What can I say - I never post reviews or comment about anything online. Too clichéd, too argumentative and too opinionated. Not to mention, I am not that articulate or pompous to think what I have to say is of any significance to anyone.... Back Story - I am a mortgage guy, been so for over 20 years....seen it all and I mean ALL. Not the best, not the worst - just a guy trying to figure out how to keep the lights on and get my children's future secured. I come from a lowly bricklaying family. Hard work and tough blue collar style. Nothing special or amazing but this is......I have been working with Eddie and his team for over 5 years. I refer them clients that have all kinds of credit challenges and need some rock solid, no nonsense, straight talk and advise that helps our clients accomplish their goals of becoming home owners. My signature line when referring anyone to Eddie and his team is this - "In over 5 years....Eddie and I have worked with 100's of clients. We a 100% SUCCESS RATE, when the clients are engaged, disciplined and ready to take control of their credit. As long as you do EXACLTY what Eddie and his team say to do, when they say to do it - your dream of home owners ship will be a reality. Recently, like last month. I had a client tell me this......- "Aaron, I am sure you work with a lot of folks but what I can tell you is my wife and I were lost! All the "information overload" on credit - what to do, what not to do -so much bad and mis-information out there. It is so hard to know who is telling us the truth, we were about to give up.....it wasn't till we met you and swallowed our pride, listened and once we started working with Eddie, everything changed. He never sugar coated anything. He hit us with real facts, a little butt kicking and a concrete plan to solve the credit issues we were facing that seemed insurmountable. With Eddie's help we are now buying our first home. If more people listened to Eddie and followed his advise, he and his team would single handedly put the Apartment Complexes out of business....he helped change my families life and I am forever grateful." I was blown away by this and felt it was my obligation to post this as historical fact. The client was just a normal guy, could have been me or you or anyone we know.....he made some poor choices and needed help....everyone blew him off, lead him astray with false promises, tried to collect fees for nothing and he received ZERO HELP!! Credit Security Group said, I think we can help and did. Now I will say circumstances vary - everyone comes to the table with different issues, complex situations and usually a lot of baggage. Bad decisions and excuses in this game rule the day. There is always a story as to why things are the way they are - Eddie cuts through all the BS, helps the client understand what the issues are, simplified the process and EDUCATES folks to makes things happen for our clients they never thought were possible....Eddie and Team, I thank you for all you do for me, my team, our clients and being a great business partner!!! Much continued success.... read more

If you're making a big purchase like a car or a home or if you're just trying to clean things up credit wise for a future purchase this is the place to get that done! Pride is the #1 killer of progress. You're too prideful to get help because you feel like you should know so you don't ask! But it's that move that could literally cost you THOUSANDS in either unnecessary down payment or an unnecessarily high APR. I have been around credit professionally for 19 years and not until I met Eddie Johansson and his team did I realize how much I DIDN'T know. Short version: I'm buying a house and I was turned on to Credit Security Group by someone else I was working with in the process... I needed to get my score up and FAST. My closing date was just under 30 days out and these guys were able to raise my mid-score 58 POINTS in less than 2 weeks. I've never heard of that much less seen it for myself. ***Disclaimer*** You have to listen to what they say, follow their instructions and move QUICKLY when they say so. Now I say "they" because as good as Eddie is, like all great leaders, he's nothing without the team he has assembled and they too were truly exceptional. Ashley on his team truly took me by the hand and guided me along talk by talk and text by text getting on 3-way calls and answering questions making sure success was eminent. Work with this team if you want to win. Work with someone else and it's a role of the dice. Choose wisely. read more

My experience with the Credit Security Group was great! Due to a car accident caused by a careless driver I was "gifted" with several outstanding medical bills. I had always had a high credit score before, but after the collision, with multiple collection agencies calling and harassing me my score had dropped more then 100 points! I was completely ignorant about the different ways your credit score can be affected and I needed help. Eddie and his team knew exactly what to do. Not only did they fix my credit putting my score back up to the 800's but I learned a lot about my credit as well. If I had paid the collection agencies before receiving help from the Credit Security Group my credit would have been permanently damaged! Eddies team was able to completely remove the collection from my credit! They didn't just fix my credit and then send me on my way either. They took the time to explain and show me not only how my credit was affected by this specific incident, they also explained how other things can affect my credit. I feel confident about my credit moving forward armed with the knowledge they provided me with!!! I would recommend the Credit Security Group to anyone needing credit advice. Thanks again guys!! Love this 800 credit score!!! read more

