A little over two months ago, I honestly felt stuck. My transmission had gone out, my credit score…read morewas in the 500s, and I couldn't see a clear path forward. A friend recommended score mend, and I decided to give them a chance. From day one, they treated me with respect, walked me through the process, and gave me hope when I really needed it. They helped me improve my credit profile and put together a plan that actually worked. Just eight weeks later, I drove off the lot in a brand-new Mercedes something I never thought would be possible. The entire experience exceeded my expectations. If you're feeling discouraged by your credit situation, I can't recommend Scorement enough. They didn't just help me get a car...they helped me rebuild my confidence and changed what I thought was possible for my future.

I was recommended to Credtique by a good friend and I'm glad we connected. They have a very…read moreresponsive team and will answer any questions very promptly. They are very cost effective compared to other services that I was looking at. My score has gone up from a low 600 to well over 700 points and will go even higher once they are done. I highly recommend them to whoever is looking to fix their credit. They are honest, reliable and get the job done.

I HAVE SEEN THE LIGHT!…read more Without getting into too much detail, Bryan has helped turn my life around. When I found Bryan, I was a newly divorced, single father. The only things my ex-wife left me (besides grief) were low credit scores, high debts and no assets. Fast forward to today after working with Bryan for 2 years, I am a homeowner, driving a new car with a 780 credit score but the work is still not done. I don't mention all of this to brag however it is a reality that I thought would never happen. This is now my reality thanks to Bryan's help and guidance. I initially turned to him for credit repair services but it has evolved into so much more. Bryan has become my mentor, accountability coach and friend. I have referred several friends to Bryan who were skeptical at first. But like me, they started off with credit repair services and shortly learned how much more Bryan has to offer. BRYAN aka THE CREDIT WHISPERER. The Above was written in 2021. Today it's January 17th, 2024 and I'm back with an update. So, today I woke up to an 842 credit score!!! After thanking the all mighty, I then had to thank Bryan. This is something I thought was unachievable before I met Bryan. However, with his amazing guidance and mentorship, I find myself living the unbelievable, all thanks to you, Bryan. Thanks for welcoming me to the 800 club!!

I've known Titan Prep for about 10 years. Their services are exceptional. I see that they've had…read moretwo stars overall rating. That's unfortunate. The people that I've worked with are exceptional. They give great value and they're honest and sometimes the service that you request they can't I can't control the outcome. They are honest that's all you can ask for. Sometimes we judge value by what we want, but you have to judge it by what you can get. The team of Vance, mark who work under Jeraldine are exceptional. Jeraldine is exceptional. If she can help you, she will. If they can't, then they can't. If they can't doesn't mean their service isn't good. I value them very much and I hope you do too!

My case manager John was great. Very helpful and patient with me when guiding me through the…read morenecessary steps.

They were amazing throughout the process always very clear and truthful about everything that was…read moregoing on program lasted the amount of time they said since the beginning and am very happy to have choose them to resolve my debt issues thank you first choice you guys are great

Lets be honest, no one wants to be here writing a review for a debt relief company, right? But, I…read morewill be honest, I got myself into some big trouble with debt, unfortunately. I started to panic, and I did some research here on Yelp, and I landed myself in the lap of First Choice. I contacted them, and got to work on trying to figure out what to do with my situation. I wanted to avoid bankruptcy for multiple reasons, however I didnt know how I was going to make a huge payment every month to get myself out of debt. The number given to me for a monthly payment knocked the wind out of me. I had a HUGE amount of debt. I couldnt even make all of my monthly payments, what I was paying on my cards, was just being put right back on in finance charges. It was so overwhelming. I decided I had no other choice, and I went and got a second job, and eventually cancelled items like my Disneyland pass, and other items to be able to make one payment to First Choice. It hasnt been easy, but they were extremely easy to work with. They negotiated with my creditors, and as part of their program and your payment to them, you also have legal representation for advice and other items. I will leave a separate review for Veritas Legal however they were amazing to work with as well, including having me keep track of phone calls from creditors, and calling them to tell them to stop calling me, and tracking when they dont, and going after them if they violate the law and continue to call, resulting in some debt possibly being forgiven. I was offered a loan through a partner of First Choice, that I accepted. This resulted in all of my debt being settled and paid off, and I now am paying back the loan, at a slightly lower monthly payment as when I originally signed up. I have probably 3 1/2 more years to pay all of this off, but I am so grateful to have worked with them to get my life back in order. They were so very helpful from the very beginning through the very end of the loan company taking over. The only thing that caught me off guard was receiving 1099-C forms. I was not expecting this, and had to amend my tax return and am still waiting to see if I will owe money on these. That can take up to 6 months... and it sounds like if the IRS forgives the money owed, you will just not get a response from them. Very stressful and once 2020 is over, I will be happy to know where I stand on that matter. I recommend this company, just know there is a LOT of work that goes into taking care of debt, and you will have to put a lot into it, but this is the place to do it with. They will guide you every step and answer all of your questions. Good luck!!!

