1. Fred Loya Insurance

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Pico Rivera, CA

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Fred Loya Insurance

1.0 (1 review)
Closed • 10:00 am - 6:00 pm

Services - Fred Loya Insurance

Car and truck insurance

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3 years ago

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GEICO - Team birthday lunch!

GEICO

(11 reviews)

I had been a GEICO customer for decades with excellent credit and no intention of using my vehicle…read morefor commercial deliveries. Before considering a part-time delivery opportunity, I did what I believed was the responsible thing: I contacted GEICO to ask what commercial insurance would cost so I could determine whether the opportunity was financially feasible before ever using my vehicle for business purposes. I was quoted approximately $516 per month for commercial coverage. Because that cost made the opportunity impractical, I never moved forward. I never completed a single delivery, and I earned no delivery income. Despite that, simply requesting a commercial insurance quote--and never completing the application or using my vehicle for deliveries--resulted in GEICO deciding to cancel my long-standing auto policy. What was most upsetting was the wording of the cancellation letter itself. It stated as fact that I "use" my vehicle for deliveries, which is unacceptable under the policy. That statement is simply untrue. I never used my vehicle for deliveries, and I can document that I completed zero deliveries and earned zero income. As a customer of many years, I expected the opportunity to clarify the facts before such a serious decision was made. Instead, I was left feeling that simply asking how to comply with GEICO's insurance requirements before accepting any delivery work ultimately led to the cancellation of my policy. I am deeply disappointed by how this situation was handled and by the lack of consideration given to the actual facts. Based on my experience, I would NOT recommend GEICO.

BEWARE! Always triple check your statements when making changes online. On two separate occasions,…read morethey made billing errors and charged for selections I declined, road side assistance and car rental, and their call center was no help. I'll be searching for another insurance.

Fred Loya Insurance - autoinsurance - Updated October 2026

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