1. First Florida Underwriters

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Orange Park, FL

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First Florida Underwriters

5.0 (2 reviews)
Closed • 9:00 am - 6:00 pm

Services - First Florida Underwriters

Homeowner or property

Car and truck insurance

RV insurance

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Russ Vorhis - State Farm Insurance Agent - State Farm Logo

Russ Vorhis - State Farm Insurance Agent

(18 reviews)

Westside

Luke was extremely professional, thorough and knowledgeable…read more He was patient and calm as he answered all of my questions. Thanks to Luke my experience in switching auto insurance from a different company to State Farm was very smooth.

ZERO STARS if I could…read more I will never use State Farm again, and I would absolutely not recommend this office. I called last week to cancel my auto policy because I had sold my car and the rate I was quoted for my new vehicle was outrageous. I cancelled the policy a full week before my premium was due. Despite that, State Farm still drafted approximately $250 from my bank account yesterday for a vehicle I no longer even own. I tried calling this office to resolve the issue, but you cannot get through to anyone. Their phone system literally says they are not accepting calls. I finally drove to the office in person. The receptionist could see a note showing that I had already requested the cancellation, but apparently the autopay was never turned off. She had to process the cancellation again and told me to wait for an email regarding my refund. I received the refund email today, and the amount being refunded is not even half of the payment they took from my account yesterday. So once again, I tried calling the office. Once again, they are not accepting calls. I am now having to deal with a virtual/live chat agent, and even that agent has to contact this office to determine what my correct refund amount should be. I have attached a screenshot showing that even State Farm's own agent cannot simply resolve this without contacting the office. What is going on here? If handling a simple auto-policy cancellation is this difficult, I cannot imagine trusting this office with homeowners insurance or anything more complicated. The lack of communication, inability to reach anyone by phone, incorrect draft after cancellation, and now an incorrect refund amount have made this an absolute mess. AVOID THIS OFFICE AT ALL COSTS.

Ron McCann - State Farm Insurance Agent - State Farm Agent

Ron McCann - State Farm Insurance Agent

(2 reviews)

Westside

I had been a customer of this business for over 30 years. That relationship ultimately ended due to…read morea failure to ensure that my insurance premium was paid. The issue arose when the insurance company was changed and proper follow-up was not completed. I contacted the office more than 30 days ago to have the matter corrected. At that time, I was told that they had contacted the mortgage company and provided the required insurance information. However, approximately one month later, I received another letter from the mortgage company stating that there was no insurance coverage on the property. I contacted the office again and requested that, since they indicated they would be emailing the mortgage company, I be copied on the correspondence. When I received the email, it was sent only to me and not to the mortgage company. Additionally, it contained incorrect information: it referenced the wrong insurance policy and the wrong property. The information was being sent to the incorrect insurance company. Specifically, the house that does not have a mortgage was listed with policy information intended for the house that does have a mortgage. At that point, I simply wanted the issue to be properly handled and resolved by their office. However, in their response dated 12/15/2025, they did not state that they would take responsibility for resolving the matter. As a result, I no longer had confidence that the issue would be addressed correctly or at all. Due to these repeated errors, lack of follow-up, and loss of trust, the matter remained unresolved and ultimately led to the termination of a long-standing business relationship.

My family has used him for almost everything for two decades. He truly cares about his customers…read moreand provides wonderful service. Highly recommend!

First Florida Underwriters - homeinsurance - Updated October 2026

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