I came across Doug, he's a credit repair agent that works with merrick in Utah, he truly can FIX BAD CREDIT FAST! There's nothing better than getting a new vehicle with low APR! See results in little as 3-9 days, precisely for my own, the 5th day I received the job ! Douglas service got me flabbergasted; he made it happen for me after I made initial deposit ( half payment ) of the service cost. There's no regret working with him. Received a clean credit slate on excellent score. He went ahead to add positive trade lines to my report and cleared the debts I had on report. Send an e-mail to DougFoster093 AT G/ M / A / I / L/ DOT C/O/M. You can also visit their office to have one on one interaction with the company reps if you need clarification during the process. read more

A real credit repair scam! I have invested more than $600 and nothing was removed! My first month went up to 700 credit score but quickly dropped and went down to 579. After several months up to 6 months of investment, my credit score remains the same. The only removal I had is those accounts I had personally fight for it directly with all credit reports including lots of complaints to the CFBP and Leticia James site. I dont think this is legitime. The only positive review I see is that people get scammed by their smooth talking and false promises in the beginning when they join the company and the rep quickly request a review after the end of the phone call first day. This is why the are almost 5 start on google business. Plus wondering if those reviews are legimite and are in question, or paid friends to add this positive comments on google review. I dont see anyone with a positive review from anyone after long term with them. I only see lots of complaints and barely 1-2 staRs. The system they have is that is supposed an automated system by sending every month same letter to all credit report as "wrong date info". Every month Credit Saint send an automated system to all credit report same info but no proof to provide to the clients. They wont do a thing to fight for your credit. All are done in automated supposed service that you never see and no proof of their letter sending to them ever! They only care about your money. This is how they make a real profit under the public nesesity cost! Total lie!!!!! What a bunch of scammers! If you want to improve your credit: (Do this: have a small secure credit card and pay off every month that will help raise your score...make sure your debt is less than 30% every month or paid completely...this will help raise your score up to 40 points a month!) 1) Make a professioanl letter and dispute each account for errors or wrong info. The credit report will remove this immediatelly. Have some advisor before sending this letter Like Neighborhood Counseling free of charge! 2) Make complaints to CFBP and Letitia James complaints (NY State) 3) Creditors or Debt collectors cannot sue you if your credit card have been expired or time barrier. In NY State Kathy Hochul signed up a legislation reducing from 6 years to 3 years Statute of limitations. If Any debt collector sue you, this can be dismissed by the judge for an expired credit card. 4) If you get a file lawsuit, have in mind or consider filing Bankrupcy 7. This will stop immediatelly any jugment or court order immediatelly even if you have an "Answer" document to provide to the court make sure to include this and the statute of limitation has expired. Court will dismissed the case right away or will stop continuing witt the case! Make sure to include all credit cards, medical bills, auto bill, etx to your file as this will help you a fresh start once all debts are wipped out from Bankrupcy 7! If you unmployed then there is no cost to file they can waive you this cost! read more

I joined credit saint in Nov-Jan. I was upset with them because in 90 days I saw no progress nor had I received any information to log into the portal and I could not retrieve my information from the credit squad. I called and spoke to somebody name Alexandria and I demanded a refund. Alex granted me a refund and offer to work on my credit for free. The initial problem was they did not have my correct email. I started out with a 421 score in January 21 and today I am looking at 654 for 2 and 645 for the other. Upon evaluation again Alexandria look at my credit and progress and decided maybe I've reached my threshold. He could had continued to go at it and just take my money but he didn't. I wanted to get a Lexus at a reasonable interest rate and I did. Thank You Alexandria, Linda D read more

I have been with them for 6 months now. After the first 4 months my score increased slightly but it was nothing to do with what they did [which was remove 2 late payments] it was that I paid off 70% of the balance of my only credit card. If you call them and select "existing customer" you will be on hold for hours if they answer. In total I have paid them over $700 in the last ~6 months, and all that as happened is I have had 4 late payments removed which did basically nothing. and cost ~$175 per late payment. Dont waste your money and the customer service is shocking. They will answer quick to sign you up, and not take your call after that read more

