1. Guild Mortgage

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Rancho Cordova, CA

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Guild Mortgage

4.2 (5 reviews)
Closed • Closed

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9 years ago

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8 years ago

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9 years ago

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8 years ago

Probably the smoothest mortgage process I've ever experienced. Great work, Vitek!

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7 years ago

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Jeanine Nucum - Mortgage Brokers - I take much pride in my work. My goal is to simply "HELP and MAKE A DIFFERENCE" one client at a time.

Jeanine Nucum - Mortgage Brokers

(147 reviews)

If I could give Jeanine more than five stars, I would…read more Buying my first home at 63 years old after a lifetime of renting felt exciting, overwhelming, and at times downright terrifying. From the very beginning, Jeanine was so much more than a mortgage broker, she became a trusted guide through every step of the process. No question was ever too small. She patiently explained things I didn't understand, kept me informed every step of the way, and somehow made a very complex process feel manageable and even possible. Whenever a new document, underwriting request, insurance issue, or unexpected question came up, Jeanine was there with calm reassurance, knowledge, and practical solutions. What impressed me most was how deeply she cared. I never felt like just another client. She worked tirelessly behind the scenes, coordinated with my realtor, escrow, insurance broker, and lender, and always had my best interests at heart. I truly not only felt, but knew she was advocating for me throughout the entire process. Thanks to Jeanine, I am now the proud owner of my very first home. Looking back, I honestly don't know how I could have navigated this journey without her expertise, patience, encouragement, and unwavering support. If you're looking for someone who is knowledgeable, responsive, compassionate, and willing to go far above and beyond, I recommend Jeanine without hesitation. She helped make one of the biggest dreams of my life come true, and I will always be grateful.

We have had the pleasure of working with Jeanine many times through several purchases and just…read morerecently she helped our buyer with securing a loan. Jeanine was on point every single time. She's not just thorough but FAST! We asked for a 20 day close she did it in just that. What we love most is her response time. My husband sent a message on a Sunday she got back in a matter of minutes. She makes it easy and straight forward. We will always use Jeanine for our future transactions.

Liberty Home Equity Solutions

Liberty Home Equity Solutions

(5 reviews)

Fantastic company! Great service, ethical, and really took care of me and my family. Their focus is…read moreto really get to know their clients and customize a Reverse Mortgage that is for right for the individual, rather than just a quick shot in the dark and putting people in the program that benefits their company. Very pleased!

Beware a business that doesn't want to put in writing what they're telling you…read more I'm a little bummed this mortgage company also didn't deliver because we've been shopping around for a mortgage refinance. https://www.yelp.com/biz/american-advisors-group-orange-2 . Boy of boy. Liberty Reverse Mortgage left me feeling like I'd been dealing with a bunch of 12-year-olds or gonifs. Liberty Reverse Mortgage customer service with us was NOT adequate. When we worked with Liberty Reverse Mortgage they did NOT have service staff that graciously answered all our questions promptly or in writing which made a BAD first impression upon us. They did NOT do did what they said upfront they would. They did NOT agree to a refinance for the price they had agreed to up front with us. They were VERY hurried. They wanted to do their communication by telephone while we wanted only email and written so we have a paper trail record we can always rely on. They just kept ignoring our emails and kept calling us which we didn't answer when they called. They then got snarky, pissy, angry, and sarcastic while we kept insisting we wanted only email and written so we have a paper trail record we can always rely upon. Email communication allows for the flow of information and representations to be dated, recorded and preserved so that there are no issues with miscommunication. Michael Kent has served as the President of Liberty Reverse Mortgage since April of 2015. Liberty Reverse Mortgage is a dba of PHH Mortgage. PHH Mortgage is owned by Ocwen Financial. In 2013, PHH Mortgage "accused of dirty tactics" by State's Attorney Generals. https://ag.nv.gov/News/PR/2018/Attorney_General_Laxalt,_49_States_and_Mortgage_Regulators_Reach_$45_Million_Settlement_with_PHH_Mortgage_Corporation/ https://lawsintexas.com/phh-mortgage-corp-accused-of-dirty-tactics-in-las-vegas/ https://www.ag.state.mn.us/Office/Communications/2021/docs/PHH_AmicusBrief.pdf https://topclassactions.com/lawsuit-settlements/money/fees/mortgage-holder-settles-lawsuit-with-phh-mortgage-corp-after-alleging-inflated-inspection-fees/ https://www.ag.state.mn.us/Office/Communications/2021/01/29_PHH.asp https://www.housingwire.com/articles/33-states-go-after-ocwen-phh-mortgage-over-servicing-fees/ US Justice Department announced August 8, 2017, "PHH Corp. PHH Mortgage Corp. and PHH Home Loans agreed to pay the United States $74,453,802 to resolve allegations they violated the False Claims Act by knowingly originating and underwriting mortgage loans that did not meet applicable requirements." https://www.justice.gov/opa/pr/phh-agrees-pay-over-74-million-resolve-alleged-false-claims-act-liability-arising-mortgage The business strategy adopted in recent years is to merely advertise services rather than actually providing them. My experience with this terrible business brought to mind: Handle every situation like a dog. If you can't eat it or play with it, just pee on it (here with a review) and walk away.

Golden 1 Credit Union - Rancho Cordova - Line to the door is a constant thing here

Golden 1 Credit Union - Rancho Cordova

(90 reviews)

Golden 1 on Olson Drive, we need to talk. Saturdays are always busy here--I get it--but today was…read morenext-level chaos. The line was literally out the door, and for most of the time, there were only TWO tellers holding it down. At one point, a third teller swooped in like a hero, but even they couldn't save us from the wait. Close to an hour in line? On a Saturday? Come on now. Dear management: PLEASE hire more people for weekends! Your customers (and your staff) will thank you. That said, shoutout to Myke, who made up for the wait with his awesome attitude and efficiency once we finally got to the front. He was super personable and made everything smooth and easy. The branch itself is clean and well-kept, so props for that, but seriously--if this place had more staff, it would go from "ugh" to "ahhh" real quick. Help us help you, Golden 1!

I am an old guy and have been to a lot of banks. I love golden one. I have tried many, and by…read morefar.List is my favorite. That being said, this is my least favorite branch. It is close to work so sometimes it is more convenient for me to come here though.Each time I dread it. It never fails that there is always a long line, and it moves very slowly. The branch by my house in Natomas also has long lines however they move quickly. This branch seems as soon as one color finishes.They stop for a short break....or leave. Coming here and having to do transaction inside eats up most of my lunch period. I wish they would be faster or understand their peak periods.And schedule more people.

Guild Mortgage - mortgagelenders - Updated October 2026

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