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6 years ago
This review is long overdue. I want to give a huge shoutout to Anthony Ford and the Fund and Grow Team. I heard about this program through a Real Estate Course and was kinda skeptical. Then once my partner and I started the program we became very Skeptical... It was being pitched as this massive line of business credit that one could utilize for any business. I had referred a fellow Real Estate Investor around the same time we were signing up and he ended up getting a refund because we both had the impression that this was a different service. Which is the only negative note I have - This service needs to be explained more thoroughly on what exactly is being offered. It's a service that all can benefit from, no question. But, Transparency goes a long way. After being assigned to Anthony he explained to us that we would be utilizing multiple credit cards at a 0% promotional rate and that over time we would build a larger credit line. Which he has done to the tune of 204k. These cards have become a vital part of our business when it comes to floating construction costs in between sales as well as paying our crews. My partner was assigned another representative from F&G and let me tell you not all of the representatives are created equal. I realized quickly how fortunate I was to have Anthony work my account. One thing that I really appreciate about him is that he's a man of his word. We had a couple of projects that took a little longer to close and he was able to work around our timing; that way when we did our next pull it was the best position for our business and results - which that is exactly what happened. Now going into 2020 we have cards with 0% interest which is definitely coming in handy as we are in the midst of this COVID-19 pandemic. Give this man a Raise. IF he hasn't received one already. Great Concept for a Business Model Johnathan Johnson read more
Business owner information
Ari P.
Business Owner
Hi Johnathan, we are really grateful for this awesome review! Thank…
4 months ago
Not a "done for you" but done by you and paid by you.. paid over 4 thousand and cancelled the membership after second round of applications failed completely. In the process of filing disputes with consumer protection agencies... Beware of this company's misleading promises and failing to refund read more
1 year ago
Fund&Grow completely misled me and caused lasting damage to my credit and my trust. They promised to secure $50K-$250K in 0% business credit, but what I actually got was a confusing, self-managed mess that I could've done entirely on my own--without paying them a cent. They never disclosed upfront that they'd be applying for personal credit cards in my name, resulting in multiple hard pulls that dropped my credit score. They assured me they'd send instructions to help remove or dispute those inquiries--that never happened. I followed up, and they completely ignored it. To make matters worse, they coached me to lie to banks about my business's income and explicitly told me not to mention Fund&Grow when speaking to lenders--raising obvious red flags. They even had me fill out many of the applications and make the phone calls, which begs the question: what exactly did I pay them for? I wasted valuable time, damaged my credit, and gained absolutely no meaningful funding that I couldn't have gotten myself. The entire process was built on half-truths and shady tactics. If you're a small business owner trying to do things the right way, stay far away from Fund&Grow. They overpromise, underdeliver, and leave you worse off than when you started. read more
1 year ago
They come across as a money lender when they are nothing more that a third party to help you secure credit cards to pull out the balance. This is a short term fix to a long term problem. Issue is they charge you for this service when you can do it on your own. NOT A LENDER. STAY AWAY. read more
3 years ago
They're great at first, to get you in. but later when you call and press 2 (meaning you're already a member), and there's "one person ahead of you" and it takes them like 20 minutes to pick up. Their "chat" never actually worked and always timed out without anyone actually even chatting with you. You will speak to someone different every time you call. They don't have a good system to see accurate notes, between them and the credit department. If you're wanting to move forward with this company, be prepared to wait, and wait, and wait, and deal with mediocre customer service. read more
Business owner information
Ari P.
Business Owner
Thank you for sharing your feedback with us, Myra. We appreciate the…
3 years ago
From start to finish, Fund&Grow uses aggressive, misleading marketing tactics, grossly inflating the benefits of their program, hiding all its many negatives, omitting some of its key characteristics that may dissuade potential customers and ignoring the fact that you can have more success doing this on your own. All in all, they destroyed my credit history and obtained a quarter of the credit limit that they projected. They prey horribly on people's lack of knowledge and don't let them convince you otherwise. read more
Business owner information
Ari P.
