Kiak is excellent! This review is long overdue. I had just moved to the south bay LA area with a complex tax return including sales of securities and real estate, so I searched for someone who can handle these kinds of issues. I was so anxious that I'd owe so much taxes on income and gains. Kiak made it such a great experience as he was thoroughly detailed and organized but with a fun sense of humor, while keeping me accountable so that we'd get everything in on time. I was so happy I ended up with reasonable taxes than I originally anticipated all thanks to Kiak's expertise and advice. And as far as his fees, you definitely get what you pay for.. which is top-notch professional tax preparation. Let's just say I'm about to send my retainer for the 2022 tax year and definitely look forward to his services again! read more

Jennifer is an absolutely FANTASTIC realtor....I really can't praise her highly enough! She is deserving of 10 stars! She helped my daughter and I purchase a house in Gardena despite the crazy circus that is the LA property market. Plus she navigated us through a quick escrow with quite a few curve balls thrown in like the expert she is. Listen to her, take her advice, she is an astute guide and negotiator who knows how to handle an offer/purchase professionally and wisely, getting you the best deal possible. We turned to Jennifer after a bad experience with another realtor who had lost us 2 properties by not putting an offer in on time in such a hot fast moving market. Jennifer was astoundingly fast in comparison. She attended every open home with us, took us to see numerous properties, and kept us current and competitive by emailing info about new homes hitting the market, and a few before they were even listed. It took up a lot of her time yet she was always professional and friendly, never making us feel as though we were being demanding, especially since we weren't familiar with the escrow process so were a little more "needy" than most clients. She always ended each phone call making sure we understood everything, which we always did as she was always open, honest and straightforward, and she kept everyone else involved that way too. Jennifer was supremely organized (almost OCD), hands on at all times, making sure the sellers were on track, keeping contractors on their toes, organizing a 2nd termite inspector when our pick proved too expensive and not as thorough, liaising with the escrow officer and our mortgage broker/provider, checking permits, measuring for appliances, offering advice on shower door installations, talking to neighbors to get a feel for the area, etc, all while keeping us informed of every step every minute and holding our hands along the way. All that and a sense of humor too! We had a tight timeframe with my daughter's lease expiration -v- escrow ending so she could move straight into her new home without any down time inbetween. Jennifer set it all up like a line of dominos and everything just fell into place! She is that good! It really is like watching a work of art; she is a master of her craft. Realtor extraordinaire. We would definitely recommend 150% that you use Jennifer as your realtor. You would be crazy not to! She is an amazing person, professionally and personally. When we need to sell the house in the future we will be contacting Jennifer, and only Jennifer, to make the sale. read more

I stumbled upon this business through a review I read on yelp as a 22-year-old...I am now 30. My 8-year relationship with both Kiak and Jennifer has been nothing short of exceptional. They have helped my family and me in a variety of ways: Taxes, Retirement, Medicare Care, Home-Buying, and Refinances. With that said, My parents just concluded refinancing their home with Gardena Financial. Their new online refinance process was smooth and clear. My parents and I were thoroughly impressed by how convenient and efficient it has been from the comfort of our home. Kiak and Jennifer's interpersonal skills continue to foster peace of mind that we are valued. They always ask if we have any questions or if they were clear with their explanation. It is evident to me that they continue to be focused and committed to providing my family and me with the best service. If you seek an honest, committed, and professional business to handle one or more of your financial needs do not hesitate to contact them. I can't express how much value they have brought to my family's life by integrating different financial services. It is a true one-stop-shop! read more

Kiak was fast as it gets when it comes to doing your taxes. Start to finish, he was really consistent and personal. If you're looking for someone to help you with any questions or concerns, he's your guy. If you don't wish to go in person he does personal zoom style conference calls when going over your tax returns. Recommend read more

