1. Frost Bank

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Kingwood, TX

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Frost Bank

5.0 (1 review)
Closed • 9:00 am - 5:00 pm

Services - Frost Bank

Personal banking

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Smart Financial Credit Union

Smart Financial Credit Union

(1 review)

Kingwood

This is the worst experience I've ever had with a bank/credit union. Unprofessional, incompetent…read moreand non communicative (until I sent an angry email), "Smart" seems to be a misnomer for this credit union. As the power of attorney for my elderly parents (who are both living in a nursing care facility), I'm responsible for closing accounts and consolidating their assets in order to pay for their care. I went to the Kingwood branch of Smart FCU to close accounts under my father's name, and presented them with multiple IDs, notarized POA documents and all the information regarding my parents' situation. My father has Alzheimer's disease and had a stroke a few months ago, rendering him mentally and physically disabled. Even with all this information, Smart FCU's legal department said they needed a doctor's letter stating the diagnosis. This took a lot of extra effort (as I'm doing all of this long distance), but as soon as I received it from the care facility, I immediately sent it to Smart FCU to process the accounts closures. I received a generic response that I would hear back from them within 24 hours. Eight days later, still nothing, so I emailed them again to get some answers. They called me the next day and said that NOW they "can't accept the documents" to close the accounts and that they require a "handwritten letter" from my father. This is literally impossible and ridiculous! Does anyone there even know what having Alzheimer's disease AND a stroke means?! I'm still trying to get this resolved after a month has already passed, and this is causing so much undue stress and difficulties for me and my parents. I would NEVER RECOMMEND USING THIS CREDIT UNION!

From the owner: Smart Financial is a full-service, financial institution that focuses on people, not profits. Our…read morestaff is united in its passion to provide superior service. Our purpose is to give back to the community while helping valuable member-owners like you with your financial needs.

Frost Bank - banks - Updated October 2026

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