I have used First Centennial on 2 occasions, I used Steve Christensen for the initial purchase of my home and subsequently, I used Chris Sloan for a recent refinance. Both were great, the rate/fees were competitive as compared to other banks and mortgage companies, but the service was great as well. They kept me in the loop on the status throughout the process, and worked hard to meet expectations on timing, nice job. I would highly recommend First Centennial, and specifically Steve and Chris. read more