Business Owner
Thank you for your review, Etzem. We apologize if you felt misled or…
3 years ago
You don't need to pay 4k for someone to fill out credit applications for you. A simple google search will yield the same results
3 years ago
Terrible - they recommended Kaydem Credit Repair which was an absolute horrible experience where nothing was accomplished! I would not recommend; I don't think they know what they're doing. read more
3 years ago
I do not recommend this company because it does not fulfill its promise of guaranteed money back, I tried to cancel my membership before 60 days and they convinced me not to do it by telling me that I could look for a loan to reduce my debts and thus be able to get the funds commercial, that if in the future it was impossible for me I could cancel the membership, for reasons that I could reduce my doubts I decided to cancel and then they told me that the 60 days had already passed and they could not return the payment to me read more
6 years ago
They are fantastic!!!! II know two people that were funded over $100,000 with fund grow this is one impressive company. I was so excited they told me my credit score was good enough that they could get me funding and I could pay the fees out of the funding. They were very professional and speaking to me knew exactly what they were talking about gave me complete confidence that they'll get me funding as well. I can't say enough nice things about them thank you fund grow. Melinda Alexander College Park, Ga Well the really impressed me. I got 32,000.00 in credit cards right away. Thanks you, Fund and Grow!!!!! read more
10 years ago
I was introduced to Fund&Grow through a webinar. I signed up for the service and after the first round of credit applications I am really happy with the results, Fund&Grow is an impressive company that has performed above and beyond my expectations. The knowledge of the team is amazing. The F&G representatives are top notch! They patiently answered all of my questions, guided me through the whole process, and performed all of the leg work. They have proven to be competent, trustworthy, and knowledgeable. I am especially grateful to Michael Richard and Zac Ricci for their exceptionally outstanding support I would recommend anyone looking to obtain funds to improve their business to get started with F&G! read more
6 years ago
If you have just signed up, good job! I really hope that you will have Bianca Rivera as your Account Specialist! She is awesome! Very efficient! I have just finished my first batch of funding and she has made my experience a very positive one! Thank you Bianca!!! read more
I worked with Sabrina at F&G and she helped me secure credit on the first round. I was very happy with the support and guidance she provided along the way. She was responsive and knowledgeable and kept me updated on the progress. The information she provided was helpful. I would highly recommend their service. I truly feel I have benefited a lot from working with F&G. Thanks Sabrina for all your diligence and efforts! Happy client!!! Will recommend to other friends! read more
6 years ago
I paid 4000.00 to fund and grow in October of 2019 and so far after 13 month they got me $3000.00. Funny how all reviews shows that business got money. They now have me back to their recommended Credit repair company Kaydem to remove inquires for the second time. Kayden had little result the first time then when you call or email Kaydem they did not return calls or email back. They keep promising 30,000 to 40,000 I have lost money the way I look at it read more
8 years ago
I was having a difficult time getting loans to help my business grow, even with collateral. I was referred to Fund&Grow and have been amazed ever since. To my surprise within just a couple months I received $28,000 in business lines of credit. I'm still shocked how quickly the process is. Everyone is so helpful and they go above and beyond to get you as much funding as possible. Bianca Rivera is my account specialist, she's been amazing and I look forward to working with her on my next batch of funding. Thank you Fund&Grow Liza D read more
7 years ago
I used their services for a short while which had no results and then I realized they were charging my credit card every month $50 for some kind of a magazine , that is not right read more
11 years ago
Credit Card Builders is an interesting organization. They make some pretty extraordinary claims about obtaining huge sums of credit through business and personal credit cards. I've met several people who have gotten some massive results, but all in all it's probably not worth their fee. I joined thinking I'd test it out, and if it wasn't what it claimed to be then I'd refund (they have a 60 day guarantee.). Little did I know that you can only get a refund before they start the applications. They claim to have personal relationships with the major banks and know which banks and what order to make requests in, and then they negotiate the original amount up using their master negotiators. What actually happened wasn't quite so wonderful. I had a pretty good credit score when I signed up (780), and felt good about my prospects. Unfortunately I had limited credit, I had $15,000 in credit at the time, and apparently that's a deal breaker for results with them. They got me 2 business cards with a total of $6,000 credit, and the negotiations didn't change anything. It was extremely underwhelming. The cards also have significantly higher APR's post intro than CCB advertised. Basically they signed me up for 2 credit cards I believe I could have easily obtained anyway. Definitely not worth paying over $3,000 for. This service is not for everyone. In fact, the only people I can think of are the people who have incredible credit scores and huge sums of credit already available to them, and are too busy to apply for credit cards themselves. read more
9 years ago
Fund and Grow was great and very easy to work with. They were constantly in contact with me and they did a great job securing us with the startup capital I required. I would highly recommend them to anyone who is looking for capital to grow or fund their business. Cheers GD read more
11 years ago
Worked with CCB and they got me around 250k in credit lines. I recommend my friends to these guys as well!
13 years ago
Credit Card Builders really does deliver. They've exceeded my expectations (which frankly wasn't hard to do, because I typically am skeptical about businesses that offer credit solutions). I'm amazed that they actually often exceed $250,000 in credit. They work very hard for their clients, really know their stuff, and are always pleasant. If you have relatively decent credit and need the working capital, I recommend them. read more
11 years ago
Skeptic turned to believer. Credit Card Builders way over exceeded my expectations, its nice to have a company under promise and over deliver. I am so happy I decided to pull the trigger and have this company help me build my business. As an Entrepreneur, startup capital is almost impossible to come by (especially in my industry) and Credit Card Builders Exceeded the estimates they told me they we're going to do for me already on the first batch. Extremely happy with the all-around service as well, everyone was very nice and thorough with answering all of my questions. From Marty to Zac to Crystal and Jillian and Liana, it took a team of people to do what they did for me and they did an amazing job working together for the end result, and they did it faster than I expected. It's nice in today's technology age to actually have so many different people in customer service always helping me throughout the process and holding my hand the whole way, I received real one on one attention. Very happy with everything from beginning to end. I will give more details to anyone who ask, anytime. read more
