Debra Meskell is my current financial adviser and she seems to know her stuff! My investments have…read moreall been doing quite excellent in the last few years and I have never had a problem. She always calls back when she says and is on top of things. Patrick also seems very nice and talked me through parts of my taxes that I was confused about, which I know is not in their job description. I was so lost on the whole IRA business and he assisted me in picking the right options with turbotax so I wouldn't owe the IRS money years down the road. Yay! At first I was skeptical since I no longer live in Ramona, but even working with Debra from Hawaii has never been a problem. She is always willing and able to work around my schedule and her demeanor is quite lovely. I would recommend her to others any day!

Patrick Meskell has been our financial advisor for 8 years. He has helped us with IRA's, 401K's,…read moremutual funds, 529 college plans and many other financial issues. When we first met with Patrick he patiently explained the different ways to invest in the stock market and the costs associated with each approach. It really put my mind at rest when Patrick showed me where he invested his family's money to pay for his kids college and why he made those choices. When I was layed off for six months, Patrick walked through our investments with my wife and me and helped outline a plan so we could get through the time without an income. During this stressful and uncertain time, it was beyond comforting to have someone we trusted and had a relationship with to help understand our options; this really put our minds at ease. There are only three people that work in Patrick's office: Patrick, his wife Deborah and Amy. All three are responsive and helpful with financial issues that come up. Phone calls are answered quickly and Patrick has often called late in the evening or even on a weekend to get us information that we have needed. Our relationship with Patrick feels less like a customer/client and more like a friend who genuinely cares about helping us. I highly recommend Patrick if you need financial planning assistance.

Often the first thing that comes to mind when looking for an advisor is managing investments. Bull…read moreOak does this of course--their philosophy is logical and evidence-based. But what set Ryan, Peter, and their team apart to us was that they were clear early in our partnership that they wanted to bring value through other avenues: tax planning and efficient financial planning, just as examples. We appreciated that they accomplished this while also factoring in our goals and especially our values. We feel lucky to be with Bull Oak and highly recommend working with them.

The Bull Oak team has been great; the only regret I have is not signing on with them sooner…read more.. I love the methodical focus on minimizing costs and maximizing returns at scale, as well as the detailed approach Ryan, Peter and team take to financial planning specifically. They are patient with education about all aspects of financial planning and investment. It's valuable for novices and seasoned investors alike, as I pride myself on financial literacy, but Peter taught me a few new tricks as well! I also love how the firm uses modern planning tools to stay connected with me at all times! I highly recommend Bull Oak, and

The customer service at the Bank of Southern California is outstanding! The staff is competent and…read moreso very friendly. They have always gone out of their way to help me with all of my banking needs. I highly recommend them without hesitation.

From the owner: A growing commercial bank, established in 2001, Bank of Southern California, with headquarters in…read moreSan Diego, CA, is locally owned and managed and offers a wide range of financial products to individuals, professionals, and small-to-medium sized businesses. We currently operate branches in San Diego County, Los Angeles County, Ventura County, Orange County, and the Inland Empire.

I am in the Tax and Accounting business. I have over 30 years of business experience and have…read moredeveloped an excellent client base that has expanded over the years. I provide tax preparation, consulting and tax defense both for individuals, businesses and corporations. I am always searching for opportunities to provide extra services for my clients especially in the areas of wealth management and financial planning. When it comes to trust, professionalism and product knowledge in the investment field, I sent my clients to Dmitriy to explore all options when it comes to their retirement or simply for a portfolio analysis.

Dmitriy is a truly professional and caring person who puts your best interests first. He does all…read morehe can to invest your money carefully and treats it like it is his. In fact, Dmitriy sometimes cares too much for his customers and puts them ahead of his self interests. I would highly recommend trusting your finances with Dmitriy Bgatov! Matt Ficke

Great service I love Next Gen. I will continue to use in regards to financial planning. Need more…read moreinformation, then call them and they will give you their all and more. Love it love it.

Working with Steven and the Next Gen Financial team is such a worthwhile investment. I found Steven…read moreyears back and was drawn to his approach to financial planning and his commitment to listening to me and creating a plan that fits my goals and my lifestyle. I liked that he intended to be a lifetime resource for me, as I was under 30 at the time, and I am not good with long term financial planning beyond just saving as much money as possible. Steven helps you strategize with your money and make decisions that are right for you and your situation. Having this relationship brings so much peace of mind and I can't recommend Next Gen strongly enough.

Have done 3 deals now as a 2nd trust deed investor with varying levels of success. Long story…read moreshort, there is risk...and our most recent 2 loans had us worried at certain times about even getting our principal investment amount back. Ultimately, we made money collectively out of the 3 deals when combined, but they were not without some headaches and very real concerns, and the end ROI was not what we anticipated. Some pointers I'd like to share in order to minimize the risk to this type of investment: -Always view the property & neighborhood in person before deciding to invest. -Keep a close eye on the real estate market and be careful of high LTV (loan to value) ratios. This was part of the problem with our most recent investment with the stall/drop in RE values...especially over a longer term project with changing market conditions. -Only loan out $$$ on properties that you would consider getting stuck with should something not go as planned. -Vet the borrower as ultimately you are on the hook should the deal go south, not SD Equity Partners. -Understand the difference between a 1st and 2nd trust deed position and the advantages/disadvantages between the positions, especially related to a potential foreclosure situation. If you're looking to do these type of investments, feel free to mesg me and I can give you more details/guidance before you invest. Ultimately, a narrow majority 1st position loan puts you in the best possible scenario as a trust deed investor. Combined with following the above tips, you are almost guaranteed to turn a profit and get the anticipated ROI. =)

Evan is great to do Businesses with. He Helped out on a Charity organization I volunteer to. (…read morehttp://brunchclub.mydagsite.com/the_story ) Thank to him and SD Equity for giving back to the community.

Didn't get tax return finished in a timely manner, even though worksheet and meeting was more than…read morea month and a half ahead.. ; waited to the last minute. Didn't list expenses correctly from my worksheet.. I finally went to another tax preparer and had a totally different experience. This was from a few years ago. I hope it has improved.

Darren, Maria and Jessica are great. They have been helping me with my taxes for years. They are…read moreresponsive, knowledgeable and professional. I recommend !