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    Direct Auto Insurance

    1.1 (241 reviews)

    Services - Direct Auto Insurance

    Car and truck insurance

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    Worst company in the world.

    Direct Auto bought out SafeAuto so I was switched automatically. I had them for JUST ONE SINGLE MONTH.. before the scams began. Absolutely do not use this company.. they're atrocious. I switched back to Progressive and it actually ended up being so much cheaper. Also, piece of advice for ANY car insurance company you go with (hopefully it's not Direct Auto tho ) - GET. A. DASHCAM! There's a free phone app so especially if you have a second phone you're not using, have it on at all times when you're driving. It'll ask if you want a free trial of a paid service.. just decline to pay anything and use the free version. It's the same exact ish. I was hit by a drunk driver (on THANKSGIVING DAY mind you.. one street down from my home) that ran a red light and IIIIIIIII was found at fault. Imagine that!!!! Drunks are usually also scammers iiiimagine that!! They WILL find a way to scrounge together money to hire an attorney (who is ALSO scamming.. IMAGINEEE THAT! ) to scr*w you because you're an honest person that.. like.. uh.. actually has a life and doesn't have the time, energy or money to hire a shady attorney that they've clearly used before to pull this same BS Anyways. Insurance companies are a scam. Attorneys are a scam. People are a scam. Your only way around the wholeeee headache of an accident that veryyy clearly is NOT your fault.. is with a dashcam. This was my second time getting hit by a drunk driver but luckily the first time, she came 60mph and rear ended me while sitting at a red light.. and a cop was NEXT TO US imagine that lmaooo. Okay I'm done. Or maybe I'm not? Cause: Please take my advice. Do not use Direct Auto and get a FREE phone dashcam! You can find super cheap phone holder thingys on Amazon that you can stick to your dash.. best investment I've ever made in my entire life lolol. Cause I know I'm set if this ever happens again. I'm actually looking somewhat forward to it (jk universe. Please no accident again for the rest of my life. The PTSD and driving anxiety that comes with it is damn near unbearable every time I'm behind the wheel ) cause I WILL take the time, energy and money to hire and attorney and make sure I'm paid out for any further suffering I experience. Stay safe out there y'all. So many people out here goin through it I swear it's all getting worse and worse so just hang on for dear life. Look up Kali Yuga and it explains why lmaooo. Ok bye (Photos just to prove I switched to Progressive and DiReCt aUtO is canceled)

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    Got a quote from them. I got a good rate. I went to sign up with them. I was given a bait and switch.

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    Cheap because they don't pay your claim. Beware if a third party sets you up with them.

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    Allstate Insurance: Joe Schneider

    Allstate Insurance: Joe Schneider

    (78 reviews)

    Old Town, Near North Side

    I have been with Jo Schneider with both home and auto..maybe 20 years. No claims on either my home…read moreor my 2020 Fit. Paid on time ALWAYS. The credit card I use tp pay got scammed and I emailed to please contact me....I thought since they were a busy agency that was a polite way to contact them. WAS I WRONG! In the mail today came a cancellation of my auto insurance!! This is after I paid more for homeowners insurance thru them than city property taxes. Yes, I called immediately and solved it but I guess they couldn't be bothered to contact me OR return my email. So much for loyalty . Looks like all these reviews are old...so here is one for 2026..when we need loyalty more than ever. I asked for an explanation and /or an apology...did I get one? NO! Am I to be a customer still..I don't think so..

    Pretend that you really care. Address customer concerns. Simply returning calls. I was a loyal…read morecustomer for approximately 20 years, never filed a claim, always paid full payment at the beginning of each renewal cycle. Unfortunately a mistake was made by their office and it resulted in my losing a $500 discount, I called the office and tried to resolve the issue but was constantly told we are working on it. I realized the employees of the agency had no interest in helping instead were probably hoping I would get tired of calling and forget about the money. It was then as a business owner myself that I realized I should just speak directly with Joe Schneider, the agency owner and hopefully reach some sort of settlement. I spent the next 2 months writing and or calling the agency. Each time only requesting to speak with Mr. Schneider. I was told he wasn't in the office, and he would get back to me. He even sent several emails saying he realized his office made a mistake and he would call within the week. Each time he didn't call. After almost 3 months he finally called and apologized for the delay and acknowledging he could have done better. Unfortunately they were never able to compensate for the lost discount. I understand the process and I can understand the inability to reach a resolution but I cannot understand why an owner of a business would not at least call a loyal and respectful customer. Especially one who was frustrated by not, at least, being able to talk with the boss (owner) about this. I can accept the loss of the discount but I cannot accept the fact that the owner Joe Schneider wouldn't at least talk to me. Imagine if I had a real problem. I expect a certain minimum amount of customer service and I was very sorry to see that after being a good customer for 20 years. There are a lot of Allstate agencies I will transfer my account to another one. Hopefully they will appreciate their commission and provide at least a minimum of customer service. I would not recommend Joe Schneider agency at all. They are only to happy to write a policy but not willing to at least to pretend they care about the customer. Or provide a minimum of customer service such as returning phone calls in a timely manner.

    Karen Ayers - State Farm Insurance Agent

    Karen Ayers - State Farm Insurance Agent

    (35 reviews)

    Uptown

    I've lived in Edgewater for 40 years, and Karen Ayers is widely respected here--not just for her…read morebusiness, but for how she supports our community's diversity. I have been a client of hers for 25 years, and she is truly the best in the business. We started with a basic renter's policy and, as life progressed, Karen handled everything from our auto insurance to our homeowners and landlord liability once we purchased our apartment building. As a landlord, I require my tenants to carry renters' insurance; it is so affordable for the safety it provides. While I don't mandate that they use Karen, I've never had a tenant decline her services when I suggest her office. For many, it's their first time dealing with insurance, which can be overwhelming. Karen provides me with professional "getting started" packets for prospective tenants, and the feedback I receive is that the info is very helpful during the stress of moving. She makes the process easy to understand as they begin their journey toward financial safety. On the rare occasion we've had to file a claim, Karen's office provides true "white glove" treatment, taking the stress out of the situation and handling every detail with care. Whether you are a first-time renter or a long-time property owner, you won't find better service across the Chicago north neighborhoods. I also want to give a huge shout-out to her AMAZING staff. They are the reason this is a worry-free business. Their communication is incredibly proactive; I never have to follow up because they are always the ones reaching out to me first. It is their dedication and attention to detail that truly sets this agency apart. On a personal note, Karen and her team are just so very kind. In stressful situations, such as when you need to file a claim, kindness combined with top-level communication is the best thing a person could ask for. Thank you, Karen, for your dedication and for your wonderful staff.

    I appreciated being able to speak to someone when I call! They are friendly, helpful, and…read moreknowledgeable and recently put me at ease after a car accident. Highly recommended.

    Direct Auto Insurance - autoinsurance - Updated August 2026

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