8 years ago
I just recently completed my first round of funding through Fung & Grow and they were able to get me $61,000 in credit from 4 credit cards. My client account specialist was Jason Alonso and I can't speak highly enough about him. He was very efficient and professional and was quick to return calls and answer any questions that arose. What most impressed me about this company is their detailed knowledge of the credit card industry and how they knew exactly what to do, submit and say to obtain these credit cards. Their ability to obtain a credit increase with in 2 weeks after opening the card was very surprising to me. For example, I had a card with a limit of $15,000 and they were able to increase it to $27,000 . Something I wouldn't have even thought to inquire about because I just figured the credit card company would never agree. That being said, the availability of the credit was a bit disappointing. For starters even though I had a limit of $27,000, they would only allow me to perform a balance transfer up to $15,000. There are other ways of accessing the rest of that credit but they are more complicated and in some cases more risky. In addition to that, I was advised not to use more than around 35% of the available credit, or if I do to make sure I pay it back down to that level. If not, it will negatively impact the amount of credit I can obtain in the next round of funding. This creates a problem for me because the reason I signed up for this is to obtain as much credit as I can to purchase real estate. That 35% would leave me only $18,000 to work with and not nearly enough for the purchase of a property. Also in most cases, the promotions are available for the first 12 months. If I hold off on using the money until the last round of funding (there are 3), then I would not be able to take advantage of the 0% financing they offer. If you are looking for quick cash to use for short time frames like 2-3 months, then this is a great program. But, if you are looking to utilize the funding for a longer time frame then this may not be the program for you. All in all I learned a lot about how the credit card companies work and they did get me a good amount of credit, but I have yet to see how the next round will go as I have used much more than the recommended 35% of my credit line and am not able to pay it back for at least another 8 months. Based on your individual needs this could be a great way to get access to short term money. Just know what your needs are before you dive in. read more
8 years ago
I was referred to Fund and Grow through a real estate "Guru". They offer a similar service to many other companies, offering to pull many credit cards for you simultaneously. It is expensive, but a good way to get 0% interest credit quickly. I signed up with them and had 1 "coaching call". I spent a month following their instructions to clean up credit reports, etc. It appears that my coach quit working at the company at some point and I was no longer able to reach him or anyone else at the company after repeated emails and voicemails. The company continued to charge me very high monthly fees while providing no service and applying for no credit on my behalf. I submitted a credit card dispute and finally someone reached out to me. They offered to refund the charges and I though the whole thing was resolved. I find out two months later they have continued to charge the high monthly fees and never refunded the original fees. They have now charged me thousands of dollars while providing no services. Beware. read more
14 years ago
the co. gives a 60 day money back it is not true had to fight with my bank to try to get back my money . i did not get it back. dont pay up front to try to get credit. read more
More info about Fund&Grow
8328 Balm St
Spring Hill, FL 34607
Directions
(800) 996-0270
Call Now
Visit Website
http://www.fundandgrow.com
Services
Is Fund&Grow by appointment only?
Yes, Fund&Grow is by appointment only.
From the Business
Specialties
Our credit consulting Program creates up to $250,000 of unsecured 0% business credit that does NOT show up on your personal Credit Report. (No tax returns required) You will also receive the benefits of our Dun & Bradstreet PAYDEX credit building service which can create an additional $50,000 of credit.
History
Established in 2007.
Since 2007, Fund&Grow has helped over 30,000 business owners and real estate investors across America get access to the funding they need and deserve. We have helped our clients quickly access over $1.6 Billion in 0% interest unsecured business credit, allowing them to achieve their goals - whether it be through investing in real estate or starting and growing their business. Some accolades we've earned along the way include an Accredited A+ Rating from BBB, being featured in Business Insider, landing on the Inc 5000 every year since 2016, growing an incredible team 65+ strong, and having over 5,000+ 5-star reviews. We're on a mission to empower entrepreneurs and investors by helping them utilize the smartest form of funding -- low-interest, unsecured business credit.
Meet the Business Owner: Ari P.
Ari Page is the Founder and CEO of Fund&Grow, a company that specializes in helping Real Estate investors and small business owners rapidly acquire up to $250k in 0% interest Business Credit. Since 2007, he's slingshot the team from 0 to over 65 members, helped tens of thousands of clients, and acquired them over $1.6 Billion in Business Credit- transforming countless lives in the process. He's most proud of obtaining over 5,000 4.9 Star Client Reviews, as well as maintaining an A+ Rating & Accreditation from the BBB. Ari lives in Weeki Wachee, FL and is a very passionate believer and teacher of the Fund&Grow Business Credit System, as well as the Secrets Law of Attraction & Manifestation.
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426 reviews that are not currently recommended
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8 years ago
We want to share our experience with Fund and Grow. We are new clients and we just finished the 1st round of applications. This hopefully can help more people to succeed in business and life. We started to work it Fund and Grow about two months ago, if I'm not mistaken. Boris's application began pretty much right a away and mine like two weeks after his was done. They will apply for a few major credit cards and then they will request a balance increase. I got a total of $24,000.00 and I was approved by two lenders. I have less than 3 years in credit history and I had recent inquiries before I signed up for the program otherwise I had avoided them. My partner got $27,000.00, he has less than 5 years in credit history and he was only approved by one lender however he got a bit more than me. I think it have been very successful so far, we are still have to go 2-3 more batches of applications to go (the program is for a year). We please with the results in this first round. Getting the money out wasn't difficult for me. I used my personal cards because they aren't new and they are use to my transactions (I consider that less probable to raised a red flag, since what we needed