I obtained an auto loan in May 2023 from First Guaranty Bank in Denton, Texas, and recently discovered that in January 2024 the bank started using a faulty system for applying P & I to the balance, resulting in systematic overcharging pattern.
If this occurred to my account, it also occurred to other accounts as well. Dispute has been filed, as well as complaints to regulatory agencies.
Avoid this bank. read more
I started banking with them when they were still synergy bank, they are now first guaranty bank in the same location. My aunt banks here and is the one who suggested this bank. It's a small branch with few/zero atms in most places but the customer service inside the branch is nice. I've always received top notch, personalized service at the garland location. read more