Hello. My name is Gerardo Reyes. I just refinanced with Gardena financial mortgage. I am very pleased with the benefits I received. * My payments have been reduced from three payments to just one. * My payment dropped by $2,255 per month. *As a result I am able to reduce my retirement withdrawal. *In addition, this will help my taxes be reduced. * These actions will help my savings last much longer, reducing the likelihood of running out of money. * I was able to get an excellent mortgage rate with a coordinated transaction in the other areas of my finances(taxes, financial plan, etc.) I retired over five years ago. At that time there were lots of important decisions to be made. Among them were: *Should I refinance to 15 years for both my rental and primary home? * Should I use my retirement fund to pay off my home? *Will my taxes go up if I pay off my home? *How will each of my financial decisions affect other areas of my personal finances(i.e., cash flow, emergencies fund,etc.)? *How should my retirement fund be managed? * Who can I trust to guide me? These are some of the questions that gave me anxiety and kept me up late at night. I had  interviewed several financial advisors and Kiak honestly wasn't my first choice. In the end, I selected him, for the following reasons: * Most financial  advisors are not a mortgage broker, a tax accountant, a real estate broker, nor an insurance broker. *Kiak is credentialed in ALL Five areas, and he has many resources to run several kinds of analysis. *When he helps refinance my mortgages, he thinks about how it would affect the other areas of my finances(i.e. income tax liability, cash flow, etc.) It is certain that a regular mortgage broker isn't able to accomplish this. *Since I use all of his services including tax filing, mortgage, retirement planning, etc., It has been much less painful for me. If I need to know about refinancing and how it will affect my tax liability, he can easily run a complex analysis using his tax and financial planning software with my existing information. This saves me time, money, and lots of explaining to different financial professionals. * Most importantly, Kiak will be honest and forthright with you. He's not afraid to lose you as a client if he thinks you were going in the wrong direction. If you are planning to use his services, be prepared. Be honest with him and listen to him. In my life experience, it's easy to find several sales people who will tell you what you want to hear, but not necessarily tell you what's good for you. Kiak has the credentials, work ethic, compassion, and passion to tell you what is right for you without being afraid of whether you will use his service or not. He values his reputation over a quick transaction. I hope you'll find this to be as true as I have. Gerardo read more

Called to get an estimate on how much tax preparation would be. Kiak at first seems nice and caring of your needs but in reality he's asking questions to see if you can actually "afford" his services. I had explained that my taxes might be a little complicated due to student loans that I had. He then started to tell me that pricing may go up if you don't respond fast enough. Like any hardworking person, I don't sit by my email every minute of the day but I do get back to important messages ASAP. His questions sounded more like generalizations as opposed to fact finding to ensure quality needs. I work with customers and good customer experience is critical in my line of work. This isn't it. In the end he said they would not be best suited to help me, and that was the only part of our conversation that I appreciated. read more

WE recently completed a "stress free" refi with Gardena Financial. The whole process seamless from beginning to end. We did the loan application on Nov. 7th, locked the rate on Nov. 17th and closed on Dec. 4th! Kiak kept me in the loop on a daily basis all the numbers were exactly what was discussed and agreed on. There were no mysteries or last minute surprises. We were able to refi take out some cash for an improvement project, and still lower our payment by over $300.00. So there are companies all over television and radio promising these incredible rates deals but with lots of hidden details but with Gardena Financial everything is honest, open and plainly spelled out. Thank you Kiak! read more

I have been getting my taxes done here for years! Kiak is very professional and bridges the gap between true quality, and affordability. Some legwork on your part is necessary, and depending on how extensive your tax situation is, it varies. But if you really think about it, what better way to understand your tax situation than actually getting involved in the process yourself? Not only does this ensure accuracy, but it also streamlines the process from beginning to end. A prime example of this is Kiak's recent implementation of Jotform. I recently brought my dad on board and filling out the pertinent information online through Jotform in the comfort of my own home was nice!! Indeed it did facilitate the process and limited needless back and forth. It also doesn't hurt that Kiak is well versed to advise on many other financial matters you may have. I highly recommend you inquire to see if he can help you in your tax situation. Already getting my 2020 tax documents scanned into my computer and ready to go!!! read more

My dear Kiak where would I be without you. I have been going to Gardena financial for the last 6 years when I first started contracting and now transitioning into a traditional W2 employee. Kiak has helped me over the years to provide not excellent tax preparation advise, but also useful financial tips in order to help me maximize my money. Kiak is top notch and one of the kindest humans I have ever met. If you are considering Gardena Financial for any financial services you will be taken care of. I trust Kiak completely and am glad to be able to return year after year. read more

Amazing service! Thank you for being so efficient and quick filling our taxes. I was sad when my CPA retired, but happy to have this team as my go to. Thanks again! read more

I never typically leave reviews but I'm really happy with Kiak's service. I just graduated in 2020 and transitioning to having a little bit more complexity to my tax situation makes me anxious. Unlike the previous years Ive filed my taxes, Ive always been on time on filing. However due to certain circumstances, I was late. But Kiak was nice to accept to help me even if its late notice. I didn't have bad relationships with my previous tax preparers but the difference this time which made me really happy is that Kiak walked me through and educated me with every step of the process. Im definitely going to have Kiak take care of my taxes moving forward. I definitely recommend. read more

Gardena Financial is truly the best place you can go to do your taxes. Kiak is very helpful and knowledgeable. He takes his time to explain you everything and most importantly he cares about you. I would definitely recommend Gardena Financial to everyone who's looking for an excellent experience filling their taxes. read more

