well firts they frozen my account because some peoples try to deposit a check, so i called the…read morefraud departement they told me you have to go to the branch to identified myself , a said ok good, I did it at the branch , and they try to reach the fraud departement for 45 minutes when they got the line we ask show us what was the check deposit et where and when and the amount , they couldnt answer, so we ask them unblock the account the said,to the manager of the branch you have to go to the branchs, where i was???? My account still block after 14 days , they don't know why is been block, and i have bills to paid but nobody help me ,just the branch did there best but the antifraud looklike a buch of incompetents peoples , i loose any confidence in scotia , don't go there they froze accounst and they can't answers t why ..your money will be stuck in a catch 22 ...only word fit with Scotia is INCOMPETENCES