I wanted to say thank you Kelly for the help you gave my Mom and I on her refinance. It was super…read moreeasy and everything worked out perfectly and QUICK. Even through the holidays! She was kind of stuck in limbo with her situation before I called you. Now she has some cash in the bank, one monthly payment with everything included, and you even saved her money. And as a long time retiree on a fixed income, that is HUGE. Add to it, she has the Cornerstone app on her tablet and bank account linked and she's all set to make her first payment! Easy Peasy! You are the greatest and I appreciate all the umpteen times you have handled things for me in the past with my own mortgage. You and the entire team are truly a pleasure to deal with, and I can't recommend you enough.

Kelly and her team (Dawn is amazing) helped us secure our home in San Diego. This is the second…read moretime we have worked with Kelly and there's just no one else we would choose to work with than the Kelly Marsh team. Kelly was ALWAYS available and answered every question we had. Her advice and wise counsel helped us finance our new home in Oceanside, CA. Thank you Kelly for your patience, your availability, and also to your wonderfully kind team! We couldn't have done it without you!!

Julie was fantastic and we couldn't be happier with the service she provided! She is very easy to…read morework with, extremely knowledgeable, and made the process of buying our home very easy. She even went above and beyond by keeping tabs on everything during her vacation. We highly recommend her!

From the owner: Trinity Financial Services maintains close working relationships with major wholesale lending…read moresources. Company Licenses: CA Bur of Real Estate-Real Estate Broker #01308080 NMLS #240525 Loan Officer Licenses: CA Bur of Real Estate-Real Estate Broker #01175903 NMLS #273328

Getting loans for a house is a slow process, lots of paperwork and there's always a feeling of…read more"what if?" and if you're not on top of it the whole deal can fall apart in 2 minutes. That's why I go with Michelle, she's always on the ball! Sometimes escrow people "lose" files or banks try busting your chops, you need someone who knows their business and will fight for you until the deal closes. Michelle is that person!! She is great on returning calls and emails and will follow up with the others involved. She saved me a lot of time and most importantly a lot of money!

We cannot recommend Michele highly enough! From the purchase of our very first condo to its…read moreeventual sale and the recent purchase of our first house, she was with us every step of the way--and truly went above and beyond in every possible sense. She helped us deal with a complicated insurance issue and was very responsive the entire time. Michele and her colleagues took the time to walk us through every step of the mortgage process, explained all our options clearly, and always made sure we felt comfortable and confident in our decisions. Thanks to Michele, we are now closing on our first home--and we couldn't be more grateful. If you're looking for someone who's knowledgeable, trustworthy, and truly committed to your success, pick Michele!

I rarely leave reviews, but when a service provider exceeds my expectations, I totally think that…read morethey deserve recognition. I was really impressed by Jennifer 's professionalism . Jennifer is experienced, very knowledgeable, and make herself available to answer all your questions or concerns with patience. She is totally devoted to her job. You can tell that she is passionate and communicate her great skills to her team. Jennifer leads by example .Consequently, her staff are aligned with her . Jennifer listen your need and offer a personalized service with a friendly touch.She gives you the real facts based on an impartial judgment. She also keep her words. I was buying my first house and was happy to feel 100% safe with Jennifer and her team . In that area of Real Estates, you want to deal with someone that can oversee the entire deal and make sure all the various parties (escrow, bank, appraiser, inspector, etc.) are working together and are on schedule. Well, Jennifer and her team kept everyone in line and made sure that each step got processed on time, smoothly and early!!! They are very fast and return phones calls and emails promptly. Everybody working there are courteous and professional. But Jennifer and Leah in particular are just outstanding !!! I strongly recommend Jennifer and her team at Summit's. They are the number One in Santa Barbara !!!!

I just completed my second home purchase in 5 years with Leah, Jennifer and team. I've also…read morecompleted two refis with them. They are out of this world! The options they provide go way outside the 'bulk' mortgage market, and provide a solution for every need. They work tirelessly to make things work, are available around the clock, respond immediately and have deep, deep knowledge about the industry. They also work with local lenders who put win-win solutions ahead of volume. I really couldn't be happier with the service and solutions they provide. They're #1...by a mile!!!