Credit Saint is a scam. I paid the company $584.94, and over a 4-month period, the company did nothing to repair my credit report. The 90-day satisfaction money-back guarantee is a scam. This company doesn't do what they say they do; they only take your money. I was with Credit Saint from October 2023 to February 2024, and only 1 item was removed from my credit report. Out of desperation, I hired a certain individual - Creditrepairwiththesage - on Instagram after seeing reviews about him on Trustpilot. He cleaned up my credit in 6 weeks. Regarding Credit Saint, after I canceled, I requested a refund, and then they told me they had deleted one item. However, this item was already deleted before I hired the company. They claimed to have deleted the item and stated I was not eligible for the 90-day satisfaction refund. This company is a scam, and their advertisement is not truthful. They are not rated five stars by the BBB read more

Words don't do enough justice, but I will try! Credit Saint has been the one reason I was able to finance a brand new car on my own, with a super low interest rate, and start my own business! It didn't take long for me to start seeing the changes, and the sales representative took the time to explain exactly how my credit score was calculated, and what I needed to do to help raise it as well. I was even approved for a new line of credit and able to take my first vacation in years! I am so so grateful!!! read more

Don't waste your money . Very Unhelpful customer service . I was charged around $300 And waited for 90 Days and haven't seen any result. I've used other credit repair co and I do know the dispute process . This was Terrible ! Did not see any result . read more

What a terrible experience this has been! I've been paying approximately $140 per month to this company and Credit Squad (who are somehow affiliated). After several months of making all of my payments on time my credit score went down with one of the bureaus. After spending two hours on the phone Credit Saint had no explanations and was going to have a "specialist" contact me...which never happened. read more

I received nothing from their services, there was no change in my score, nothing was removed from my reports, I was supposed to receive updated credit reports never received any reports, the only thing they did was take my money nothing else. read more

It's been over 6 months and I have paid out a lot of money and see very little results but because I do see a little, I will stay a little longer to see if it's worth it. As of right now I can't even rate them really, because I'm not satisfied but I'm trying to keep an open mind for a while longer. I choose them thinking at least by now I would see some real results but I don't. read more

I love this company. They are really honest and care about their customers. I've been with them for 11 months. I started off making a lot of progress then it stopped. They recommended I end the services (wow). They dont want to keep customers if it's not helping. That was very impressive, so I stayed. They offered to drop my billing (nice). Everytime you call, they spend time explaining everything to you. They are really detailed. I like how they challenge everything at once every cycle. I was at Lexington Law for 8 years and they challenge 3 items at a time. I will remain Credit Saint until I have perfect credit... so maybe another 20 years lol read more

I'm very very happy with their service. I had lots of erroneous listing on my credit history and they did a great, methodical method which removed those negative entries. Thank! read more

my husband has been with this company for at least 8 month. He owe money to nobody. The company is been trying to remove his name from credit bureau for 8 month, saint co. is been charging him 100.00 per month plus couple of thousand at front. BE AWARE PEOPLE, THIS IS WHERE THE REAL BUSINESS IS !!!! they call clients every 2 months or so give a little of info about what's going on in your case, but never solve the case, they make it longer and longer to keep sucking monthly fees from you. I don't doubt it they would finally solve the case but by the time its happens how many fees they get from your bank account. read more

Paid well over $700 to accomplish absolutely nothing! There where some disputes opened, but no credit score increases! My advise is to deal with the three credit bureaus on your own! Unfortunately my experience was a big waste of time and money! read more

No Covid-19 protocols in place for visitors, very racist atmosphere, did not help at all, and overpriced work that you can ultimately do yourself read more

Please don't waste your time with Credit Saint. They answer the phone and sound soooooo professional but will do absolutely nothing. I've been waiting for almost a year and I had 2 inquiry remove in 9 mo's. They will switch you after 3 months over to a slick supervisor who tells you he's will give you a few months free as they work on you case..... but basically nothing's going to happen. I Lost all my money!!! Don't.............. Use......Credit Saints !!!!! read more

Please don't waste your time and money with this company. They are a scam !! They will take your money and won't do nothing! And don't believe there money back guarantee, they will find a way to get out of it! They have bad reviews all over. I don't know how I miss it. read more

