I have never had such a negative experience with a bank until I banked here. I have been with them for years & my husband & I decided we would make them our primary bank. We deposited a personal check into the account, went to our other bank & had them close the account & give us a cashier's check for the balance. When I went to Chase, they not only told me the personal check deposit was placed on hold for a week, they also informed the CASHIER'S check would be subject to the same hold. A cashier's check....really? I asked for the manager, and asked if a cashier's check is not considered cash, she told me yes, BUT it is still subject to a hold. I asked, "If I deposited cash, would it be held?" Her response was "No." Then how could you consider a cashier's check cash then? No response. Bottom line: if you're switching banks, don't switch to Chase, they will tie up all your money for a week. Completely disgusted that a bank can hold funds for a week, especially in this day in age, where everything is digital & basically instant. read more