The way I see it is, well what choice to I have but to use their services? I went through hell with Jacamo for 2 years; they had secretly sold their company to J D Williams who do not care about Customer services or the customers with Jacamo for years, they will do anything to scam you and trick you into the compound interest trap and then slam you with impossible charges and interest until the there is an unmanageable debt. I was harassed 3 or 4 times a day by threatening phone calls, letters from random companies representing JD Williams and also others representing Jacamo direct; the phone calls were mostly automated and believe me that's torture hearing the same message over and over for years and they flood your voicemail box. There are also automated texts which flood your message box too and after spending years writing emails or letters they never respond to; and calling them to be laughed at and threatened and harassed you just want to kill yourself. I was paying them and £50 a month and random large amounts of around £300-£400 every 3 months was still not enough for them. I am fully aware of how Gregson and Brooke work and they have been honest from the start and told me it would take a very long time to settle the debt because they would get most of the money and the creditors will get little each month; well good make them wait for it after the hell they cause me. Gregson and Brooke have enabled me to complete my final year at University because they have helped me stop all those phone calls, those texts, those awful letters and gave me some clarity. I am aware that it will cost me more going this way, but paying £50 a month directly to a greedy company who charges £75 compound interest each month or more for nothing and won't free a debt and then fining me £50 or so because I won't pay them the amount of the interest and the charges they impose on top of the money I am paying them each month. What I suggest is that people take a step back and think for a while about what they really want? Harassment and abuse and a never ending spiralling debt no matter how much they pay; or some peace of mind and a fixed amount per month they can afford for however many years until it is settled? ~peace~ read more

Hello everyone how the so called debt reduction scam works is simple once you have signed your creditor gets a pound from your monthly instalment and the remainder of your monthly payment goes to gregson and Brooke or resolve plan who are working alongside each other. There is no legal team who will be negotiating your debt to get it reduced because after a year once gregson and Brooke and resolve plan have collected majority of your money in the course of one or two years then they will contact you to inform you they were unable to negotiate your debt so basically they will have milked all the money from their clients and leave them hanging high and dry. My advice to people out there who are in debt is to contact CCCS or payplan who are government owned companies who can manage your debt at no management fee cost even though your debts will not be reduced atleast you know all your monthly payments are going to your creditors at no further cost and keeps you away from your creditors. Furthermore it is not that it takes about 12 months to reduce the debt it's the fact that's how long they milk all their clients for their monthly payments read more

DO NOT USE GREAGSON AND BROOKE, I WORKED FOR THEM AT THE START OF THE YEAR. On a thursaday afternoon they sent us home and gave the reason that they were resetting their systems. We then returned to work on the Friday morning to find no of the computers there with no management!!! ok no drama we all dont have jobs. It's not that hard to get another. I claim tax credits and need to inform them of any change, I called them and they didnt not have GAB on there records nor that I have every worked for them. ? I have contacted them severly times without ANY reply about my P45. My only advice is that if they cant pay my tax what makes you think that they can sort out your debt? Do u really know how GAB work? they take your first 13 months payments and tell you that it goes towards you legal applications ( to get your credit agreements it costs a pound) so if you have 3 creditors they will require you to pay 80 a month. Firstly, they will take 17% management fee. Then pay your creditors a pound a month!!!!! Great service? I think not. In other words your debt will increase before it decreases. read more

SOME OF YOU HAVE CLEARLY NOT READ THE INFORMATION THEY GIVE YOU IN YOUR PACK AND THEN SIGNED THE DOCUMENTS AND ASKED QUESTIONS LATER... THATS YOUR FAULT! Another thing... by seeking help from a debt management company you are clearly struggling to pay your debts, which means you have probably missed a few payments anyway... this is what ruins your credit rating... nothing else... just over committment of credit your cant afford to pay back! Why blame the companies what try to help you when basically it was your own fault for committing to debt you cannot pay!! I used to be in a gregson and brooke plan and it was going ok... i dont blame them for my poor credit rating...i blame myself, i was however lucky enough to be able to get a member of my family to help me clear my debts as it was a small amount so my plan was cancelled, however i didnt have any trouble, sometimes things took a little time to get sorted but some of that was waiting on creditors responses, i know this is true as I used to work for a bank and understand the process. read more

currently I owe £60,000 and pay £100 per month. meaning I'll be debt free in 45 years. I've already made arrangements with my creditors for reduced payments and freeze interest so my credit rating is already classed as Very Poor Gregson and Brooke have contacted me today and for the same £100 per month they can get my total debt reduced to around £27,000 so I'll be debt free in half the time From the initial phone call they've told me that while they sort everything out they take 82% of (this £100) and pass on 18% to the creditors. after they've formalised everything with my creditors they start passing on 82% to the creditors and keep 18% as their fee. My credit rating can't get much worse so my question to the group is: have I got anything to lose? it seems to good to be true. I'll contact the CAB in the morning to get their take on it before I go any further, they do seem very keen for me to sign and take 14 days afterwards to think about it. I think I'd rather take the time to think about it before I sign anything. read more