I don't know where to begin to say how great Ruben Lopez has been in obtaining our re-fi. We tried…read moreat least 4 other times & were always denied. Ruben manages to use creative ways that no one else does nor do they want to take the time. As complicated as our situation was, Ruben made the process painless and easy. We had so much confidence & trust in him we really felt it would happen & it did! He has saved us hundreds of dollars a month with the new loan.

Here we are a few years later and it was time to refinance our mortgage because rates are so low. I…read morewent back to Ruben and his team and it was a duplicate experience. Top notch communication, clear expectations, and awesome followup. They just make the process so easy to understand and get completed. Their expertise makes the process very smooth and gives me a lot of confidence.

My wife and I have had the pleasure of working with Babak at B Squared Funding for our first home…read morepurchase and now on our first home refinance and the experience was fantastic. His communication was excellent--he kept us informed every step of the way and was always quick to respond. Babak was very transparent, clearly explaining our options and making sure we understood the process. Most importantly, he truly worked to get us the best rate possible and had our best interests in mind throughout. I Highly recommend Babak if you're looking for a knowledgeable and trustworthy mortgage broker. We love working with Babak and look forward to continue working with him in the future.

Babak was great, and extremely patient with all the questions a first time home buyer has…read more Highly recommend.

Equity Reach is exceptional to work with! Mark and Aymee were there every step of the way when my…read morewife and I needed to execute on a quick and challenging transaction. They got everything ready ahead of schedule which lead to a smooth closing. All transactions we have done with them have been a wonderful experience.

A most professional and competent company. They guided us through our options and and assisted us…read moreat every turn. we would highly recommend them.

Jon and his team were pivotal to the close of escrow on my property. After Chase dropped the ball…read moreon my loan one day prior to the removal of all contingencies, I was fortunate enough to be referred to Jon. Jon was upfront, devoted, and accessible all along the way. Evidently not all loan officers are required to be honest, as was my experience with Chase when I was extended an offer, then strung along until immediately before signing away my deposit (one month of being strung along). Having had that experience has imparted with me a great appreciation for people like Jon. Big thanks to Jon MCcuskey, John Gilles, and Timothy Taylor

Jon McCuskey is quick to answer your call. As a first time home buyer, I didn't' know what I was…read moredoing. He explained things in simple terms, and helped my wife Dora and 9 kids find the home of our dreams. I would recommend Jon to anyone looking to buy a home. I would give him 6 out of 5 stars.

Peter has helped me with multiple mortgages over the past 15 years including new home purchases and…read moreseveral re-financing iterations, always with outstanding results. He's excellent at keeping the ball rolling through the back and forth with lender requirements which can sometimes be vexing. If you're new to the home mortgage field, he's very good and explaining the various pros and cons of all the different types of mortgages out there and helping you find the mortgage that best suits your needs. It's nice to have an objective party when you're making the largest purchase of your life. Peter has earned my trust many times over and he's the first person I reach out to when I'm looking at real estate.

Peter is from a family of trustworthy mortgage brokers. Helpful, patient service is the old…read morefashioned kind of service that probably is hard to find these days. Over the years have kept in occasional contact with Peter and one can depend on his being there to help without further hidden agendas, as what happened with one of my friends who had a negative experience at a local bank. Home town guy who upholds a tradition of professional helpfulness. Recommended highly, especially over slick banks who are beholden to their bosses far away or overseas.

If you haven't applied for a mortgage loan lately, you're in for a big surprise -- on the heels of…read morethe last banking crisis, it's a grueling process and you need a strong professional to get you through mounds of options, paperwork, and lender requirements. McAdams Financial Services just secured a fantastic loan for us, and I can't say enough about the their efforts on our behalf. They are thoroughly knowledgeable, responsive, service oriented, and highly respected in the industry, which I believe is how they get the best rates and lenders eager to acquire their clients. Gail McAdams keeps a close watch on the prevailing economic indicators and has an uncanny sense of knowing which mortgage companies to pursue and when to lock. This is the third loan we have gotten through Gail McAdams, and each experience resulted in securing terms that beat any of the other offerings out there at the time. I have referred multiple friends to McAdams in the past who have had equally successful experiences.

From the owner: Family owned mortgage brokerage serving Santa Barbara for over 40 years.read more