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    Chuck Smith - State Farm Insurance Agent

    5.0 (5 reviews)
    Closed 9:00 am - 5:00 pm

    Services - Chuck Smith - State Farm Insurance Agent

    Homeowner or property

    Car and truck insurance

    Life insurance

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    Ask the Community - Chuck Smith - State Farm Insurance Agent

    Principal Life Insurance Company - Logo

    Principal Life Insurance Company

    (2 reviews)

    Ugh. I have/had them for my secondary dental plan with my job. I racked up over $4000 in needed…read moredental work outside of what my primary plan would pay - at 100% (e.g., crown, implant, bitewing radiographs, periodontal maintenance, fillings, evaluation, etc), This plan tries to slow you down, asking for stuff like, "please resend as a pdf and not an image." (It's a letter from my dentist so why does it have to be a pdf?" Anyway... that is just one of many slow downs. Then they need time to review. I was afraid I was going to run their clock out and nothing would be covered. When it was all said and done with multiple and multiple resends and wait time, they approved $200. So what in the world DO you even approve? I spent more on the monthly premiums than this.

    DO NOT pay for ANY of their services, especially their insurance products!! They WILL NOT pay out…read moreon claims and they will leave you stuck to pay on claims you would NEVER expect a dental insurance company to deny...such as a Scaling for Periodontal Disease. They callously said my procedure was not necessary, yet my gums were bleeding and in pain. Very callous words from company, and quite offensive to say my procedure was unnecessary. They are no help when you call in as well. I pay monthly, which clearly is just a waste of money. Their claims review board is a joke and it seems like there may be age discrimination. My dentist office said this has happened before, they cant understand how this would not be covered, and they are considering dropping them as well.

    Chuck Smith - State Farm Insurance Agent - homeinsurance - Updated May 2026

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