was cash to acquire Real Estate). I paid a friend that has a PayPal account for his company and he got me the money, then i made a balance transfer to my personal cards from the business cards. The reason I used to methods is because Boris only used Gold Money (it's a pain the verification process btw) and then used PayPal to send me money and get cash out of the accounts. Both his personal and business card from that lender were frozen. Ryan, Boris's account specialist, is helping him to work that out with the lender. We hope it can get resolved soon. There are fees to pay to move the money here and there but so far it has been no more than 3% and it's fairly easy. As i made more transactions then I will take out the money directly from the business's account. There are different strategies to get money out of the cards and I think it's a wonderful advantage. Other benefit is that all this transactions will be a deduction from our taxes, according to the guys from Provision. When we signed up for Fund and Grow we were told that the balances in the business account can be high as they don't report to your credit bureau, however in the credit coaching program (pdf sent by them to us at the end of the negotiations) I interpreted that we can't have more than 50% in balances. I'll check that out to confirm it, since we are using cash to pay for properties and pay down payments we have to wait to refinance to pay back the cards in full in the meantime we can only do the minimum payments. If it is otherwise it won't be very helpful for us because we won't get much more credit in the next batches. Let's hope for the best! In regards to the credit inquiry removal that they tell you can be removed from your credit report as they are for business purposes, we are undergoing that process now. Experian and Equifax have been easy and quickly to do. Transunion is kettle from another fish. They want me to send them a letter from the lender in order to approved my request. I hope I can get further help from Donna in this specific matter. Even though they recommend a company that specializes in removing your inquiries for you I think they should have a bit more info about it, like a second part of what to do if the credit bureaus say no to your request. After all that is one of the first things we asked when inquired about the program and they said it's no biggie and it's easy, you can even do it yourself! I hope I can get further help from Donna in this specific matter. Furthermore, I will suggest updating the "Coaching Program Package" every now and them. We have learn so much by doing this process so far, most of which we had zero idea about it. By reading their documents and website you get much more tools to work your credit and you company's. Both of our account specialists, Donna Fuller and Ryan Fuller has been very good and we are pleased with the job they have done. The company have really good customer service. Thank you Donna and Ryan Fuller. read more
8 years ago
I heard about Fund&Grow from being a member on Bigger Pockets and seeing posts made in the community forums from other members and was impressed to see upper management taking a priority to respond and be engaged with us. A short while later I saw a webinar 2 for the price of 1 promotion offer and I decided this would be ideal for my sister and I to participate. Thus far my sister was the first to get started since she had better overall credit scores and less debt than I had so she was an ideal candidate and as for myself they took a look at my credit profile and gave me the proper guidance on what pay downs I needed to make to be an ideal candidate. Being in the real estate industry primarily its most often that I'm required to jump through many hoops just to get affordable financing and I was surprised by the fact that for many years I had to use my personal credit just to build my business and it always bothered me that why would I need to be suffering from lower than desirable credit scores and debt for something that had its own business entity and needed to get its own footing established. This is where Fund&Grow made perfect sense! Listen, I'm great at building my business, buying investment properties and making them rent ready to provide folks with affordable housing. I spend a good deal of time working on my finances but that takes a LOT of time and energy! This is where Fund&Grow shines.. they are experts at obtaining 0% BUSINESS CREDIT with promotional length terms that make sense. The below testimony is for our greatest appreciation for those that helped us as they certainly deserve to be known: When I initially viewed postings by upper management on BiggerPockets I really enjoyed the posts made by Liana Alexander as she is very professional and is aware of client satisfaction. I then did my DD to research the company further and I found videos on YouTube posted by Ari Page and Mike Banks and just to see how much info they gave away for free to educate the consumer really showed me their passion and expertise in their field! I realize what I'm good at and I realized what they're good at and you need to follow the money so I banked on the fact that I was being taken care of and thus far my expectations have surpassed! When my sister and I signed up we connected with Zac Ricci, who was our Senior Credit Analyst and he was very informative and did his role in a clear and easy way to understand! My sister was initially assigned to Tiffany Carmichael who was able to obtain in her first batch $22,900.00!! She was very communicative and did a top notch job. On my sister's second batch she was assigned to her most recent Specialist who shes working with presently and her name is Bianca Rivera and in her second batch she obtained her $91,000 for a total of two batches combined is $113,900!!! My sisters thoughts have been positive 5 stars and she highly recommends this company and shes incredibly grateful working with previously Tiffany and she has nothing but very positive outlook thus far working with Bianca! I was able to get my very first batch finalized last month and my specialist that I was assigned to is Michael Richard! he is articulate, his communication is TOP NOTCH and is someone that I would highly recommend working with!! On my first batch thus far he was able to work through negotiations and have gotten me approved for a total of $95,200.00 in my FIRST BATCH!!! due to this happening I am now seeing more oppurtunities and I look forward to the next future batches ahead! I just got news today that a new specialist has been assigned who will be helping me with getting any of the inquiries removed so I can get going on to my 2nd batch next! This company is the REAL deal and it has truly helped our business in ways that words cannot express my appreciation and gratitude for all of the folks that I've come in contact thus far from this AMAZING company!! Thank you =) Warmest Regards, Gabriel and Annette F. Fort Myers, FL. read more
7 years ago
