So after a year of being with this bank they decided to mess with my credit by declining my $27 kohl's payment because it was "Non sufficient funds" which is totally not true and they know it because right after that the bank charged me $40 for "Not having any money". But here is the real kicker, if I didn't have $27 to pay my kohls then how were they able to take out $40 out of my account without making my account have a negative balance? I'll tell you why. These people just want your money and they will eventually take it. I called them about it and THEY WOULD NOT REFUND THE FEE!? I know Chase bank, Bank of America, Wells Fargo, and literally any other bank would of refunded me. All I'm saying is this bank sucks and so does there communication and their ATMs never work. read more