It was my first time doing taxes with Kiak and I had a great experience overall. He is very knowledgeable and detail oriented. He explained the whole process and always made sure I understood my taxes. He even looked over my previous taxes from a different tax preparer. It was also convenient that he can do your taxes virtually. I already recommended him to my friends. read more

If I could give 10 stars, I would. My husband and I were looking for a place to do our taxes not just for numbers, but to understand what we were doing and what we could be doing better to benefit our family, lifestyle, and decision making. This place gave us sound, quality, and professional customer service. We appreciate that we were delivered beyond our expectations. What does that mean? This place offers a multitude of services from real estate to life insurance and financial advisement to name a few. Kiak is very knowledgeable and professional. He has a rationale for everything he talks about and we are glad that he accepted us as clients. The interesting part is that he does not just accept all clients as he is content with quality over quantity! This is why he has the time to provide such excellence. If you are looking to build a sound professional relationship with quality, friendly customer service, this is the place. We will be back and please do not take my word for it, call yourself! You will not be disappointed. The experience and knowledge you will gain is so worth the time and investment. Highly recommend. read more

This was my first time ever working with someone else to prepare my taxes and Kiak was great! He made me feel comfortable and handed everything. The process was clear and organized. He's a real, down to earth person, not a stuffy financial person. He ran scenarios for me, explaining different deductions. He made this tax season stress free. I'm so happy we found him! read more

My experience with Jennifer Tae was at every level perfection. She is not an average agent she goes way beyond expectations. I highly recommend her to anyone selling a property or properties in that matter. She is super friendly, professional and 100% going to work for you! She will do what needs to be done to make one/ Me happy. Thanks, KXT you have a wonderful agent... Thanks Jennifer Tae. Sincere regards, Damiano B. Centola read more

Gardena financial has been doing our taxes for the last 5 plus years and we have had no issues with the IRS which is what everyone should want. We discovered their tax service after a audit after using one of those do it yourself computer programs. We would not hesitate to recommend their services. read more

You really get what you pay for. Working with Kiak and filing my taxes for the first time was not as stressful as I thought it would have been. Kiak was reliable, punctual, organized, and responsive. I was extremely pleased with his service, and I am happy to say I will be returning in the future! read more

Kiak is very knowledgable, and always willing to learn more to assist you with your taxes. I had a tax problem, and Kiak went out of his way to assist me and got me a better outcome than I had anticipated. I would definitely use his services again. read more

Update: Another year and Katie still making taxes smooth as butter super friendly staff as always Came back again for the following year with Katie. She is more than fantastic! Very honest and sweet. She gets straight to the point and answers all your questions. Definitely will be coming back next year! All the workers are very kind and help with any of your problems you need. This place is very deserving of 5 stars read more

very satisfied with the simplicity of the service to get the tax preparation done in time. Mr. Tae took his time to explain the complexity of my situation and took care of my needs to get back on track on my taxes. read more

I refinanced my home with Gardena Financial. I worked with Jennifer and she was great! She helped me through the process and always kept me up to date on how things were going. She always asked if I had any questions. I've refinanced my house before and I never had any loan officer show the interest or take the time to make sure I was comfortable with the process. read more

Kiak from Gardena Financial was very helpful, accurate and precise. He is quick and detail in the tax service. I was able to go through a smooth process in filing my and family taxes all together. price is very reasonable and service is excellent. I great appreciate you. read more

If you're looking for someone quick to action to help you get your taxes done correctly and thoroughly, Kiak's the guy. He is very direct and to the point, but extremely detailed when explaining your taxes and its implications. Would definitely recommend him. read more

I was in a very bad situation in which the franchise tax board was going to record a lien against me in less than a month. Apparently the state franchise board said i owed them $25,000 from 5 years of not filing taxes. They calculated these taxes based on me having a real estate brokers license that i don't use, and how much real estate brokers make per year on avg. A lien would hurt my credit, and i would officially owe a lot money based on falsely assumed income by the state franchise board and me not filing taxes in the past. Despite this time crunch, Kiak took on my case. He filed taxes for me for all 5 years, and was on the phone with the state franchise board constantly to get all information they have on me and to make sure they receive the filed taxes so that they would not record the lien. Even when they would make him wait for hours and not call him back after putting him on the call "waiting list", he would try again and would eventually get through to them. He was very persistent with them, and now all my taxes have been filed and there will be no lien recorded against me. Thank you Kiak. read more