Finally a service that actually achieves exactly what you were hoping for. I tried a similar service years ago and the only thing that changed was my bank account balance. Credit Saint should be applauded for offering a needed service, following through and then going beyond. My credit was very average before starting the service 5 months ago, and now it is bordering on fantastic. I really was hoping to raise my score 30 - 40 points but I am now up 85 points! I was just approved for the mortgage that I was prepping to apply for, and we simply could not be happier that we signed up. It's not often you can sign up for a monthly service and experience a life changing difference. Last time I checked, my Netflix account hasn't done anything to get me out of a crappy apartment. But now I can watch the new season of Arrested Development in my OWN HOUSE! Winning! The sign up was fairly easy... a few pages of online forms, which you'd expect with comprehensive service like this... and I think I had to fax something. No biggie. A few weeks after I signed up, I started seeing real results updated in my online account. I was surprised it was that quick. Then I started getting obsessed a bit and checking my account every couple days. Soon I realized it wasn't necessary, cause they would contact me with regular updates. Ok cool, back to Netflix... Credit Saint do your thing! Anyway, I am gonna stick with Credit Saint for at least a few more months, as I have a couple more things I'd like to fix on my report, but jeez... amazing results in a short amount of time so far! I already referred my sister to them, and I figured it was only fair to stop Yelping about restaurants for a moment and give a proper review to a business who's done way more for me than serving fajitas to my table that actually sizzle. read more

Was so glad to see Credit Saint had a Yelp page. I am new and have been going through to rate all the places I've been to. I figured I would take a moment and stop rating restaurants, and rate the place that made it possible for me to eat out and restaurants and stop eating Ramen noodles. I joined in January and went into their clean slate program. I am a total repeat offender and not only did they continue to challenge my old items but also then challenged my new late items. With the continuous updates I received, I finally realized how I was ruining my financial life with these mistakes. I cleaned up my act and along with the help from CS, cleaned up my credit. Thanks guys, Keep up the good work. I included a summary of my results to check out. late payments 24 down to 8 open collections 7 down to 2 paid charge offs 3 down to 2 inquiries 6 down to 1 open charge offs 5 down to 3 Unpaid Tax Lien 2 down to 1 New Lates 5 down to 3 Still have a lot of work to do but I trust them to keep up the momentum! read more

I have been with Credit Saint for about five months now and there is way too much they need to improve upon. First, the service is expensive, I selected the highest tier, and I would expect that at least basic promises would be kept, but they have not. I received my first post-cycle analysis only after asking for it, and figured it had been a minor mistake at the time. A few months later, and I am now past three cycles with two missed analyses. When I asked this Monday for my previous two missed reports, I was told that my dashboard would be updated within 3-5 business days, but with a composite of the two previous missed analyses instead of both individually. I have yet to receive it. Granted still, they have one more business day left in that timeline, but such procrastination on something already so late does not lend me great confidence. Adding to my frustration, every time I have asked them to update my analysis, I was greeted with the question of, "Have you sent in your credit reports?" I was pitched at the start on the idea of tacking on a subscription to Credit Squad precisely so that I would not have to manually transmit my credit reports, and every single month since when the credit report is due, I have logged into the Credit Squad portal (from the link in Credit Saint) and requested it. I get the impression that they and their systems are not paying attention to these activities. Second, the portal is garbage. When I first opened my account, I also had to call them a few weeks later to even log into the thing. At first, I figured it was because of procedural delays, but then I contacted support and found out it was because nobody had even set up my account. Much to my disappointment, the portal is anemic of features and looks like something developed on a Sunday afternoon by some script kiddy probably not even yet out of high school and touched up by a part-time designer. As rudimentary as the portal is, it nonetheless does provide valuable information *when* data is updated, but if the logs say they sent you a text message, they are lying because that feature is broken and nobody seems to believe me when I tell them that it is. They blame it on user error. As myself a software engineer, I'd love to take a month-long $10K contract and not tell them that I did an entire overhaul in a single weekend. Third, they have done their due diligence with issuing disputes, and I am a happy customer having steadily seen erroneous entries drop off or be corrected on my credit reports. They have issued these disputes without fail and pursued re-disputes on certain items. What would be nice to know is what exactly are in those disputes? Is Credit Saint doing as promised and issuing them on a per-customer basis tailored to specific needs, or blasting the credit bureaus with cookie-cutter form letters hoping somebody there makes a mistake? I simply do not know because I cannot see what they are sending. Forth, another missed promise is that I was guaranteed a credit consultant. I did speak to such a consultant when I first signed up, but have not heard from her since then. I have no idea how to contact her or whoever it is that may or may not be assigned to my account. My assumption was that my post-cycle analyses would also have more of a human touch, but instead it's all just "This damage count changed from this to that". What I really want to know, for example, is why my Transunion and Experian scores went up by 50 points and the last two months my Equifax score when down by 30? Again, more promises left unfulfilled. +1 star because because support has been very helpful +1 star because Credit Saint at least minimally does what it is required to read more

