My wife and I just bought our first home, and we had the great pleasure of having Amy as our…read moremortgage loan originator. We first contacted her a year ago about the possibility of us purchasing a home and even when it was so far away, she still gave us plenty of guidance and information to get the process started. In April 2022 when we finally were ready to purchase a home, she continued that same excellence she had already shown us. She was quick with communication and never hesitated to elaborate further on anything we had questions about. Week after week, she was still taking the time to communicate with us daily and making sure we were cleared to close. She never made us feel like we had silly questions and worked with us every step of the way in making sure our finances were documented and our loan was secured. We could not have asked for a better person to guide us through the process of securing a loan and purchasing our first home. Thank you so much Amy!

First things first this company in now called NFM Lending and her office is now on Fruitville Road…read morein Sarasota. Amy Samsal is a top notch mortgage loan originator!! I have known Amy since 2000. I am a Realtor in Sarasota and Amy has assisted in making many of my buyers home buying dreams a reality. She is a top notch mortgage gal Who is honest hard-working and shows an immense amount of integrity which is a rare quality to find in this business. Amy is a get it done girl who always remains professional. I would highly recommend her if you need a mortgage for a refinance or new purchase.

I am a Realtor of 24 years and I close between 40 to 80 sales a year. Sue is my "go to" lender…read more When I send a buyer to Sue I know they are in teh best hands. If Sue tells you she can get the buyer a mortgage you can count on it. Sue is always avaialble by phone or email for answers to any questions that the buyer or I may have. I highly reccomend Sue!!

Sue is amazing! As long as you do what she tells you, there shouldn't be any problems. My credit…read morewasn't the best, but I followed her instructions. And what do you know... I closed on a brand new home with a great interest rate! Anybody out there who thinks their American dream has passed them by, give Sue Masik a call. I promise you she will get the job done.

Does this guy ever sleep?!?! Tony has responded to me in times of crisis, at all hours of the day…read more He carries his fervor for rescue over from his decades serving the community as a Firefighter/Medic. But this isn't the only transferable skill Tony has in his tool belt; Resuscitation of deals gone wrong, having his finger on the pulse of your customers' needs, thorough understanding of the dna of a loan, & a fiery passion for the customer experience. And Movement Mortgage is a great loan outfit, with an upfront process that ensures less issues after an offer has been submitted. They are also like the Tom's of mortgages, giving back to the public in a unique way.

From the owner: Here is the thing. Getting a mortgage should not feel like a fire drill. I spent 28 years in the…read morefire service, the last stretch as a Fire Lieutenant and EMT, and I run 1st Response Mortgage the same way I ran a scene. Size it up, tell you the truth, move. I am a mortgage broker, which means I do not work for one bank. I take your one application to a panel of wholesale lenders and find the fit. Veterans and VA loans. Self-employed buyers with bank statement income. Investors on DSCR loans. Condos other lenders will not touch. First-time buyers who are sure they are missing something. You call, you get me. Same-day pre-approvals, subject to credit approval. Straight answers on what a Loan Estimate actually says. If I can keep people safe in a fire, I can keep your family safe in a mortgage. Tony Fitzgerald, NMLS #1284924. 1st Response Mortgage, powered by Mpire Financial Group LLC, NMLS #2108504. Equal Housing Lender.

My wife and I started looking for Condos in the Sarasota area April 2018…read more We searched thru all the realtor sites and found Sarasota Bay Real Estates to be have the most information. My 1st contact with Christina Miller was an email inquiring about a condo In July 2018. We made offers on 3 Condos before closing on a condo the end of April 2019. The entire time we kept in touch either by texting, emailing or calling to discuss what was available. She always got right back to me. When it came time for the closing process Christina and Karrie were amazing. We closed in less than 30 days.. They were there every step of the way as I never left New York. I would highly recommend Christina & Sarasota Bay Real Estate to anyone. Christina and her team were very professional and went above and beyond my expectations during the entire process of searching/purchasing of my condo.

Christina is absolutely delightful to work with - intelligent, knowledgeable, professional,…read moreethical, and responsive. I recommend her to everyone without reservation. And I love my new home!

We visited the Sarasota branch for the first time this weekend. We were very pleased with the warm…read morewelcome we received from the branch team. In particular, Abby Adams. We did not have an appointment but we were treated as if we were already one of their best customers. Abby spent a considerable amount of time walking us through the various processes from opening a checking account to applying for a Home Equity Loan. We are looking forward to working with Abby and her team for our banking needs.

A neighborhood local bank with nationwide reach. This bank is based out of New York and has been…read moredoing business for over 100 years. You can use ATMs at all CVS, Walgreens, and 7-11s without incurring fees. The people who work here are actually very nice and they get to know you by name! Simple banking for everyday working people with great customer service PLUS interest and reasonable fees. Truly convenient hours too, with evening and Saturday hours. Love the ease of the drive through too.

My experience with Homebridge was really mind blowing. We didnt know the company but we had an…read moreamazing realtor who we trust and he trusted them. Starting with Janene, all the way to Bill, Jacky, Tina, Oh my GOD! It was unbelievable. THE BEST INTEREST RATE EVER! Amazing communication, very thorough with EVERYTHING, their availability to answer phones or emails regarding any questions or concerns. It was really amazing. They went above and beyond and we would absolutely use them again AND recommend them.

