Over the years, we have worked with Brian on multiple home mortgages. His expertise saved us a lot…read moreof money and helped us get the loans we needed to eventually buy our dream home. He went way beyond our expectations for service and helpfulness throughout the process. He continues to provide excellent counsel as we have investigated refinancing our mortgage and buying a second home. As others have also said, I cannot recommend him highly enough.

Brian was fantastic to work with throughout the mortgage process. He was responsive, knowledgeable,…read moreand took the time to explain every step clearly, which made a stressful process feel much more manageable. He shopped options, answered questions quickly, and was always transparent about rates, fees, and what to expect. What stood out most was how professional and steady he was from start to finish. I never felt pressured, and I always felt like he had my best interests in mind. If you're looking for a mortgage broker who is sharp, trustworthy, and easy to work with, I would absolutely recommend Brian.

Alex and his team made becoming a first time homeowner possible! We had such an incredible,…read morepersonalized experience with quick response times, enabling us update our offer almost overnight and secure our home before someone else could snag it. Can't recommend enough!

It is almost like they want to take someone's house instead of receiving money owed. fraudulent af…read more Somehow my contact info was adjusted on their end, they cant tell me how or who and swear my account hasn't been compromised. This lead to mail not being received and forecloser process pushed. I have tried for days to simply pay them. And now they have tacked on over $4000 in legal fees. Use anyone but them.

This is the absolute dream team! In this market, it is so important to find a flexible and…read moreresponsive lender and Katie and Alyssa were absolutely amazing at helping us get competitive offers out the door FAST. Even on nights and weekends they responded to our emails within a few hours at most. They absolutely exceeded my expectations in getting us a great interest rate, and made us feel reassured that our financing was taken care of, so that we could make the best possible offer. When our offer was accepted we worked with Modesta to get all our financing in order, who made it such an easy process. I cannot recommend this group enough! They make a daunting process so much easier! You will not regret working with them!

Katie and Alyssa were both amazing. They were very prompt answering all of our questions and even…read moretalked after hours with us. HIGHLY RECOMMEND! :-)

Jeffrey Neilsen and the First Heritage team are amazing. Jeffrey is knowledgeable, friendly, and…read morewas always available to answer my questions; even after hours and on weekends. As a first time buyer I had many questions but Jeffrey and his team were always there to answer my questions and make me feel at ease. Jeffrey and his team are dedicated to making dreams come true. Thanks to his team, I closed on time! I will definitely seek him out again for my future business.

Jeffrey Neilsen made the experience so simple and he was so helpful throughout the whole process!…read moreHe's very knowledgeable and friendly, he was great! The process, I heard, is complicated but he made it so easy , I can't thank you enough for having the best team ever.

TLDR - Scam Alert! (Please read this to save time)…read more I started working with Min Shin in May 2025. He pulled my credit check and based on his recommendation I uploaded documents. This team at rate.com asked for documents which I have never seen asked by somebody. For example guarantee that i will get Bonus every year from a company, i will get stocks from my company and whether i will be employed by 4 years by company etc. He stated he can guarantee the best rate in the market. I trusted and worked with him through www.rate.com. Additional people who were involved in this whole process were Brooke Mavronicles -brooke.mavronicles@rate.com and Collin Moon -Collin.Moon@rate.com All of these combined took 2.5 months of my time, performed appraisal and appraised my house (new built- 4 months old) at 100k lower of what I bought for. All other houses around my community were appraised 100-150k. With almost 2.5 months of asking documents, promising every other day to close, sending initial CDs, never responding to text promptly, stating he is busy and occupied, i eventually gave up on them. He never called back and completed this closing. It was my worst experience with rate.com and I will never pass his contact to anyone. Thanks

We are so glad we were referred to Min! What can sometimes be an overwhelming process was extremely…read morefast and smooth with Min. He is always timely and goes above and beyond for his clients reviewing all the numbers to make sure they are correct and fair. He referred and got us several insurance quotes to choose from which resulted in so much savings for us. We felt as if we were family and friends! He was in constant and open communication throughout the whole process. He even took the time to come to the closing to ensure everything went smoothly. Thank you Min!

Toni's team is fantastic! Completed my second property with them as Toni has been always made it…read morefeel more personal one-on-one than a business transaction. Overall easy to communicate with team, and always gives easy-to-understand answers to any complicated or confusing real estate related inquires.

Toni offered my clients competitive rates and educated them throughout the process. She was always…read moreavailable when we needed to speak to her. She was really on top of it all throughout the entire transaction.

Reggie and his team at McLean Mortgage made everything so simple and so easy. I never had to worry…read moreabout a thing because I knew I was in such good hands with them! Reggie was always checking in to see how things were going, and he and the team were on top of everything. They could turn the loan information for a house offer within a matter minutes it felt. The process was smooth, and if anything came up with the numbers they would contact me immediately to talk through it all. I can't stress enough how comforting it was to know that I had such a great team supporting my first-ever home purchase. 10/10 highly, highly recommend!

Just received a letter from them about their data breach in October 2024, exposing my name and SSN…read more Haven't had a mortgage with them in 6+ years. Makes you wonder what they do with your information and who they've sold it to. Awesome!

I would give this zero stars if possible. To be completely clear, my review reflects my personal…read moreexperience with one mortgage loan representative in particular, Nadja Latchinian. I attempted to refinance my house through this woman, and I had to stop the process and go with a different company because "incompetent" doesn't even begin to cover her work ethic. She was a horrible communicator, wouldn't answer phone calls or emails, wouldn't provide updates, and was flat out rude to me in every interaction we had. I had so many times I would try to call her, she would answer with, "hi, sorry I'm [in a meeting, driving, at lunch, etc etc etc] and I will call you right back, give me just a couple of minutes." Then I would never receive a call back. Her emails were written in short, weird incomplete sentences, she was rude and condescending to me through email, and just overall seems extremely unwilling to do her job well. As a company, do yourselves a favor and replace her ASAP. She is costing you clients. I would love some follow up and to file a formal grievance about this person.

From the owner: Full Service Direct Lender specializing in Conventional (Fannie Mae & Freddie Mac), Government…read more(FHA, VA & USDA) and Wide Range of Portfolio Products.

Switching to CMG Home Loans mid-process was the best decision I made as a first-time buyer. Brian…read moreKempf got me a lower rate and set me up with their first-time buyer grant, saving me a ton. Smooth process, great team--highly recommend!

Brian Kempf is the most honest and straight-forward loan originator I've ever worked with. Over…read morethe past year, Brian has been my point man for 2 loans - investment and construction. Throughout the entire process, my family really felt like Brian was on our side. Brian is your 'inside man' for the bank job. Responsiveness and timeliness are very important when applying for mortgages and Brian never let us down. Rates were competitive with our credit union. We have another loan to workup next year and we'll be reaching out to Brian again.

The best of the best! ACM did our daughter's loan also. Timely, well respected and clearly their…read morejob is to get the best rate and program.

Jackie and her team are fantastic. Professionals that work together and know there stuff while…read moregiving that friendly personal touch. Trust worthy and efficient. A+