David Smith from Equilane did a great job on our loan. I've heard from a bunch of friends who have gone through refinance what a pain it was and this was really a breeze. We did the application, submitted paperwork, got the appraisal and voila we were done. We didn't have to provide lots of extra documentation, they never asked for the same thing twice, Dave came to our house every time we needed to sign papers. There was one snafu but it wasn't a big deal and They fixed it right away. We closed on time and they even came to our house for the closing...highly recommend! read more