I found out after halting all interactions with a guy named Bill Mcgowan that he was not even on…read morethe listing for the employees at Homebridge Financial. He is the husband of Janene Mcgowan, who you will see on their webpage. He was working with me to set up a home loan for me and I was under the impression that he worked for Homebridge Financial services. I still do not know whether or not he really works for them, but I do not plan on dealing with them in the future so I no longer care. I had a terrible, horrible experience with this company and him in particular. I want to get into detail on here but will limit myself to the basics. Do not use this company for your home loans. I was a first time home buyer with good credit, and a stable income, and he came recommended from my realtor as I was looking at the time to use FHA loans. In the long run, Bill lied to me and turned right around to go back on his word and what he quoted for me in the beginning. He said initially, that he would work with me, knowing my situation (towards the end of previous year I had to take a leave of absence from work for 3 months as I was hospitalized for nearly two weeks) financially and what I had recently gone through (as I said I have good credit, and a stable job i've been at for 4+ years, promoted within company and all. So nothing sketchy on my end.) However when it came time to provide more than a pre-approval letter to the seller, he did a complete 180 and said he would not loan more than 10-20k (yes, 10-20 THOUSAND) LESS than what he initially quoted. He said that his companies' policy recently changed and that he could no longer work with me on the amount as even though he had said so, suddenly company policy would not allow him to anymore, and that he had already discussed it with his management and they said they would absolutely not budge. Needless to say I could not place a "backable" bid on that home and lost it to another buyer. In my vast experience in customer service and retail companies and businesses, if you quote something for a customer and, or promised it before policy changed, or you (benefit of the doubt here,) make a mistake (we're all human,) you stick by it for that customer. General courtesy. But he totally screwed up my home purchasing plans at the time and nearly ruined my purchase altogether. Later I found he was not even listed on the Homebridge webpage, where only his wife is listed and even with that I have not spoken one word with her, nor any of the other employees listed. So either Bill Mcgowan himself is a liar, or the whole company has something sketchy going on. At least the Bradenton area branch, anyways. For me to go on Yelp to write a bad review, trust me, it was bad enough. If I could give them negative stars I would. I did not want to even talk to any of them after this whole ordeal, let alone even want an apology from his management. Just moved on with my search. Luckily I found a house now that I like, am in closing stages on, and a loan officer that is keeping in close contact and is fairly well established and knowledgeable and so far, been true to his word.

Jim is just an all around great guy. He knows the business very well & makes the process seem…read moreeasy. I have heard friends talk about how difficult and time consuming there refinance was. Jim was always approachable and helpful. You truly feel that you have someone in your corner watching out for your best interest. My first attempt did not work out because of a lower than expected appraisal. You would think that's the end, but no it was not. Jim said he would keep an eye on the market & on rates for me. I figured that was probably just polite lip service; but no... about seven months later I get a call from Jim.... "hey Tim I think the market is just about right for you appraisal & interest rate wise if you are still interested". Not only that, but you could tell he truly felt bad it did not go my way on the first try... even though it was no fault of his; he helped me out with the second appraisal and boom refinance was done. Every question answered + every step explained = a very happy client. I would not only recommend Jim, but if it was a close friend or family member, I would insist on it!! Thank you Jim !! Tim T.

From the owner: Your Home-Buying Journey Begins at JZ Mortgage Services, Inc…read more Purchasing a home is a wonderful accomplishment that can bring you and your family a great deal of joy. At JZ Mortgage Services, Inc., we take pride in helping our clients navigate the process of getting a mortgage fast and at a fair rate. Our certified mortgage brokers have may years' experience in Bradenton, Sarasota, St. Petersburg, Tampa and surround areas, so we know what it takes to get things done in the neighborhood where you want to be. We work with hundreds of lenders and can cut through the red tape that holds back big banks from giving you the fast, straightforward loan you desire. Whether you need a traditional mortgage, refinancing or a special type of mortgage like an FHA loan, we have you covered. We are ready to make a mutually beneficial deal that helps you get into the home of your dreams. Contact JZ Mortgage Services, Inc., with questions or to schedule a consultation today! Why Choose JZ Mortgage Services, Inc., Instead of a Big Bank? When it comes to finding and financing a home, time is of the essence. Because of the many approval processes they must complete before you can get a mortgage, you can be delayed in securing the home you truly want. Our mortgage brokers can provide the same great interest rates as big banks in shorter time. We can offer you a letter of approval within days, so you can make an offer on the home you want, fast...

I was referred to Bob Windom at Windom Mortgage Services for reverse mortgage financing for an…read moreelderly relative wanting to remain in his home. I found the entire process complicated and sometimes frustrating. Thanks to Bob Windom I was able to "get through" successfully. Bob Windom is diligent and dutiful in providing what's required. He's very knowledgeable and genuinely concerned with your application. He was always pleasant to work with.

Bob and his Team were amazing to work with!. Being self employed I literally had a lender laugh at…read moreme when I told them I wanted to buy a 2nd home. Bob got creative. After ruling out the conventional method he was able to get me financed for the purchase of our dream FL home. Through all the bumps and hurtles he talked me off a ledge multiple times. He was very responsive and knowledgeable. I couldn't have done it with out him! Highly recommend!