CASH ACQUISITION STRATEGY One initial note about cash acquisition fees: Don't worry about them. All the cards that Fund&Grow were able to get me had GREAT rewards benefits that nearly completely offset the cost of cash acquisition. Or ... you could take a free vacation. Up to you. Don't forget to follow up and take advantage of these rewards after you have made your cash acquisition using the strategies mentioned below. Plastiq I wasn't that impressed with Plastiq at first. My wife and I operate several Airbnbs in our local area and so rather than paying rent on our properties with cash - we just paid rent through plastiq using our 0% interest business credit cards. Just make sure you have all your ducks in a row on documentation who you are paying. They do check and if everything doesn't line up it will delay payment. I heard during a Fund&Grow podcast with Clayton Morris that you could WIRE money directly to a closing title company escrow rather than trying to pull money off the card into a bank account and then pay to wire the money. So I just did this on 1/17/19 to buy a duplex!. I wired several thousand dollars into an escrow account and purchased a rental property! WARNING: Won't work with AMEX. Which sucks. Gold Money I did use go the Gold Money route. Real pain to get an account setup. Be persistent. Call them e-mail them follow up. It takes a few weeks but you'll eventually get there. I had a few issues with some of the cards not working with Gold Money. I honestly don't remember which were which. Just figure out how much you can/want to pull off the cards and try all of the cards you get. The ones that don't work go ahead and try some of the other strategies. I want to say I was able to use my AMEX with Gold Money. This also takes a little more time than the other strategies. Purchasing the gold may take a day or two. And then selling the gold takes maybe a day or two. Again... don't worry about the fees or the gold devalue if it happens to you. The rewards pretty close to offset these impacts. Paypal (I am not a CPA or Attorney. This worked for me. May not for you. Beware) So I may get flogged by the internet for this. But I will put it out there. Please be nice. I have a personal paypal account. I already have an LLC with an EIN number. So I created a Business paypal account. I then paid my business paypal account using my personal paypal account using the business credit cards. Yes there are fees. Again ... don't worry about those. I want to say I read somewhere that if you earn beyond $20K in your paypal business account they have to report that income to the IRS. It is still too early to tell if I'll run into that issue. In the future - this will be used as a last resort. I don't recommend it now that I know I can wire money into an escrow account through plastiq. AMEX you might have to use Gold Money. And then use this as a very last resort. Swipe it at a register or online purchase This one is obvious. I've paid my property taxes online with these cards. My wife and I have furnished Airbnbs with crap bought at Sam's club, Amazon, Target, etc. using these business credit cards. They are great and easy to use this way and I encourage it. Good luck! Paul B. read more
7 years ago
I'm a technically income-less medical student in my 3rd year who worked with Brandon K at F&G. I know that in general, you have to spend money to make money and wanted to have a chance at starting buy-and-hold real estate before I start making "real money" as an attending physician in SIX YEARS... 3.5K seems like a lot when you're already hundreds of thousands in debt, have kids, and are creatively paying down a mortgage in CA. But I probably could not be happier with taking a chance on F&G. Like a few others, I came across F&G through Morris Invest and figured that I would get 3-4 "rounds" of applying for business credit and assumed that each round would multiply previous acquired credit by 1.5 or 2X. Therefore, if I gained even 70K of business credit at the end of the year, that would be like getting a loan of 5% APY, which is pretty decent. The fact that I've learned a lot about the credit system and how to negotiate with agencies is a nice bonus. I just finished round 1 and ended with 34K. I'm fairly certain that I'll easily cross the 100K mark. The best part is that I have not had to take much time away from spending time with my wife and kid or from my studies and long hospital shifts. I've been using the cards to upgrade an AirBnb listing I run and it has allowed me to work a lot faster and double the amount I earn on it. I now have enough total unsecured credit (with my personal cards currently :/) that I can purchase a modest buy-and-hold property outright with Plastiq (2.5% fee) instead of applying for bridge loans that typically go for 9-12%. Brandon was professional and responded quickly to my questions and worked around my ... issues ... like having no reported income recently and low income prior to that. These rounds of funding were also complicated by my mistake of trying to apply for a HELOC at the beginning of working with them (don't do that). Yes, your credit will likely drop by 30-90 points, but they provide you with the information needed to get rid of most of the hard inquiries that caused these drops. I also don't know how to verify if these new lines are business lines vs personal, but they appear to be business cards that are under a sole proprietorship with my name, which is what most physicians do anyways. I have read through the credit agreements for each card and they do say they are business lines. To me, it doesn't matter too much since Brandon asked if I was okay with non-business cards. Overall, my ability to take risk and control assets has increased with almost no effort on my part and I learned how to "prove my worthiness" to financial entities. 10/10 experience. read more
8 years ago
06/14/18 GLORIA KIRK- "Gigi" Your creative Realtor- Advocate and Business Consultant- who delivers Results! 4700 Sheridan St Hoillywood, Flo 33021 Mobile: (954) 609-5235 Office (954)893.-1322 Fax(954)987-6432; (954)987-6432 Email: esasii@bellsouth.net;gloriakirk@keyes.com In order to make money, you have to Invest in YourSelf! And where else to invest in yourself, that Fund and Grow. Not doubt about it; However, you have to do your research where to Invest and grow; and I certainly Did it! Last Year I heard a webinar from Fund&Grow. I was very Skeptical at the beginning when I heard what The Chief Operator, Mr. Mike Banks were promising on that webinar. He certainly convinced me with his knowledge, experience, talent. I eventually called him and sure that he was so professional and so funny that we laughed a lot because of my past experiences pursuing for so many years on this country dreaming to have an opportunity building and repairing my credit. I tried hard getting funding specially with AMEX, Chase, and so many others institutions. I never had the chance in the past. Fund and Grow and Mr. Bank. Basically, what he promised.... happens! I never taught I could have a chance to have several Lines of Credit! Specially not for my personal credit but for my business- Investment! Here I am with Fund and Grow. It is already my second badge. I am so lucky because In Fund & Grow there are more than Humans- Like Bianca Rivera A Senior Credit Analyst who possess a "Can Do Attitude"! walking the EXTRA-Mile! She is Such as a great Human being truth worthy Negotiator ! Here is what she did for me last year, 2017 to the present. She took control of my files, reviewed my Credit, Customized my family plan, and put in line all the Lending entities; created me a Long Strategies. In Sum, and by the present, she always responds and COUNCELS me on how to plan, create and accumulate wealth; she helps me on organizing my finances. She also enrolled me with Kaydem-a Great Organization with great supporters and cooperative agents like Andrew Hunter- working on my three Credit Bureaus. To Finalize, there were not other place to invest on myself like Fund and Grow because I thought I never will have have a chance to succeed Financially Free if I let to pass this opportunity to meet Mike Banks, Bianquita Rivera (highly recommended) and Andrew Hunter from Kaydem. Thank you so much because of you guys I will be able to pursue my Dreams! Thank you! read more
