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Consumer Proposal & Licensed Insolvency Trustee | Dana MacRae

1.0 (1 review)
Closed 7:30 am - 7:00 pm

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Hoyes, Michalos & Associates Inc. - Hoyes, Michalos & Associates Inc. Licensed Insolvency Trustees in Cambridge, Ontario Canada

Hoyes, Michalos & Associates Inc.

(1 review)

If you are in a financial crisis get help now! Don't wait and hope it will all go away. Debt has…read morebeen robbing me of my quality of life for too long and my only regret is not coming in sooner. I entered carrying the weight of my shame and defeat and left with the first shred of relief I have experienced in years! From the very first email correspondence to the actual first meeting the experience was nothing but positive! I have a lot of social anxiety and was terribly nervous but the second Ian started speaking I felt calm and determined that together we would come up with a plan that suited my situation and my means. He was thorough, spoke in terms I understood and made sure everything was making sense to me. He is the type of person that you instantly trust because it is so evident that all he cares about is you and your well-being. I was prepared for tears but instead of tears there was laughter. There was positivity and clarity and hope, all things I thought I'd never feel again under the shadow of this debt. There was zero judgement and I never felt that any of his questions were intrusive or made me uncomfortable. Just knowing that I have his guidance and that there is a clear plan to recover from this setback means more than anything right now. He followed up in an email almost immediately after our meeting to let me know that I can ask questions at any time and turned this money-trouble mountain into a money hill. I urge you to not let your pride or shame delay you from seeking help immediately! It's going to take some time and commitment on my part to get there but one meeting was all it took to make me optimistic about the next steps and my financial future.

Kevin Thatcher & Associates

Kevin Thatcher & Associates

(2 reviews)

I just completed my bankruptcy with Kevin THATCHER and It was an awesome experience. They helped…read moreme through all my difficult times after 21 months it's ended. They are so professional and easy to deal with. I would recommend them to anyone who is experiencing some financial difficulties. Thank you, Kevin THATCHER.

I filed in 2009, was making payments, and of course they did my taxes and received all all my…read moregovernment benefits. I had never before claimed bankruptcy and didn't really know much to start. In 2010 I was sent a letter from them for a court date claiming I had not paid, even thought I should have been paid off, they took me to court while I was there I was, I went into labor and had to leave. I called and told them I could pay the final $87 dollars, tax time rolled around they claimed all my taxes once again, and then in 2011 sent me a letter saying my file was closed. I figured this was a discharge never told otherwise. Fast forward to this year and I call them asking for a copy of my paper work because it has been 11 years and I can not seem to find my copy, to only find out they did not discharge me and just closed my damn file after being paid in full, then tell me they will charge me 1500 plus the 87 they never recorded in the first place, and that I am still bankrupt. I'm sure most will blame me but I honestly have proof of them taking all my tax income which more then covered all costs! extremely annoyed and would never recommend them for anyone! Not to mention your snoody and rude receptionist that has no idea how to handle clients properly.

Consumer Proposal & Licensed Insolvency Trustee | Dana MacRae - financialadvising - Updated May 2026

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