You need this more than you know.
First, if you think you can do this on your own, you can but it's going to cost you time and money that you don't have. A little back story here:
I didn't care much about my credit score, until I did. I thought I will get it increased when I have time. I had a few negatives that I completely disagreed with, that were heavily impacting my credit. I did very little research, and landed in Lexington Law's books. I spent 6 months with them and they sent a letter here and there and overall just wanted to keep me enrolled to keep getting that pay.
I cancelled my Lexington Law enrollment with 6 months in and no improvement on my credit score. I stumbled on this company a few weeks later and decided maybe this company will give me the attention I need. I decided to give them a call and this is what I got:
I got Matt without being on hold and it was quick. He took as much time as I needed to understand how the process works. I took a plunge and signed with him and felt comfortable. Through the online portal he had, I saw disputes sent out to ALL the negatives the very next day. I was impressed. I figured ok no big deal but then I looked, there was old accounts that were closed that he also disputed. So he went above and beyond without being asked.
Then of the three main negatives one company failed to be able to provide proof of the debt, you'd be surprised how much this happens, and Matt got it taken off immediately. The other two are still in the process and yes it can take some time but I trust him to keep on it.
All in all I started this process with roughly a 580 credit score and now, just three months in I'm sitting around 670. I refinanced one debt with my new score and it's saving me 70/month. That completely covers my monthly fees so it is quite literally increasing my score for free now. He expects witching the next 5-6 months my credit will be cleaned and I'll be using his guy to get a mortgage.
Results speak for themselves but his customer service, his knowledge and most of all his transparency make him the best I've seen. Don't waste your time, you could be saving tons of money with better credit and this company genuinely wants to help you. Give them a call. read more