These mfrs are ripoffs. I paid these guys $129 a month for 6 months to help repair my credit, and they did absolutely NOTHING except take my money. My credit score was not changed. I tried to end the service, but they would not stop stealing my money from my bank account. I finally had to go to my bank and cancel my bank card to stop them. There was absolutely NO WAY to reach them to talk to someone, you can't get thru to anyone. They don't return your call when you leave a message. I'm filing charges with multiple agencies, to get my money back ( plus I want penalties paid to me also) DO NOT DO BUSINESS WITH THIS SCAM BUSINESS. read more