1. Edward Jones

1. Edward Jones

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Hermosa Beach, CA

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Edward Jones

5.0 (1 review)
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Life insurance

Investment management

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8 years ago

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Farmers Insurance - Carla Ramirez Insurance Agency

Farmers Insurance - Carla Ramirez Insurance Agency

(31 reviews)

I had what was an unusually low rate from another carrier (home insurance), but I wanted to confirm…read morethat I was getting a good deal, when my renewal arrived with a sizable rate increase. A close friend who's a realtor, mentioned that he refers a number of his clients to Carla's office, and suggested I call. I spoke to Maria, and shared information regarding the coverage I had recieved, and the property in question. Maria promised to get back to me quickly, and she kept her word. She let me know that I had an exceptionally low rate with the existing carrier, and should definitely renew it. She didn't try to upsell me, invent silly reasons why the existing coverage was not good, or any of the other shenanigans that too many of us have come to expect from some insurance folks, sad to say. She also shared with me other insurance options her company offers, and helpful advice around future insurance purchases. Overall, even though I didn't end up purchasing a policy, Maria and the team at Carla's office was outstanding for being transparent, helpful and responsive. I would definitely recommend them, and I hope we have a chance to work together again in the future.

I absolutely love working with this Agency. Carla has always been caring and wonderful and then…read morethe fortune of me getting Yi Lan Chan on my account was so incredible. I feel like I'm working with honest, hard working, intelligent people who care and are responsive. I wish I could have an experience like this with other service providers! Thank you!

Cliff Warren Investments - Black Mold

Cliff Warren Investments

(32 reviews)

Cockroaches! Run! I…read moredid not have the same interpersonal issues with management that others had at Spencer Terrace, but the building itself is pretty horrible. The least bad stuff: It's loud - you can hear kids playing constantly because of the echo of the courtyard; your neighbors might like to play music and fight at 3 am; and you can hear every footstep, inside and out. The main windows face a walkway so say good-bye to open blinds in your living room and kitchen. The very bad stuff: A very bad roach infestation. Bad enough to see roach poo in the cupboards and drawers no matter how often you clean. The pest control company they use doesn't do much beyond what you could do yourself - dotting some poison bait everywhere. I spent a ton of money on roach baits, boric acid, etc. and managed to control them to mostly the kitchen (they were literally everywhere), but you can't win this battle. You will always be confronted by roaches in the kitchen anytime during the dark hours. Two other neighbors that we know of also had roaches (and one of them saw a mouse in their apartment), and one empty unit I checked out while living there also had a roach roaming in full daylight. So yeah, it's the whole building. One couple moved in and moved out three months later - that was the empty unit with the roach that I saw. When you inevitably move out because you can't stand the idea of living with roaches, say goodbye to your deposit because they will charge you a "painting fee" even though the paint they used flaked off constantly while you lived there. You will leave it cleaner than you found it but they likely will still charge you. The painting fee was inexcusable - the paint they used came off in sheets if you merely brushed by it. There is also a major termite problem that is easily visible - just look for the sawdust under the wood railings. Serious health hazzard - I suspect the building will collapse one day, and no one should be surprised. One end of the walkway appears to be help up by a big jack. They are constantly working on replacing the wood but they can't keep up with the termite activity. We found several dead termites in our apartment, too. This was the worst place I've ever lived because of the roaches, and I've been renting most of my adult life. Do not move here unless you love communing with nature (aka roaches).

Don't move here the mgmt doesn't care about their tenants, the B plumbing is bad and black mold…read moreeverywhere

Edward Jones - lifeinsurance - Updated July 2026

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