8 years ago
Several years ago I was in very bad shape financially. I was facing an emanate foreclosure on my home, I was not working due to illness and I had creditors calling me day, night and all hours of the day. My mailbox had nothing but threatening letters to take me to court or offering settlement debt letters. My credit score that at one time had been 787 was now 585 and I was feeling so helpless to do anything about my situation so my only out I thought was to commit suicide. I know that it sounds crazy to consider such a thing and leave my wife and children to now make it for themselves but when you're under so much pressure and the only way you can see is down, those kind of thoughts are sometimes entertained. A friend of mine that I confided in told me about Fund and Grow, but warned that they will only work with me if my credit score was 700 or better. Once again hope sank within me. Although I knew at the time my score was well below 700, I called Fund and Grow anyway. I made an interview appointment and talked with a very professional interviewer that asked me all the right questions and determined that, they would not be able to work with me until something was done about my credit. I was then referred to one of their affiliate companies to repair my credit Kadem Credit. Kadem Credit worked very diligent and hard to clean up and repair my credit. They were very thorough in the process of repairing my credit and kept me and Fund and Grow updated on the progress they were making. The whole process took maybe 6 months but it was well worth the wait, when I finally got the call saying my credit score had improved enough for Fund and Grow to take me on as a client. The representative that got me going with getting zero percent interest credit cards was Anthony Ford. Anthony displayed and extended nothing but complete professionalism while working on my behalf to ensure I understood how the process would proceed and what his role was throughout the process. I was given the assurance that every effort would be expended to get me the help I'm seeking. To my amazement Mr. Anthony Ford was able on the first round to get $38,000 in 0% interest credit and second round funding around $42,000 of 0% interest credit for a total of $78,000. I highly recommend anyone seeking to improve your credit score, grow or expand your business or just work with a true professional like Anthony Ford and organization such as Fund and Grow, to reach out to them today! Thanks! read more
8 years ago
I heard about Fund & Grow on a real estate investing podcast that I frequent and it sounded too good to be true. For the longest time I have wanted to get into real estate investing, but it has the stigma that it is only for those with tons of money...the mantra "cash is king". For the longest time I merely read about real estate investing and managed to save up enough money to purchase my first duplex. Wanting to grow more as an investor I joined a local read estate investment association and learned something very quickly that was a motto of every single SUCCESSFUL real estate investor...they were creative! If you find the right deal the money will come. After exploring different routes to provide the funding I need to acquire deals as I find them (i.e. hard money, private money, seller financing, lease to own, etc.) I came across Fund & Grow. What I love about F&G is the professionalism that they have in doing what they do best. Could I have sent all the applications out on my own?...yes. Could I have managed their approvals and tried to get the limits increased?...probably. Would I have been able to do it as seamlessly, quickly, efficiently, and thorough as they did?...no, and it would have required a ton of my personal time. My time is valuable so I chose to work with people whose profession is raising business funding! Now to the good stuff...after my first round (which took about a month in total) I have secured $54,000 in business credit with terms anywhere from 6-15 months 0%. This was my first round, and my company is fairly new, but still....this is exactly what I needed to rehab a single family home I purchase with hard money from a wholesaler, then refinance the home after a 6-month seasoning...paying off the credit lines. Just in time to do it again with my next round of funding with F&G. I would highly recommend to anyone who needs a shot of adrenaline to their ability to grow their asset column (shout out to Rich Dad Poor Dad). The longer you wait, the more you'll be telling the story, you wish you would've done it sooner. Also, be prepared for family and friends to tell you, you're crazy. As long as you do your due diligence, when people are telling you you're crazy, you're probably doing something right...to rise above the rat race and start making your money work for you! Always keep your eyes open for new, creative, opportunities. read more
8 years ago
Hello! My name is Dave, owner of DNB Consulting, and I'm a Real Estate Investor based out of Columbus, Ohio. While seeking a way to expand my business through available capital, I found Fund and Grow (F&G) through another long time experienced investor by the name of Mitch Stephen, who hosted a webinar where other business owners could take advantage of their services. I have to tell you that I am truly glad to have found these folks, as they surely know what they are doing. Veronica, on the personal credit side, helped me to get my current credit line under control and create a better FICO score. On the business credit side, and the first one month round of funding, Jason was able to secure nearly $60,000 worth of available business credit on my behalf at 0% interest. Thanks to F&G, I now have almost $94,000 worth of available credit for use in buying property, for wholesaling, buying materials, marketing or other business needs. And this was only round one of funding! Following their guidance for credit use and management will be a great help for round two of funding to come in a few months from now, where I expect even higher levels of business credit to become available to me through card stacking. With the help of F&G, I anticipate reaching the $200 - $250,000 levels in the next year or so. Without F&G, with their knowledge and skills within the personal and business credit world, I could never have gotten the funding levels I now have, or will have in the future. F&G makes it possible for investors and business owners to not rely solely on banks and private money lenders to expand their businesses. With F&G you build your own source of funds, and I highly recommend their services. read more
8 years ago
