Very unhelpful in general, as a company they look for ways to bleed your accounts with unnecessary charges and constantly change their policies to monetize any free services they had originally provided. I had a free checking account for 3 years then they upgraded me to a premium checking account with fees without my consent or agreement, I went and tried to get my original basic free checking and they say they will switch it right away and it lasts 2-3 days then reverts back to the 25/month fee. I have done everything they ask to change it and they at this point must be feigning incompetence as a policy because they can't seem to fix this. I constantly have to police my statements and get the un authorized fees removed and a few times they have charged the fees and used them to overdraw the account then refund the fee but try to argue the overdraft. I am so tired of them I have removed most of my business from them and switched to my credit union. Horrible experiences over and over with Citibank over 13 yrs and it's been a steady decline. read more