I don't even know where to start! Eddie is amazing! We've been dreaming of getting a home of our own but, knew our credit wasn't the best. We thought it would be at least three years until we would be in a house and we hated renting. Eddie gave us hope and worked hard to get us where we need to be. He was so knowledgeable about collections, credit cards, and how to effectively deal with difficult companies. He even helped us pay less than the collections wanted us to pay! He save us so much money and he was encouraging through the entire process. He staff is very helpful and professional, they kept us in the loop the entire process. If you are wanting to buy a house but you think you have no chance, talk to Eddie!!!! He will make your dreams come true! He raise our credit a lot in just less than 3 months! He even got our scores over what they needed to be to be approved for our house! I can't thank him enough for helping us on our journey and makivng our dreams come true! We've never felt like we were at home anywhere and now we have found our forever home! Eddie, thank you, thank you, thank you! I can't believe we finally have a home!!!! Most amazing company to do business with! You will not regret it!! read more

Rosalind and her team were fantastic, professional, and they deliver what they say they will. We can't say enough good things about them. We first were put in contact with Credit Security Group by our lender when we were shopping for our first home. We were in need of some credit help after a business relationship ended in an unfortunate way. Rosalind helped us to raise our scores by 100 points and so we were able to qualify for a good rate on our first home. But wait...it gets better! Fast forward three years later, and we relocated to a different part of the state due to a better job opportunity and realized, when we were house hunting, that there were some items on our credit report that should have been removed but were not, and this was preventing us from obtaining an excellent interest rate on our new home build. Rosalind worked her magic again, and in just 5 months our scores are now excellent (up 150 points!) and we qualify for the best rate possible. Thank you thank you to Rosalind and CSG. Call them, you will be glad you did! read more

I can't begin to explain how great the team at Credit Security Group is. From the moment I called to speak with someone (Mary is super wonderful!!), I was taken aback by the kindness, professionalism, and helpfulness this entire team possessed. They provide you with some educational material prior to your meeting, which was extremely helpful. I got to speak with Eddie Johansson, and he was extremely knowledgeable and could answer any question that I threw at him! He had some truly quick and easy ways for me to reach my goals, which I was able to conquer within TWO days. He was quick to call and talk through anything, and was available if I had any questions along the way. Again, the team that I interacted with was attentive and helpful, and I wouldn't be able to move forward without their guidance and knowledge. They will be your biggest supporters and will definitely make you feel like you can handle any problem you are faced with. I'm forever grateful, and will recommend them to anyone and everyone going forward! read more

My wife and I were referred to Mike Garcia by our lender in Tennessee. Our credit scores needed to come up significantly in order to be able to qualify for a home loan and we were already under contract! We'd been working with another lender and another credit repair company that took our money and did more damage to our credit scores than they did help. We had no time to waste and Mike was quick to get us on his schedule. He was patient with us, answering all of our questions and telling us EXACTLY what we needed to do to move the needle where we needed it to be. In fact, he was able to get our scores up to numbers that gave us a lower interest rate, not just qualification! We wouldn't be in our amazing home if we hadn't met Mike and been able to take advantage of his years of experience and credit score wisdom! Thank you Mike!!! read more

WOW!!! I am still amazed working with Mike Garcia at CSG. There is always so much to learn but with CSG on your side you are in good hands to increasing your credit score and having a game plan to do it. The saying: "Give a man a fish and he eats for a day, teach a man to fish and you feed him for a lifetime." really represents what CSG is all about. KNOWLEDGE IS POWER and the amount of information I learned in one hour is unbelievable. Mike is a true expert and has mastered his craft in taking care of his clients to improve their credit. He has helped my wife and I get in the perfect position to purchase our first home. We are beyond excited. I am and will forever be grateful that I made the decision to give CSG a try. If you do to, you will not regret it. read more

Eddie Johansson and his awesome team made all my families dreams possible. In less than 21 days he was able to take my credit score from a low 550 range to a 620 to help me qualify for my mortgage loan. Eddie was always available for any questions I had he walked me through every step of the way!! He and his team was very professional highly recommend him to all my friends and family and anyone in any kind of credit repair need. Not only did he help me repair my credit to move into my new home but he educated me and taught me lifelong lessons that will forever be able to help me through my life Journey. Thanks so much Eddie read more

