Approximatley April 3, 2023, I recieved in my work District 20 email, mail from outside source about going over Pera retirement accounts - see attached screenshots. This misled me to trust this Pera affiliated email.
I set up an zoom conference with Brandon Halsey on Thursday April 6 through my personal email when he reached out to me to set up an appointment.
We went over the insurance IUL pitch for about an hour and a half. THinking it was favorable, and telling him that i have a pre-exixting conditiotn and have been turned down for life insurance in the past, I gave him personal information to see if National life would approve it. I did not receive a policy for the IUL. He said "let's keep our fingers crossed. I did give him my bank account number thinking they were going to see how much was in there. I never gave him permission to sign and draw $31,800!!!! I never clicked on anything, esigned, etc. He told me later that I had given him verbal permission to sign the policy on my behalf while going over the info on Zoom.
There is also a discrepancy in the amount I talked about "putting towards my retirement" I said 30,000, the document he sent me summarizing the proposal said 30 k and the draft was for $31,800???? What is going on with the 1,800?
On April 13, Brandon Halsey sent me a text saying i was approved. He wanted me to call and move to next steps. I blew him off and said i was busy, asked to email me the details, On April 17, 2023, he sent me an informative email at my request. he sent me an email - see attachments - saying I was approved and asked when to approve a draft date. I did not answser him and give anyone permission to draft.
On April 25, 2023, Brandon said I need to let him know by Friday I once again blew him off.
THey next message on the Second of May said I hope all is well. I just wanted to follow up. Thankyou, and I look forward to hearing from you. I had no idea that I had an actual policy. He continued to pitch me. When I told him i have to run it by an acquaintence of mine, is there a time scale? He tried reassuring me by how this company has been around since the civil was. He was being a pushy, persistent salesman. I obviously never said there was a deal and they could draft.
I did not see the Life Insurance policy I "purchased " ever. Or until Brandon prepared it on May 11, 2023.A National Life did not send me the policy to sign until May 11 and continues to send me emails to have me open it and esign it. i havve not and will not sign anything.... I have asked Pete Belair, manager at National Life Group multiple _3_ times to show me the policy cancelled. I am concerned with his as the policy trial period is only for 30 days....After speaking with him and saying that I have contacted a lawyer, he finally responded with two attached screen shots in an email.
More with Brandon Halsey.
Texting back and forth..
I wanted more info. Was it an annuity, He said he would send over info tommorow, no email only a text and a honky little video. I couldn't imagine at that point that I had OKed a policy. I had no clue what it was. I figured i would do more research and decide later. Talk to people later.
See attached screenshots of texts.
When I discovered the draft, I immediately contacted Brandon Halsey demanding to know what happened. He said something about misunderstanding and in shock i don't remember what he said it was and i said accidents happen. I had not fully realized the inplications of a 31,800 dollar misunderstanding in which I still have not seen a contract that has been cancelled and money back into my Chase bank account. That is not OK.
At one point in shock, I emailed my lawyer from a previous case a few days later and explained what was happening, He told me people to call and places to write letter, What to say. I was working and did not do it all. I also talked with multiple Chase bank tellers and a manager - see attached photo of names, I was told to wasit to give the insurance company the time to return the money, that the claims department would not do anything yet. The manger at Chase also said it would take a long time to resolve.
Until i get the money into my account my life is being affected by a great amount of stress and losing of sleep. Now as well, work in the morning and it is 11:44pm.
My lawyer has told me to have a lawyer draft a letter to CHASE so that thier lawyers will be looking into this claim. He thinks that i could be turned down.
National Life insurance -
Manager Pete Belair
After him reassuring over email that this was being taken care of, he blew me off and stopped responding to my emails. This put me under a great amount of stress being Bi-polar !, my stress were starting to manisfest. I was forgetting to take my meds, very forgetful, preoccupied at work, running on 5-6 hours of sleep,
Brandon Halsey has not returned any of my texts or calls within the last week. read more