The EMF/OneDigital team is professional, transparent, and very responsive. Erin & his team were so…read morehelpful in the shopping process and in simply helping us to determine whether or not we are eligible for group health insurance. It turns out that we are not yet eligible, but when we are, this team explains the details with such clarity and care that I can't imagine getting our employee benefits guidance from anywhere else. I trust that they are diligent in assisting us with the weekly management of our employee benefits plans as they are in the shopping and eligibility process. After the first time we communicated, EMF & OneDigital had changed my perception of this industry. They are calm, patient, and experienced, and I didn't feel like we were being sold anything we don't need.

I love working with Erin - his attention to detail and follow-up is commendable. I highly recommend…read moreworking with EMF Insurance!

I found this "agency" through an app called Jerry. I was provided an Allstate quote and bound it…read morethrough them. Apparently, due to my driving record, it was actually not accepted by underwriting and they cancelled 10/10. I have never heard from my agency (ISU), regarding this issue or have received any replies to any of my emails. Allstate stated they contacted my agent on 9/19 to let them know, and i received no form of communication on this via phone, email, mail, carrier pigeon and now have a lapse on my record. This was a terrible experience and was actually going to refer family to this co until i found out this info on my own today.

ISU has saved us time and money! One stop shopping for all our pressing insurance needs. Pearl…read moreNavarro is always available and gets back to us in a timely fashion. She is straightforward and offers great suggestions and alternatives that make us feel well taken care of.

Got my booster shot here for Covid and it was a smooth experience. Everyone there was friendly and…read moreprofessional. There's a table at the front door to check people in and a line inside to wait for your shot. There was 2 booths on the side where the shots were administered. Parking is metered street parking out front or if you free residential if you want to walk a block or so.

Blue Shield assigned me to this medical group. They do not have an online appointment system. I…read morecalled the Noriega medical office from 9am to 4pm but I kept on getting a busy signal. Finally, someone picked up the call and told me the next available doctor appointment would be four months later. Can I see other doctors in the office? The receptionist replied "They are all full until April."

I have been Pat's client for several years. In the interest of full disclosure, I am also good…read morefriends with his wife. But I wouldn't continue doing business with him if he wasn't amazing. He knows so much - even random things like telling me to become a Farm Bureau member to save a lot of money every year. He always responds to my questions and issues, and I have referred several friends to him.

please do not do business with the insurance office. they have been nothing but a headache. they…read moreput me on hold for 30 mins and never came back to me. I called back and they never answered. this happened multiple times. they keep giving me the run around and the agent Pat never seems to be available. I don't know why Evelyn works there, she know nothing.

I am surprised to see this is the first review!…read more I've been getting my California low cost car insurance through Elaine Ng at ENC Insurance Associates since 2012. Despite the fact that I don't get anything but the required insurance and it's of the state-mandated low cost variety, Elaine has been nothing short of awesome with her assistance. She has never tried to upsell me nor said or done anything to suggest she thought of me as a less valuable customer because I qualify for the program. To the contrary, she has been very friendly, helpful and never fails to look into any issues quickly and get back to me promptly. I generally dislike dealing with anything like insurance companies, but she is an exception. I would definitely recommend her for insurance needs.

While I understand insurance companies are only out to make money for themselves I feel the way the…read moreadvisor told me of my rejection was completely unprofessional. He told me that due to a pre existing condition I had "the insurance company thinks I am too much of a liability." I told him they can just add exclusion criteria and really all I care about is having disability insurance if I get into a horrible care accident or something and he told me again that I'm just too much of a liability and they had "several concerns" insuring me. I'm a healthy female with a minor condition. Now because of them I will have an insurance rejection on my record and the way the news was delivered was extremely unprofessional

If I could give a -00000*s I would. Fair warning run away from this company! They are decieptful,…read moregreedy and fail to tell you the truth about your policy. When you need your money from a whole life policy you cannot have it till you are dead - news to me decades later when I needed it after COVID financial loss. They do not communicate, send routine premiums or ask for updates - ever and tell you that kind of "service" is your respnsibility - it is only a "courtesy" on their end! I surrendered my policy when I learned the truths and got smacked with IRS penalties - they do not tell you this untill the deed is done and you are holding the bag. Check BBB reviews and legal action re Northwestern Mutual and beware of intermet and social media manpulation that untruthfully endorses thier services, hides the truth and increases NWM profits with lies.

No choice these days Approve nothing just higher hoops to…read morejump thru. Just don't get sick the best plan

It is absolutely ridiculous what they charge for healthcare. I have insurance, which I pay through…read morethe nose for, and I still get hit with ridiculous co pays. And the bill break down is disgusting. So much admin fees just to shake you down.