I met Bob Borbonus during the Holidays and we started working on my mortgage in January. Since 2008, as an Independent Contractor, I have tried 17 ...yes, read SEVENTEEN times to refi my home ( and I make good money ) No cash out, just change it from an adjustable to FIXED. If you are an IC, you are feeling my pain and nodding in understanding. After 14 years and 17 tries ...BOB and IFC got me a lovely FIXED RATE mortgage. I never had one time I could not reach Bob by email, phone or text. I'm old school and customer service is KING for me. I think that pretty much says it all. read more

Working with Bob Borbonus and the IFC team was a great experience. My wife and I were extremely happy with all aspects of the process from start to the finish. As a musician during COVID, I had my doubts that I could get a loan, but the rates and costs were better than the competition, and they were completely transparent about everything. Bob was always available by email or phone to answer any questions and always kept us aware of the situation. Bob / IFC Mortgage were knowledgeable, patient and understanding every step of the way. Thanks again guys :) read more

Brian did my loan about 2 years ago and did not set up an impound account. When I noticed that I reached out and asked him why he did not do that. He never answered he question just told me it was easy to do. Than covid hit and it became an issue to get the documentation needed. I have reached out to Brian several times and I get the brush off, or "Brother I will call you" and no phone call. This process has not been easy at all as I finally got the paperwork and the mortgage company is difficult to deal with now. If this would have been done properly by Brian, or at least handled by Brian when I called, I would not have to go through all this BS I am going through. I get it though they got my money already and there is no more money in correcting his mistake so why bother. I had actually sent him a referral as well. That will not be happening again. read more

Bob Borbonus and the entire team at IFC Mortgage really took care of us when we wanted to re-finance our condo. Throughout the process, Bob kept in great communication with us. At each step, he kept us informed as to what was happening, and what we should expect with the next step in the refinancing process. It was our first time re-financing, and it was much easier than I was expecting it to be. Thanks so much, Bob! read more

We did a refinance with Bob and it was a breeze! Really easy to reach out and the service was 5 stars. Would recommend Bob and his team for any refinancing or new loans. read more

I've used IFC Mortgage three time since 2017. The first two experiences were awesome. The third was a nightmare. While the nightmare wasn't IFC Mortgage's fault, their response was horrible. When it was over, I called Brian to address my concerns. Brian said he had to call me back mid-converstion. That callback never came. Brian is a fair-weather lender, buyer beware. read more

I did two residential loans with Bob Borbonus and the team at IFC Mortgage, a primary house and a rental. They were fantastic! We shopped around and were very happy with their rates and fees. Bob took amazing care of us. My job at the time was in an industry that can be tricky for lenders, but Bob and the IFC team made sure there were no issues. They were never pushy and provided us with the facts we needed to make an informed decision. IFC's rate and fees were as competitive as anybody's, but for us it was the service that made all the difference. read more

Brian and his team are phenomenal! Their level of customer service is impeccable, and communication is spot on. I really can't rave about them enough - I've used them several times! They are warm, caring, friendly & so cheerful, too! You can't go wrong choosing this team to help you out. read more

I had two close friends recommend IFC mortgage to me, one of whom works in the industry. I can safely say this will be the only company we work with going forward. Brian, Becky, Dawn and the rest of the team made it the easiest refinance we've ever done - and we've done plenty over the last 20 years! Their document submitted portal is a breeze to use and they don't have you resending docs all the time like some brokers. Most importantly, they look to over perform even after they land your business. We locked at a higher rate than we closed because he went and renegotiated when rates dropped. I'd have never known or complained had he let it ride, but he saved me thousands on an already fantastic deal. These are real pros! read more

Bob is a great guy. I'm self employed so I was a difficult refi but Bob did a great job and got it done. He was a pleasure to work with and would recommend him for sure. He even took me to lunch after it was done to meet me face to face since all our correspondence was over the phone. Interesting guy and very personable. read more

I have worked with IFC Mortgage and Brian McDonnell for over 7 years. I have financed the purchase of homes in addition to refinancing loans. I have found IFC to be professional, prompt and knowledgeable. The team working at IFC takes the time to communicate through out the process and works with your financing needs. I doubt you would be disappointed working with IFC. I plan to continue to work with IFC and Brian for all of my future home mortgage needs. read more

I had been thinking about refinancing my home and Bob Borbonus at IFC Mortgage was recommended to me by family that have known Bob for years since his days in the music business. We communicated via phone or email and never actually met face to face due to the distance between us in California. Bob and the team at IFC made the process seamless. I shopped for rates and their rates as loan brokers were some of the best around. Bob explained everything and let me know in advance what my fees were so there were no surprises. Bob was always available when I had questions. We even did our closing in another state as I was out of town visiting family. No problem. He helped me navigate the closing hurdles. Thank you very much for all your help and patience. read more

Thank you so much for Brian McDonnell and his team for EVERYTHING. Brian and his team worked really hard into getting everything for my husband and I. This is our first home purchase and Brian, Becky and Rica worked so hard into getting us a loan to buy our first home. What a great team to work with. Very nice and professional and always answered all my silly 1st home buyer questions. I had some dept. issues but they worked really hard to get it resolved for us to get me the best deal they could. I will defiantly use them again in the future if needed and will defiantly recommend them to my relatives, friends, acquaintance and coworkers. Buying a house can be stressful and they made it easy to work with, which made the process much easier. They defiantly know what they are doing and very easy to work with. If you're looking into buying a house, you should defiantly give Brian a call. His staff and himself are wonderful and work really hard to help you out. read more

