Actually they're now doing business as "Consorsbank", a subsidiary of BNP Paribas in Germany. They offer current and savings accounts and . My experience with them is a from current account that I use since last year. It comes with both a Visa Debit card and a girocard/V-Pay card. The latter is a necessary as many stores in Germany do not accept Visa. The Visa Debit in particular is interesting as you can enjoy free cash withdrawals worldwide (save for access fees by the ATM owner that will not be reimbursed, unlike with DKB). Also, no fee for foreign point of sale transactions. Exchange rates applied are the favourable EuroFX rates. Any Visa transaction as well as girocard/V-Pay transactions with PIN (but not the signature-based Electronic Direct Debit (ELV) transactions) will be rewarded by a € 0.10 bonus. It's a true Visa Debit card, similar to the cards common in the UK, so it can be used as Visa Debit when booking flights with easyJet, saving you the credit card surcharge. However the promotional rate for savings accounts is only available to new customers who have not had any account with them for the last six months. They do not seem to be very interested in new business from present current account customers. read more