This place is a joke. Overpriced and rude staff. I call since I hit a jackpot and need someone to help me with a w2 form or a win/loss statement. I call today and the guy ask what the amount was for. It's not relevant but I felt like being nice,so I tell him the amount. I talk to an other Asian lady, and she gives me a quote. She says 250 dollars. I am laughing and saying, really? I tell her other places are giving me much better prices and you want 250. She says if I don't like the price, I can go somewhere else. Of course I will!! I call two other places in the area and they said 75 dollars and 100 dollars which is typically normal. I can also purchase turbo tax for 50 dollars and do it my self but it's more of the connivence factor. Come here if you like to overpay and made of money. read more

Kiak's is outstanding! I have no idea how filing for taxes work. Thank goodness i was able to talk to Kiak. He guided me thru the whole process and educated me along the way. I'm extremely happy with gardena financial. read more

Kiak was extremely helpful in getting my Tax Returns processed on time. He was extremely poignant and to the point which is something you would want in getting your taxes finished and prepared correctly. Thanks Kiak! read more

What a life saver! Called the day before taxes were due (after an extension) and Kiak took my call and worked after hours to file on time! Would definitely recommend! read more

FAMILY! Integrated Tax Services treats their clients like family. Jennifer and Kiak truly Love, Serve, and Care for their clients. Not only do they provide you with excellent service but educate you along the way so that you become a more knowledgeable individual. I'm happy to say that I have found a home that does it all. My tax and refi experience not only met my expectations but they exceeded it because we took steps towards planning for the future. A true genuine relationship was established with Jennifer and Kiak. They truly put me and my family's needs before their own. read more

For many years I had Harned Tax Services of Lomita prepare my taxes till Mr. Harned became ill and past away. After he became ill, he decided to sell his Tax Service. He looked long and hard to find a reputable, dependable and honest company to take over his business. He found ITS Financial Group, located in Gardena. Iv'e been having ITS Financial Group preparing my taxes for the past 4 years. Katie is my preparer and she does a fantastic job, she is very friendly and knows her stuff in regards to the law and taxes. I would definately recommend ITS Financial to anyone who is looking for a professional Tax Preparer or financial assistance. John C. Torrance read more

The ITS experience goes beyond typical 'tax prep'. It is just that..an experience. I'm so happy that we went in to see ITS this year. From your initial call to book your appointment to well after your visit, the level of professionalism is bar none. I spoke to Jennifer to book my appointment the same day, when I asked for an earlier appointment than what was readily available, she was able to make it happen for us within an hour of my phone call. That won major points! Our appointment was with Kiak, the owner. He is incredible! His wealth (pun intended) of knowledge as well as his breadth of experience in all aspects of finance, completely sets Kiak and the ITS Team in a category all their own. We were given a brief "get acquainted" orientation prior to diving into our paperwork. Kiak wanted to get to know us as people and not just from what we look like on paper (More points racking up!). He lets you know that this is not just tax prep but a relationship that will surpass just this tax prep appointment. (more points) Kiak was very thorough as he went through our finances and explained every step of the way what he was doing and why he was doing them and allowed us to ask questions. He went over alot of areas of our taxes with us that we needed to be aware of in the future and common overlooked areas as well. It made my head spin, but I could tell that he was genuinely concerned about our financial health and wanted to do whatever he could to help us get healthier. That personal touch means a great deal to me when you have my life literally in your hands. When all was said and done, Kiak gave us solid advice going forward in life and also gave us some "homework" with worksheets and instructions. All in the hopes that our financial situation is improved and healthier when we go in to see him next year for our taxes. :) I highly recommend ITS Financial Group. Just a note: ITS is not just tax preparation, they are a full service financial firm. So they are available year around for all your financial "health" needs. read more

As a 21 year old filing taxes for the first time, I don't know what I would have done if it wasn't for Kiak and Katie! Hands down best customer service you could ask for at any establishment. Katie ended up handling everything for me. I was looking for somebody who could explain everything to me, and wouldn't charge insanely. I had a few options and multiple W2's. Not to mention, a million questions. And I needed to get my taxes filed ASAP in order to file my FAFSA. I asked everyone I knew even on Facebook. Two good friends called Me right away and recommended this place. The second I walked in I was offered water, or coffee and got an overall warm and friendly welcome. Kiak was super friendly but was busy so he directed me to Katie. Katie has to be one of the most patient and detail oriented persons I've met. She does not cut any corners and is fully committed to getting you the biggest return possible and explains everything she is doing and looking into as she does it. There was never an awkward silence while she did stuff on a computer or ignored me. She explores every possibility with you. My specific case even required her to do some extra research, call the IRS and print out plenty of forms. Who knows how many hours she invested in my case alone! She called my cell phone with every update and worked with my schedule when I needed to come Back in to sign forms. I was only available weekends and Katie never made that difficult. My return was huge and now I can file my FAFSA by the priority deadline. These people know their stuff and are committed to doing the best possible job they can for any case of any size. Highly recommended. read more