Brian. M. was rude and he hang up on me and after that he didn't answer his phone even if I left 2 voicemails. He must have a lot of money because he really didn't care about giving me the time of day. I don't recommend this company! read more

Been referring clients to IFC for the past 20 years and would not do so if they did not come through for my clients. Dependable and Resourceful. Peter B Keller Williams Realty read more

I have done business with IFC Mortgage on a few occasions. Every experience has been professional and satisfying. If you are military I would definitely do business with IFC Mortgage. They can point you to great resources when it comes to buying a house. David has personally emailed and called me back over the weekends sometimes, when I needed last minute documents for house hunting. This is a professional company with a small family business type vibe. A big thank you to David, Becky and the rest of the company for always helping me. read more

Words can only say so much, but the actions of Brian and his crew of Becky and Rica leave me speechless. They made sure to assist us on everything we needed to purchase our home. Not only did they help us purchase a new home with a great rate and everything that we wanted. They also helped us refinance our condo awhile back. Whether you're looking to open a loan to purchase a home, or refinance your current one I recommend Brian and IFC mortgage for your lending needs! Thanks again guys for making our home possible with the great rate, and accommodating factors! read more

Working with Bob Borbonus at IFC on my home purchase was an exceptional experience! My job is vey demanding and I'm always very busy. Bob kept the lines of communication open and flexed to my schedule and needs. He was always available to answer questions and communicate between parties. Two things that were really important t to me were 1) the rates & cost and 2) customer service and the relationship - Bob and his team overdelivered. Not only were the rates and costs the best I found but the attention to detail and level of service was better than I expected. Even after the purchase was complete, they continued to work! They helped me refi out of my PMI into an even better rate - which saved me more even money. This was my first home purchase and a big undertaking and Bob was there every step of the way. I would highly recommend Bob- a well rounded experience -professional, trustworthy and effective! read more

15 Days into my escrow we have had to let go of IFC. We found them to be unprofessional and come to find out the person doing the loan doesn't even have her license anymore. Not to mention she decided to leave and go on vacation out of the country and didn't even tell us untill we had to call and find out why the appraisal had never been ordered!! Very unprofessional. Had to change to another lender and thankful that we are able to close on time. No thanks to IFC. read more

Brian and his team made a tricky refinance go through where others failed. Great company to work with!

From buying our first home to our third home...we had 3 different real estate agents but always ONE mortgage company-IFC. Brian, Mindy & Becky have catered to our needs from fixing/improving our credit scores to securing the best type of loan and rates. Not only is Brian extremely knowledgeable with the business, he will meet us at all odd hours to go over the different types of loan options and calculate the numbers to see what our best option will be. His team will work endlessly to get you to close on time. We will continue to use IFC and have referred all our family, friends and coworkers because of the trust we have in them. Thank you Brian, Mindy & Becky (I am sure there are more people involved that we need to thank) for all your hard work. We really appreciate it! read more

I rarely do this but I must give Brian McDonnell and all the great staff at IFC Mortgage a huge shout out and a heartfelt THANK YOU ! Without going into details I had a situation keeping me from taking advantage of these once in a lifetime low rates. Brain stayed on top of my issue literally for years. He magically worked out a super solution. I am literally paying 1/2 the amount of interest per month as compared to before his help. Yes rates have gone up but the solution Brian McDonnell worked out for me is insanely low. The breathing room this has created in my budget has taken so much stress away. If you have any questions or need help with a mortgage please call Brian McDonnell. read more

Ifc has helped me with several mortgages and construction loans. Great service from David Church.

Dave and his team are phenomenal! Thank you for the "personal" service. Other lenders don't even take the time to meet you in person. Thank you, read more

This review is LONG overdue. Brian and his wonderful team helped me buy my first home in 2010 and then get an amazing rate refinancing it in 2013. They made everything easy to understand, and easy to complete. I'll be forever grateful and recommend them whenever the chance comes up! read more

Thank you Brian, Becky and Rica for all your support! We have refinanced multiple times and you have always given us the best deal possible. We are grateful for all your help and will always recommend your company to family and friends! read more

Brian and his team made my dream come true for my family and I. I am a first time home buyer and they helped me through the whole process. It was extremely smooth and got me the most amazing rate. I would recommend IFC to everyone. They made home buying exciting. Thank you Brian, Becky and Rica. My family and I are loving our new home. read more

I have been working with Brian and his team for several times, both new purchase and refinance during the past few years. I have absolutely nothing to complain but thankful. Brian is amazingly witful, knowledgeable and intuitive. He is a talented expert in the mortgage field. He can make "the mission impossible" to a wonderful project. Becky and Rica are two amazing ladies who do all the detailed work, which make the overall transaction very efficient and smooth. read more

I had trouble getting a refi anywhere else .brian took care of me to the end .i got a 3.75 percent when everybody else would give me 4.5 to 5 percent.very happy with Brian and his whole staff .very helpful .ill never use anyone else read more

The David Church Team was very responsive to our changes and modifications to the loan as it progressed through the process. They kept us constantly informed and recommended appropriate changes to our original ideas and the final rate was the lowest you could have found at the time. They even came by the house on several occasions to bring by documents and see the new Kitchen we were putting in. We were also selling our Rental Condo at the same time so they had to be flexible which they certainly were. As a result the timing was perfect for the best rate of the Year!! I've been a Real Estate Broker since 1976 in Northern and Southern California and they are on top in their field!! read more

I still can't believe the rate I got from Brian and his group. So amazing made my life better cash out and no fee. Go VA Go Brian thank u so much!!! read more