A+ Experience with David Bronson! If you're looking for a…read moremortgage broker who goes above and beyond, look no further than David. From the very first meeting, I was impressed by his friendly demeanor and his genuine interest in what we were trying to accomplish with buying our home. David is incredibly patient. He took the time to explain every step of the mortgage process in a way that was easy to understand, and he never hesitated to answer my (admittedly numerous) questions. He made what can be a stressful process feel smooth and manageable. But what truly sets David apart is his determination. He wasn't just happy to find me any mortgage - he was committed to finding the absolute best rate and terms for my specific situation. He tirelessly negotiated with the multiple contractors that we had to involve in the type of loan we were trying to get on my behalf, and in the end, he secured the loan with a lower interest rate and helped me avoid the massive increase in loan interest rates of what we experience today. I can't recommend David highly enough. He's a true asset to anyone going through the homebuying process.

I highly recommend Dave for getting financing for home mortgages. He is also an excellent Realtor…read more He is very knowledgeable in all aspects. I have recommended Dave to many friends and family. He gets things done. He is currently selling our Chico house. He's also getting our financing to buy in Redding. Great human.

Although I was not able to use his services (home seller imposed unreasonable closing conditions) I…read morecan Highly recommend Don Krause at Caliber home loans in Chico, California. Don is an outstanding loan officer, who will leave no stone UN-turned to make your loan possible. I am very thankful that I ran in to him. I had an abysmal credit history and he made my low interest loan possible. he recommended ways to increase my credit score by 50+ points and they worked. So if you want a true professional who will handle every step of your FHA, conventional or income property loan you should seriously consider him. they don't come better than him

Don is Great! He is so knowledgeable with any questions you have and even volunteers so much…read moreinformation on things you may not think to even ask.

As a self-employed first time home buyer my family and I had a few extra obstacles to overcome to…read morepurchase our house. Richard and his team made this seemingly ominous task stress-free and even enjoyable, allowing my family and I to really get excited about the journey of purchasing our own home. We couldn't be more pleased with our experience with Richard!

We recently dealt with Mr Graeff and this loan company and what a pleasure it was. They are VA…read morespecialist as well as all Home loan needs. Our loan process was smooth and they promptly returned calls. Any issues or problems, although small were resolved quickly and efficiently. We dealt with Richard as well as Theresa during this process and would recommend them highly for Any Home purchases or refinance needs. They are trustworthy and would use them again.

The most helpful mortgage broker in Chico, CA…read more I can't thank Tim Kemper more for his service in buying my FIRST home. Tim was professional, prompt, and insightful in purchasing my first home. He explains everything first, answers his emails promptly, answers phone calls, and is there for the buyer. The sale was between a first time home buyer and a private party without a real estate agent. Tim went above an beyond to thoroughly answer all my questions as a first time buyer(which was a lot!). He laid out exactly how the loan was structured, what the timeline was, and how my loan would work. He worked flawlessly with the title company to close my loan on time and without surprises. I will definitely be going with Tim Kemper and Stanford Mortgage when I decide to buy another home. Tim is the best!

Tim Kemper of Stanford Mortgage is a total professional and goes the extra mile at every turn. I…read morewould highly recommend Tim and have great trust in his efforts.

Tim is a seasoned professional that makes the house purchasing process a breeze! He is…read moreknowledgeable, easy to build rapport with and I like that he makes himself accessible to his clients whenever you have a question. I highly recommend Tim if you are interested in purchasing or refinancing a home.

Tim helped me through what appeared to be (to me) a complicated VA home loan process to refinance a…read morehome. He was patient and explained everything thoroughly; he's extremely knowledgeable. He also took some time to get to know me as a "person," which doesn't happen much in business these days. Tim was prompt in answering questions either online or by phone. He does a great job of using technology to work with people outside of his immediate geographic area. I felt comfortable using the website and loved that Tim could also send me a video explaining the data being presented. The combination of Tim + technology worked very well! I highly recommend him.

Ben and his team were great! We are second time buyers and this time around was a totally different…read moreexperience than our first. The whole process was extremely smooth and we even had the option of closing early. Both Ben and Karol were extremely responsive. Highly recommend this team!

From the owner: For 23 years, I've helped people navigate one of the biggest financial decisions of their lives and…read morein April of 2026, I took that experience out on my own. Backed by C2 Financial, a versatile and reputable brokerage, I have the flexibility to shop the market and find what truly fits your goals, not just a rate sheet. What sets me apart is education, it's actually where I started. I went to college to become a teacher, and while my path led me into mortgages instead, that instinct never left me. We don't just review loan figures together; we talk through your full financial picture and how a mortgage fits into it, so you understand the "why" behind every decision. When you submit an offer, I personally contact the listing agent because I've built a reputation that when I say a buyer is approved, it holds up. Outside of work, this community is where I live, too. I'm heavily involved in youth sports, serve as the PA announcer for the local football team, sit on the board of a non-profit and volunteer as an auctioneer for several area charities.

Ari was incredibly condescending, rude, and disrespectful throughout my pre-approval loan process…read more He would take a long time to respond to documents he requested and would be condescending during even the shortest of phone calls. After asking him to stop being so disrespectful during our business transactions he said, "I deal with people with millions of dollars in the bank, I don't need you" and then refused to proceed through the entirety of our loan with us. He left me with only a loan pre-approval all because he was asked to not be disrespectful in communications. I do not recommend this arrogant and unprofessional man.

My wife and I were lucky to receive a recommendation to use Ari's services for our home loan in…read moreFebruary 2017. Ari simplified the process and took the time to answer all of our questions. Ari also makes himself available after office hours (and via text) which I REALLY appreciated. On top of being being a competent mortgage broker, Ari is also a rad human! If you want to secure a home loan and have someone walk you through every step, Ari is your guy!

I had an incredible experience working with Shan and her team. She answered all my questions, was…read moretransparent, and found me a great rate with a USDA loan. Shan is quick, organized, and proactive, which made my closing happen on time. Shan is a Queen!

Shan helped us with our first home purchase two years ago and our refinance last year. We decided…read moreto go with another lender for our refinance who lied to us and thankfully Shan was there to save the day and steered us back in the right direction and got us a lower rate! Highly recommend Shan and will continue to go back to her!