When I first met Erika I had such bad credit that I couldn't even rent an apartment even when…read moreoffering double deposit or financing a car. I thought that fixing my credit was an impossible or extremely hard thing to do. I have now been working with her over a year and I can definitely recommend her to anyone that needs help. My credit has improved greatly and I couldn't be more grateful

This is an amazing office with multiple uses. Erica has achieved her dream to have an office where…read moreshe can serve those who are in need of credit repair as well as other issues. They have a room that can be rented for people to come in to do training as well as a green room for photography. Today they were free head shots that they were opening. I feel good things are coming in the future from this building in this office. Congratulations Erica

They were very helpful and Mr. Salcedo gave me all the information I needed and connected me with…read morethe right financial planner for life insurance will recommend to friends and Fam.

Agahbi was super informative and straight to the point. She took the time to listen to mine and my…read morehusband's financial goals and concerns. She was prompt with feedback and we are so appreciative of all of her work. We highly recommend her services to meet all of your financial goals.

As a client of "The Simple Penny," Aghabi (Founder) shares her passion in assisting others in…read morereaching their financial goals. Either it's creating emergency funds, a retirement plan, augmenting your savings account(s), and the dreaded credit card(s)/student loan debt. I sought the services of Aghabi, quickly! Once before, I worked towards eliminating credit card debt and followed a stringent budget, which allowed me to pay myself 15% per month. Unfortunately, I fell off track and consulted with Aghabi who said she'd gladly assist me in increasing my savings accounts and eliminating my credit card debt. My financial "diet" plan began on March 1st. Since then, my mindset of what and how I spend has changed tremendously. Aside from Aghabi's plan, I have re-implemented "No Spending Day(s)," which I have done before. I'll be on a 3-Month Plan and I'm excited to see how much I've saved and normalizing this new habit of how wisely I'll spend. Let Aghabi collaborate with you in attaining financial freedom. Aside from her inspiring testimonial, she has helped others such as college students and friends like myself! All it takes is one email or a phone call to get started with your journey of being financially free!

Mr Hunter Zinkil is the only lender you need to trust your hard earned money for your dream home…read more I am an active military member that was being tossed around in the lending world. Another veteran highly recommended Hunter and we couldn't have been more satisfied. To date we have completed 3 home loans with this professional. 1. He is always there for you 24/7, an that is not an understatement. 2. He doesn't pass you on to the next guy or gal in the office after you begin your process. He is there with you from start to finish. You will not find that anywhere else. That is true customer service. 3. He is all about helping people and not the bottom dollar. If you want to be a number on a stat sheet go somewhere else. That isn't in his nature. 4. He is passionate about Veterans and their EARNED benefits. His knowledge on those programs is unmatched and he gets you to YES! 5. He watched the economy and he saw the rates benefit our former loan, so no cost to us but our time and he did everything. We just needed to make time for the notary that arrived at our house saving my family thousands of dollars! 6. We have recommended him to many friends, family members and co-wokers all across the country with so many different circumstances and there has been nothing short of satisfaction. You have found the subject matter expert, call him today!

I have known Chase since 2017 when he helped me refi my first property here on Oahu. He did an…read moreabsolutely great job then and he did a great job helping me refi my second property. Great customer service, very knowledgeable, very patient, very understanding, and very professional. I will stick with Chase with any future refis and property purchases. I definitely consider Chase, Ohana.