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    Eric Smith - State Farm Insurance Agent

    5.0 (1 review)
    Open 8:45 am - 5:15 pm

    Services - Eric Smith - State Farm Insurance Agent

    Car and truck insurance

    Life insurance

    Vehicle

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    Nick Kazerouni - Del Mar Insurance Group - Nick Kazerouni (858) 245-1149~ 100% Satisfaction Guaranteed. No Broker Fees! Auto / Home / Business / Workers Comp / Umbrella / Life

    Nick Kazerouni - Del Mar Insurance Group

    (109 reviews)

    Carmel Valley

    Nick Kazerouni is hands-down the best insurance broker I've worked with. We're in a high fire-risk…read morezip code and kept running into dead ends trying to secure strong home + auto coverage. Nick didn't just shop quotes, he worked directly with underwriters to make the case that our home is materially lower risk based on our exact location and the property's characteristics. The result was an excellent policy when "no" was the only answer we were getting elsewhere. Beyond the outcome, Nick is great to work with. He consistently makes time to walk through options, explain tradeoffs, and help you make a decision you actually understand. If you want someone who will advocate for you and won't phone it in, I'd recommend Nick without hesitation.

    I had home/auto/umbrella insurance with Farmers for more than thirty years[!]--without a homeowners…read moreclaim--but they cancelled the home policy in Q4/'2023...apparently when they realized the address was in SoCal...So we finally signed up with AAA...until they cancelled our home (still no claims) in January 2026. After a few weeks frustrating search on the internet, I talked to Nick Kazerouni, who clearly knows the market and options, and was willing to work hard to meet our requirements. He is careful, disciplined, responsive, and a nice guy. I think he will be especially valuable if you have some unusual requirements). I recommend him without reservation.

    Nick Mynderse - State Farm Insurance Agent - State Farm Agent Nick Mynderse

    Nick Mynderse - State Farm Insurance Agent

    (12 reviews)

    Excellent working this Agency for all my insurance needs, they are always help customers save on…read morethe insurance premimums. They always recommend different policy changes to save on insurance. When I was switching to Tesla Model Y, I thought that I will have to pay through my nose for insurance but gave me options to really get great premium on my insurance. I happy to have them for all my insurance needs which includes Auto, Home , umbrella and earth quake. I have to deal with a small claim related to some minor mistake, it was easy to deal with it. I see good reason's why we need to go through a local agent for insurance needs who understand more about the demographics and come up with wonderful recommendations! instead of calling some 1800 number which goes to someone who might not be be familiar with our local conditions, sometime call getting directed to some other coutry used to be pathetic. After trying couple of online services for couple of years, I ended up switching back to working through a local agent. This agent is best, I have ever worked with. They are very quick on the responses and insurance changes. I want to complement Nick and Emily for working all my insurance needs and made dealing with it quite simple (like a single click).

    I have been with this insurance brokerage for 35+ years, first with Nora Lynch and now with Nick…read more Nick, Emily, and Armando give first class service and a ton of experience and great advice. I can't recommend them highly enough.

    Eric Smith - State Farm Insurance Agent - autoinsurance - Updated May 2026

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