Its nice to see both positive and constructive comments about the service that we offer. As we take all complaints very seriously, could I ask the posters (huskieman89 and jojo20) who have had made constructive criticism over the service they have received on the website to please email us directly or call 0871 210 8808 so that we have the opportunity to address the issues you have raised directly. Working on the assumption the comments are genuine and not from a competitor, we have tried to identify the clients by searching our database but have been unsuccessful. We endeavour to achieve satisfactory solutions for all clients and have a genuine passion for the sole purpose of reducing their debt. However we do make it clear from the outset that the process can take around 12 months. We do understand the stress that accompanies debt and show great empathy to all of our clients. Thank you Customer Relations Gregson and Brooke read more

GAB offer a great debt reduction service. The issue of the £1 payment is simple, would you pay money to anyone that you may not legally owe it to? I think not! Many of the posts I have read are from ex-staff not customers. Mis-information is king and people love to spread it. The rumors are GAB will soon have live/recorded video testimonals on a associtated site so all can see real people just like you and me give a true account of the service. Do mistakes happen, yes. Do they fix the mistakes, yes. We live in a blame culture. I got myself in debt, me not GAB. I have 12 creditors so that should tell you all something about me. (Instant Credit=something for nothing cos I could pay the small monthly payments I was offered.) All my calls have stopped, and they have got me some PPI wins which have been used to reduce my debts. Others can say what they like, but for me GAB does what it says on the tin. read more

just had a call from a guy in manchester guy saying he is from Gregson & Blake. he said good afternoon, is that (my name), I understand you have some debts on your credit cards is that right? (well i am 56 years old and have never ever had a debt! He took a punt with the sales patter and if i said yes he would have gone through he speil! I googled 0161 751 9226, saw the complaints from other people being pestered by this company who try to find out if you have PPI or credit card debts and so i have black listed the number so the cant get through to me again. its very annoying as I am on TPS and should never get cold sales calls anyway. if you are in trouble with your debts go to citizen advice bureau dont risk getting scammed by cold callers. anyone who is any good doesnt cold call. read more

Dear All .. DO NOT GO WITH THIS COMPANY!!! I have paid G&B .. £2,400.. they have taken £1625 in fees on the promise they would reduce my debt by 70% ..My creditors have only received £228 towards my debt out of all that money. Never mind being sold PPI . They have mis sold their services under the guise New Legislation . called DAY LIGHT ROBBERY from the ministry of finance. They are no better than Loan shark companies who rob you in fees. They never give you any information on how they are spending your money, no statements, no customer care. Every time you phone, you get different person. They should be struck off. I am now going to Trading standards, to fight to get all my fees back. DO NOT GO WITH THEM!!!!! read more

I keep getting letters from creditors saying missed payments, i phoned gregson and brooke/ finance advice bureau/one click (which ever name they decide to answer the phone to) and they told me they've changed thier payment stytem to bacs, where as before it used to be cheque. WHAT i'm getting in trouble with my hubby telling me i should of never of gone with this company! The letters keep coming he keeps opening them and i keep phoning and being told its their bully scaring tactics. When i joined they told me they could reduce my debt claim back bank charges and they would be unable to harrass me with worrying letters. I don not know what to do for the best? ANY ADVICE??? read more

they take your money and pay your creditors £1 every 6 months due to a 'review' without even telling you and keep the rest of the money!!! customer service is appalling - they use more bully tactics than the people you owe money to! they are meant to help you to become'debt free' but my debt kept increasing! the hassle from the creditors does not stop and they try to keep you quite by saying they will write your debt off complete rubbish read more

Gregson & Brooke deliver a great service, if you read their information they give you. It is not do for everyone, and its not debt management. The Anti-harassment stopped my creditors calling me day and night. Their agreement audit, found erorrs, which made my credit agreement unenforceable. They pay my creditors a £1 because my account is in dispute. Debt redcution is the way of the future. Bless you GAB read more

Gregson and Brooke have just called me today and i was wondering wether to turn to them to help my debt, they did explain to me that it will effect my credit ratings throughout payment. so do i use them or not please advice read more

I am paying Gregson and Brooke £150 a month and have made 2 payments. Phone calls from my bank have not stopped or even decreased. I'm starting to feel very sceptical and worried :( read more