I signed up with Fund & Grow at the beginning of May 2018 with credit scores of 785-803. By the beginning of July, I had been approved for 4 new credit cards with a total credit limit of $29,000.00 (one of those was for my newly established business). They ALL have 0% interest for purchases and balance transfers for 12-15 months. Although I had naturally hoped for more $$, I am satisfied with my first round of funding and expect to receive much more when we proceed with my next round. I am also happy with their level of communication. My representative, Bianca Rivera, is very thorough with her instructions and very quick to respond to my questions. She has kept me fully informed on actions she has taken on my behalf and the results. I was able to immediately draw $25,000 cash from the cards by using my personal paypal account to make payments to my business paypal account. I then transferred the cash from my business paypal acct. to my bank. It worked perfectly and quickly - took about 3 days. (I will try using plastiq next time.) If you have a LOT of time, a LOT of patience, and a LOT of experience and knowledge of the nuances of the credit bureaus and credit card companies, there is no doubt you can do what F&G does. But why in the world would you? They have been able to do what would unquestionably take me much longer with undoubtedly more headaches - and their fee is tax deductible as training/education costs. F&G is the real deal (not sleazy operators) and well worth the investment, IMHO. read more
8 years ago
I wanted to share that my experience with Fund and Grow and I tell you, is been excellent. In a very little time I work with my account manager Retrena he was able to get me over $28k in credit on the first round. This is more that I expected and I can't wait to see how far we can go on the next rounds. Working with Retrena is a pleasure, he answers your questions as soon as possible and he is very courteous on the phone. My credit score is moving nothing but up and cannot thank Fund and Grow enough for that. Again, I'm looking forward to keep working with my account manager Retrena and move the to the next level. I was introduce to this service through a webinar months before, but I the time I was skeptical, but then on Dec 2017 I re-watch it and decide to give it a try. VERY SURPRISED I TELL YOU!!! If you are looking for a company and people that can help your business grow when you need funding, please do not think about it, do not hesitate and look no further, Fund and Grow is the company that will give you results in a very short time. Everybody's situation is different, but with Fund&Grow by your side they will help you with your current credit situation to get you the funding you need. You may need to do a few things to make things moving but their simple instructions makes it so simple to follow that I'm glad to do them. I would absolutely recommend Fund & Grow to anyone hands down! Keep the good work, you have the highest reputation in my book!!! read more
8 years ago
I'm a local REI investor out of CT. I found out about Fund and Grow through REI club and a few other investors and I have had nothing but a positive experience. Between my existing personal lines and the 81k I obtained through Fund and Grow I have greater then 100k to invest in real estate with. With the Hard money companies that offer funding at 80% LTV I'll be able to get the 20% down I need from my own lines of credit. I would seriously recommend. It takes time to build, so build it now so it's there when you need it! This was my second round of funding that I received from Fund and Grow, this time around I got 37k in unsecured business funding! In addition to that I had them go for increases on my personal lines and that added up to about 10k! In addition to the funding I received earlier I have a total of 81.5k in business credit cards! Brand Kroon was my representative and has been incredibly helpful throughout the process. He has been very prompt, responsive and knowledgeable throughout the whole process. Jennifer Soriano also assisted with my file was very professional and helpful in assisting with the funding process. If you're looking for unsecured business lines of credit to help grow your business, Fund and Grow is the place to go! I still have about 6 months of funding left so I'm confident at this rate my 81.5k will continue to grow as will my business operations. Thanks Fund and Grow. read more
7 years ago
I'd highly recommend Fund n Grow if you need capital for growing your business or rehab funding. I researched a lot of different avenues to get cheap money including business lines of credit, business and personal loans, hard money, etc. and I think the 0apr cards you get via Fund n Grow is among the best options out there. I already had several business and personal credit cards but Fund n Grow helped me get to the next level. All the people I dealt with there provided excellent customer service throughout the process. Veronica Purdy was great to work with early on, as she helped me come up with a strategy to pay down some existing cards and get me in the best lendable position. The plan ended up working really well. Both she and Macey were very helpful and patient in answering all my questions along the way. Jason Alonzo the client account specialist did an amazing job in securing me $83,500 in my first round of applications, all at 0apr! About $20k of it was personal and $63,500 was business credit. He far surpassed my expectations for the first round. He's one of the better negotiators there and I'm glad that I was able to work with him. Top notch level of service. These guys are legit and well worth the money I invested. I look forward to future rounds working with this team. read more
7 years ago
I am very fortunate to have been introduced to Fund & Grow just a few months ago. I was looking to access funding to continue my real estate investing and also for a new business venture I am pursing. I had worked with another company in the same industry about 5 years ago and had not had a good experience, so I was skeptical to say the least. After my initial consultation with Fund & Grow, I knew they were head and shoulders above their competitor that I had worked with previously. Every concern I had from my previous bad experience, they had exactly the answer I was looking for in how they go about their business. And having worked with them now and having received my first round of funding, I can say without a doubt that they delivered and then some. In less than one month after signing up for their program, I had access to $56k in new funding. They were also able to roll in an additional $40k of existing credit lines and get those funds qualified for 0% interest also. The people at Fund & Grow really are experts in this field (special shout-out to Anthony F.) and their level of knowledge and their precise plan and strategy to obtain funding is what I have been most impressed with. I would definitely recommend them to any in need of funding for their business. read more
8 years ago
Thank You Retrena and Fund & Grow. Hello my name is Bryant and I am a R.E. investor who is truly excited about writing this review. This is the first time I have experienced a company in the financial industry that said what they could do and actually follow through on their word. I have been receiving emails from Fund & Grow several months and kept ignoring them. One of the emails I received invited me to a webinar. I actually thought that this is another internet scamming program. I listen to the webinar was quite impressed on what I heard. What grabbed me the most was that I only had to pay $1 to get started if I had good credit. I have good credit, so what ever the cost for getting the funding I would pay only if they produced credit for me. That was a no brainer. I started the program in April and by Oct they have created $30k in business funding for my Real Estate business. This is only the beginning and my first batch. Thank you Fund & Grow for producing. Thank you Retrena and all the reps that I have worked with. You guys are amazing at what you do and I'm so grateful for your service. Retrena was absolutely amazing and every challenge she experienced she came out victorious. Thank you for your winning spirit and you willingness not to quit. Bryant read more