I cannot say enough good about Eddie and his team. As a real estate professional, I understand the ongoing battle with achieving and keeping good credit. Eddie came to my rescue personally when I was informed ONE day after I put my dream home under contract that my credit had dropped by over 200 points from the last time it had been pulled just two months prior due to an ACH billing mistake unbeknownst to me. In just TWO weeks, he had gone to work and brought my score up by 145 points. I was in awe at his effectiveness and efficiency in saving my situation. Eddie, thank you so much. You are truly the best in the business. read more

These guys are awesome! Highly recommended. While most people think they know how to manage their credit, you would be surprised what you don't know! Very responsive to e-mail and callbacks. Eddie put me on a plan and once I completed the plan my score went up over 120 points and still going up! But, the plan he will put you on is all up to you to get it done. It took me over a year to pay off some of my debt in the plan, but that was on me to get it done and once I did just need to maintain. I'm now able to qualify for the house I've been wanting :-) read more

Credit Security Group made a complicated credit report simple for me. Taught me what was important and how to prepare for my first home loan. When I was ready my score had increased 104 points and I got very low interest loan without having to pay for mortgage insurance, which I would have had to pay had I not gone to them first. They looked at my situation and how much time and budget I had, made it all work for me. Credit Security Group is a great team to have on your side, and I recommend them very highly to everyone thinking of buying a home. read more

Last year around December 2018, I got on the journey to purchase my first home. In January 2019, I went to get preapproved and found that my FICO score was at a 468. That is when I was introduced to Eddie! From January to July, with guidance and help from Eddie, my score went from that 468 to 607!!! That's 100+ points in record time!! My secured credit card has been moved to an unsecured card with a higher limit and I am steps closer to purchasing my first home! For someone who doesn't need as much work as I did, Eddie will do wonders for you!!!! read more

Mr.Mike Garcia and his team were amazing he answered all my questions and knew exactly what he was doing from the start! Mr Mike set a plan for me and family to reach our credit scores to purchase a home and with his help the plan was successful in less then 30 days and now I am proud to say my family and I closed on our home this past weekend. I would highly recommend anyone to Credit Security Group especially Mr Mike for credit repair or home buying. I would give this company 10 stars if I could. :) In Mr Mike words " TRUST THE PROCESS" read more

It is because of Eddie that I am now a homeowner! I was a week from closing and because of inaccurate reporting on my credit report, I was in danger of losing the home. My lender referred me to Eddie and he called me the same day. He didn't let me give up and he went to work to do whatever he could to get to make sure I would be able to close on home. He treated me with compassion and is an expert on how credit agencies work. I highly recommend Credit Security Group and very grateful that I was referred to Eddie. read more

Eddie and his team are miracle workers. I ran into a snag when something popped up n my credit during the home buying process. Eddie and his team were quick to go to work on my file. Unlike other credit repair companies that hurt your credit and take years to fix, Eddie's company was able to fix my issue within a couple of months and pop my credit score back up. Miracle workers for sure. I will definitely be referring them out to any of my clients needing their help. read more

Eddie Johansson and is team truly are experts in their industry. He not only accurately informed me on what to do to improve my credit score he, as importantly, educated me how FICO actually woks. Because of this i was able to contact my creditors the same day and had them make corrections which ultimately lead to an increase of score of 40 points! Saving me over $180 a month on my mortgage. I highly recommend Eddie and his team at Credit Security Group. read more

I am refinancing this week. I was sent to Credit Security Group in January. And I was expecting to be able to refinance in the fall. But in less, much less, time my problems were fixed. These people are friendly, knowledgeable and really want to help. They don't just do a wonderful job but they keep in touch, explain everything that is happening and just sometimes call to see if I'm okay!!! read more

Working with Eddie Johansson and Credit Security Group was awesome. Eddie made the process incredibly simple and laid out a road map to success. I followed the plan and we exceeded the scores we were looking for in a shorter amount of time than anticipated. Eddie is a true professional and HIGHLY HIGHLY recommend that you give Eddie a call if you are looking to improve your credit scores. read more