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    Cramer Capital Management

    5.0 (1 review)
    Closed 8:30 am - 4:00 pm

    Services - Cramer Capital Management

    Current year tax preparation and filing

    Past year(s) tax preparation and filing

    Audit and conflict resolution support

    1 More Service

    Tax planning

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    Recommended Reviews - Cramer Capital Management

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    14 years ago

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    Dan Demory - State Farm Insurance Agent - Fire Prevention Week is a great time to prepare for the unexpected. Along with fire safety planning, review your coverage too...

    Dan Demory - State Farm Insurance Agent

    (5 reviews)

    If you're looking for an insurance agent you can trust and one who will go over details thoroughly…read more(with a happy voice and a smile) look no further. Krystal Ragone has always gone above, beyond and then some for our entire family. We all have policies with Dan Demory's office and Krystal has literally come to our aid in times of crisis and chaos. Some of her help was related to our insurance and the complexities we've experienced in our lives (illness, job loss and other stressful events). She provides a voice of comfort and an attitude of "Let's do this together - I'm here to help". When my mom was diagnosed with dementia and we were going through the process of issues related to her license, her automobile and all the struggles related to it, Krystal stepped up and advocated for us within an often complex insurance system and assisted us with resources to address some of our concerns. Our family has example after example of this kind of engagement and professionalism. I have trouble understanding so much in the insurance realm and she never once made me feel silly for needing a bit more help understanding my policy. She returns calls promptly and I honestly believe she has professional skills that just cannot be taught. She has a gift. We've been with her for approximately 10 years. I moved out of state a few times and missed her unique style of professionalism mixed and one-on-one care and concern. We consider Krystal a part of our family. That's how much impact she had on our lives. Thank you, Krystal for everything you've done for all of your clients over the years.

    In June 2018, I called Lil Danny's office and requested that both my renter's and life insurance…read morepolicies be cancelled. His assistant expedited my request quickly and assured me that my policies were now cancelled. Shortly after, I received a call from him, declined it and listened to his voicemail later... it said, "Hey this is Dan Demory, just wanted to see what's going on. Give me a call back." Seeing as our business relationship was now terminated, I didn't feel the need to put myself through his pathetic sales speech. Fast forward 5 months later, I'm reviewing my bank statement and there's a charge from State Farm. I thought, surely, this must be a mistake and Danny Boy will refund the charges. While speaking to his assistant, they confirm that I did place a cancellation request on 6/13/2018. The assistant says he is unable to refund the premiums and puts Lil Danny on the line. He proceeds to explain to me that life insurance policies must be cancelled "in office." Fair enough, but why wasn't I informed of this sooner? His explanation? "I should've called him back." Lil Danny sounded like a pubescent high schooler that had his pride hurt. I asked why he did not bother to inform his assistant of this, inform me of this in his voicemail or make any further attempts to make me aware that my policies were not cancelled. Same response. It was not until later that I learned my renter's policy was still in effect. The renter's policy CAN be cancelled by phone, yet was not done so. This concludes me to believe that Lil Danny specifically instructed his assistant to not cancel my policies... directly opposing my wishes and defrauding me of 5 months worth of premiums. In the end, after complaints to State Farm and consumer protection agencies, my refund was granted. All it took was several hours of work and 3 months. Moral of the story is, if you have a policy with Lil Danny Demory, you better call him back immediately, whenever he calls. Or face the consequences of his fragile ego.

    Cramer Capital Management - insurance - Updated May 2026

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