7 years ago
Good Day New Fund Seekers, My Fund&Grow Representative's name is Retrena Thomas. I have nothing but glowing/positive reviews regarding her performance/ professionalism and results thus far. Regarding my First Round of Business/Personal credit-cards working as a team we secured over $150,000.00+ in funding (in Around 30 Days) so needless to say I am Moon-walking and doing Back-flips. We are now preparing for the second round of funding. My personal goal is $400,000.00 on the Second Round. My advice is be respectful and do exactly what you are told to do by the Fund&Grow Representatives in a timely manner for optimal results. Believe it or not the 1 year will pass before you know it. I simply can't believe I am already almost 4 months into my 1 year of service at this point. Warning!!! 5th 3th Bank if Completely Horrible or our credit achievement on the First Round would have been much higher than $150,000.00+. I am going to work with Retrena to get a sound replacement from them for another card provider to replace them. Retrena Thomas/Account Specialist = A+A+A+A+ on all Levels. Work with her and get ready to do Black-flips and Moon-Walk. I highly recommend her. Gook Luck Everyone!! Best Regards, C Mayes read more
7 years ago
Fund & Grow has giving Wing 7 Trucks Houston, LLC another opportunity to scale out our business exponentially. This astounding opportunity came from the direct assistance of Client Account Specialist "JASON ALONSO" it was his unwavering patience, professionalism, his transparent line of open and honest communication throughout the process. I was very elated to have Jason as my account specialist to assist our company with our 2nd. Round of Funding. The first round with the help of Retrena Thomas (Client Account Specialist) F&G raised a whopping $41,400 and revolving credit, the second round Jason almost double that amount raising $72,600 in revolving credit, with a combined total of $114,00. Jason negotiated and completed this round of funding less than 3-weeks. Our company is NOW positioning to go into the third round of funding, which I am very confident we will reach our financial goal of obtaining $250,000 in revolving credit. F&G has been a remarkable blessing and I recommend ANYONE who is seeking capital and credit for personal and/or business use to make F&G their ONE STOP SHOP, you will NOT regret the decision. THANK YOU, F&G, and a special thanks to Mr. Jason Alonso, YOU ALL ARE THE BEST !!!!!. Bilal. read more
7 years ago
I have been working with fund and grow since January 2018. Needless to say for me that I wouldn't have had as successful of a year investing in real estate in 2018 if I wouldn't have used them. The first round yielded me $47.5k in credit ( 3 cards) and the second round yielded me $29.5k in credit (also 3 cards). At the time I had only bought my multi fam house 6 months prior in June 2017. At this time I knew I wanted to continue investing, but cash in hand was an issue. Therefore coming across Fund And allowed me to invest in two more multi family investment a this year, something that wouldn't have beeen mad possible with this biz credit tool. Brandon Kroon, account specialist for Fund and Grow, has been the specialist I have been working with since the start. Now two rounds into my membership later, I can't thank him and the company enough for giving me this jumpstart in my real estate investing goals. He is an extremely professional individual that I know will also continue to help many others have a great experience using this tool. Please let me know if anyone else has any questions regarding my experience with The company and how I have utilized the biz credit tool. read more
7 years ago
$37,000 in business funding in just a couple of weeks!!! Financial freedom is the ultimate goal that we all hope to achieve and that goal can become a reality with the awesome business credit program provided by Fund & Grow. Entrusting your personal credit profile to a credit acquisition firm can be an unnerving process. My concerns were immediately put at ease after the first conversation I had with my account specialist, John Madison. He thoroughly went the process with me and laid out a step by step process for me to follow. After that initial conversation, I simply followed the instructions, kept up with our email communications, and let John take care of all the correspondence and negotiations with the credit institutions. In just two short weeks, I received $37,000 in business credit in my first round of funding! The attention to detail was top notch and the constant communication was first rate. I look forward to working with John in the future to obtain my business goals. If you are serious about changing your life and obtaining the business funding that will help you in that journey, look no further than John Madison and the competent folks at Fund & Grow. read more
8 years ago
When I first signed up with F+G, I was given a bit of a run-around. I had one phone consultation with a guy who told me that in order to get started, I had to sign up for several different credit monitoring companies - all of which cost money. I signed up, instead, for free credit monitoring sites - credit karma, etc. After that, my F+G agent told me that because of my poor credit (660-680), I would have to apply for personal credit cards on my own. He sent me links and told me to apply for myself, and that he wouldn't start the timer for one year of service until my credit improved. Fast-forward 15 months, my credit had improved greatly and I hadn't heard a word from Fund + Grow, despite several emails. I called angry, wanting my money back... and that's when I met Retrena. She convinced me to stay with F+G for a bit longer, and promised that she would personally oversee my card applications. She immediately got to work and delivered - within a month I was approved for 4 separate cards and over $20K in funding. Retrena turned my view of this company around - if I had been with her from the beginning, it would be 5 stars no brainer. Thanks Retrena! read more
8 years ago
I am having a good experience with Fund and Grow, they have secured 72.5k worth of business credit and 8k of personal credit. The staff is professional, responds to all questions quickly, My POC is Brandon who is very knowledgeable about the process. There are three waives of credit accrual so I have two more waives to go to receive even additional sources and amounts. The interest rates are introductory rates from 9-18 months. Fund and Grow also has advised some cool techniques on how to get cash off of the cards without cash advance fees. I did think when I signed up it would be business unsecured lines of credit so little disappointed that it is credit cards. For my business, the bottom line is I have access to the cash when needed though. The other disappointment is that initially your personal credit will get dinged with many many inquiries that you will either have to accept, deal with credit reporting agencies to try to remove them yourself or pay for a credit repair service. This part wasn't shared initially. BTW, They do give instructions and information on getting corporate credit, but do not handle that directly. read more
Fund&Grow - financialadvising - Updated May 2026
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