I was definitely a skeptic about credit repair programs , until I called Credit Saint. They helped me get my credit from in the low 400's to the high 600's with in a year. I started out with the $99.00 program but within 6 to 8 months was switched to the $40.00 program. They keep you up to date with their progress and you can even log into your account and see what they did for you. AMAZING!!!! Unfortunately I've lost my job and had to cancel my services with credit saint. Once i am on my feet again I will be a client of credit saint once again. The staff is amazing, sweet and always professional. You'll never find a better company to work with in my opinion. Thank You Credit Saint!! read more

Three times they charged $99.99 in 3 months and I got nothing. Typical scam. They linger it as much as they can to keep charging you. 2-3 days before they charge your credit they send a text to inform you that your card will be charged. Nothing happens. They get the money and you must call to cancel. You can't put a stop charge. As a merchant they don't allow that system to work. So you got to call and spend 20-30 minutes to cancel the monthly service. They SUCK and it's a SCAM. read more

I did not know where to begin, after looking at a copy of my credit report. I had let it become such a mess and wasn't sure if there was anything that could save me. I searched for companies online that offered credit repair . After waiting on hold for the majority of my afternoon with other companies, I stumbled across Credit Saint's website. I saw they had representatives you could chat with online, and rather than waiting on hold again I figured I'd try that. Someone instantly was available to chat with me. After a brief chat they had someone call me to go over my situation, and go over my report with me. I signed up that day, and couldn't be happier about my decision. I have a specific contact person I speak with periodically who keeps me up to date on everything that has been done. Since starting I have seen 98, yes ninety-eight, late payments removed between the three bureaus!!! 6 collection accounts and 2 charge off accounts removed. I receive new reports frequently and can log onto to their website and view all my progress report to see my exact changes. I've been recommending to my friends and family, but why not share this with yelp as well!!! WOW Credit Saint!!!!! Keep up the good work! read more

This is my second review I'm going to let the world no how bad this company is. I've been with this company since August 4 2020 it's now dec 6 2020 Not one negative item came off my report I spoke with a customer service representative that promise he can remove items within 90 days nothing was removed not one item. So I had a so call manager reach out to me so she can help her name is tanry the so call manager she promised she would call me back that Monday morning no call now my account is frozen due to none payment so I'm like how is that possible normally the money comes right out my checking account or normally you get a text alert saying you have a balance due so my conclusion is that credit saint couldn't help me so what out telling me they just froze my account please people I wouldn't write a bad review on a company they are scamming people they are probably using a copy and paste method is it doesn't work for everybody so when they can't help they freeze your account like it's your fault read more

I was very skeptical as most of these folks seem like scams, I read some reviews and took a leap of faith. Did the "credit avalanche" or like "plow" or something - and they have been killing it for me. I was VERY bad with my credit when I was younger, now have smartened up a bit - and decided to invest in their services. Pretty much all the negative information on my report is gone, of course I had to repay the few debtors that were left on there - but once that was complete they got it all removed. They constantly email and call me to keep me abreast to what they are doing, and have answered any questions I have had. They quickly go to work, and do most of the leg work. It is a bit tedious as you have to scan/fax like 10's of pages back to them when your reports come back in to you, or any communication from the credit bureau you have to send to them, and most importantly when the bureau sends you what they deleted. I figured I would get ran for my money from these folks, but they have proven to be an invaluable asset. Wiping away my credit sins! read more

Ive used all the companies. Lexington law, my credit group, credit attorney, all with no results. I only took a shot with Credit Saint because they promised to give my money back if they couldn't show me changes in the first 90 days. The guy I talked to when I signed up even told me that since I'd disputed my items so many times, it may be a difficult case. More than half the damage was gone in the first cycle. CLEAN SLATE BABY! I couldn't believe it. I still cant believe it. My score is up over 140 points from where I started. To be clear, I had great credit but stumbled in the failing economy in the past few years. So really my credit was shot but climbed back to where it was before. Great improvement. And after the other companies I thought for sure I'd be waiting years to be approved for cars and houses again. read more

theys good. but they make you use the comuter. I dont like th computer. They help on the phoen but always want me to get on a compter.