it was such a wonderful experience I will never forget it. I lived in Arizona purchasing a home in Las Vegas, NV. a recently made widower. Looking for a house and finding a home was difficult but let me tell you financing with Jody's help was easier. I was so impress with the ease of doing business with him and the professionalism I would highly recommend him. Thank You so much read more

Jody is amazing! Buying home a for the first time is intimidating. He took a scary and stressful situation and made it painless. He was there day and to answer all of my questions. Jody is incredibly knowledgeable and met with me to discuss the entire loan process. He is the best! read more

ms. kathy tan really helped me a lot. i am a first time buyer for a house and she was there for me every step of the way from the start till i signed my closing contract. she also helped a lot of my families and she's very approachable and very understanding person. thanks to her, getting my first ever brand new house was smooth and very successful. read more