I am delighted to leave a glowing 5-star review for Central Valley Home Lending, based on an exceptional experience as the buyers' agent. Working with Gary and Launna was an absolute pleasure from start to finish. They maintained clear communication throughout the entire loan process, ensuring that myself and my clients were always informed of the status and any developments. The convenience of tracking progress through their user-friendly app, coupled with frequent updates from Gary and Launna, made navigating the loan journey effortless. Their calm demeanor, can-do attitude, and proactive problem-solving approach instilled a great deal of comfort and confidence in my clients, especially when facing challenges or roadblocks. One standout aspect of our experience was their expertise in handling non-traditional loan types. Gary and his team not only found a solution that was cost-conscious but also exceeded the buyers' expectations, meeting their unique needs seamlessly. Their genuine care for the process and commitment to achieving client goals within the desired timeline were truly impressive. I wholeheartedly recommend Central Valley Home Lending to anyone seeking a mortgage partner who delivers on competitive pricing and exceptional service. I look forward to continuing to refer clients to Gary and the team, knowing they will receive the highest level of care and expertise in the industry. read more

Outstanding Experience with Gary at Central Valley Home Lending! We recently completed our home mortgage refinance with Gary at Central Valley Home Lending, and the experience couldn't have been better. From start to finish, Gary was professional, responsive, and incredibly knowledgeable. He took the time to explain every step of the process, answered all of our questions with patience, and made sure we fully understood our options. What really stood out was Gary's attention to detail and commitment to finding us the best possible rate and terms. He kept us updated at every stage, making what could have been a stressful process completely smooth and straightforward. The entire transaction was handled efficiently and closed right on schedule -- exactly as promised. If you're considering buying, refinancing, or just want honest advice from someone who truly cares about his clients, I highly recommend Gary and the team at Central Valley Home Lending. They deliver exceptional service and results you can trust. read more

Sara and I just closed on our personal home using Gary and Launna at Central Valley Home Lending it was stress less from the start. As a realtor representing a buyer, we see the process from that angle and we can navigate that side with our eyes closed, however, we were the actual buyers on this transaction so we lived the process as our clients would, and I must say it was perfection. To state our loan was not easy as you may guess do to that we our realtors, we own rentals and of course we write off a lot . As the buyers we were always in the know of what was happening on our loan through the app. Gary and Launna were both available to walking us through what was needed of us and answer question we had during the process. Gary and Launna are truly the best and I highly recommend giving them a try or at the very least have them be second look for your buyer's loan. They just may save them money and give them great service. Lyman and Sara Magee HomeSmart ICARE Realty read more

Gary Kesler, and Central Valley home lending are impressive beyond words. Gary has great rates and saved my buyers over $7000 in upfront fees, along with having better rates. Not only did he get my deal closed, he had everything signed and ready to go two days ahead of schedule. No last minute crazy chaos or scrambling. From start to finish 17 days, which is phenomenal! My buyers needed a little extra handholding, one was self-employed, so there were some sticking points along the way. His online portal is a timesaver and so helpful. Gary is drama free, a master of communication and seamlessly just gets the job done. I've been a Realtor for over 20 years and I've never had a Lender , so on their game. I highly recommend anyone who hasn't used Gary to call him and let him give you his pricing. He has been in business a long time and knows the ins and outs of the business, the man is simply brilliant. read more

Working alongside Gary Kessler at Central Valley Home Lending was an absolute delight! Our clients dove into homeownership for the first time in Roseville, CA, and Gary worked his magic, seamlessly picking up where a previous loan left off. With his expert guidance, our clients stayed on track within their current escrow, utilizing an FHA/CalHAFA loan - notorious for their longer timelines, often exceeding 30 days. But hold onto your hat, because Gary managed to defy expectations, closing the deal in an astonishing 15 days! Talk about impressive! Not only did Gary swoop in to save the day for this escrow, but he did it with finesse and fantastic communication skills that kept everyone in the loop. It was a whirlwind of efficiency and clear, effective communication. Kudos to Gary for making this journey not just successful, but a genuinely enjoyable experience! read more

In going through the process of personally looking for a home, Gary at Central Valley Home Lending has been there every step of the way. From the time we paused our search when the market shifted to when we started looking again, Gary has always been available to answer our questions. His dedication and responsiveness are unparalleled. Having been in real estate for a number of years now, I am absolutely blown away by Gary. He is not your average lender; his expertise, patience, and commitment to his clients truly set him apart. I am more than 100% on board with referring anyone I know to him. I know we are in good hands with Gary, and I am confident that anyone who works with him will feel the same way. If you are looking for a lender who goes above and beyond, look no further than Gary and his team at Central Valley Home Lending. Highly recommended! read more

I have been a broker in business for more than 10 years. Gary at Central Valley Home Lending provides my clients with top-notch service. They get the most cost-effective deal possible and always come back to me very impressed by the process. The CVHL App is very easy to use and keeps everyone updated in real time. Clients love it, and I always know what is happening. It's a fantastic tool I wouldn't work without. Gary takes the time to ensure that my clients understand the entire process of closing on a mortgage and is always willing to explain things until they are comfortable. Patient, kind, and understanding--Gary is exactly the type of person you want to work with. I always refer him to my clients and I encourage you to try him if you are an agent looking for a good lender! read more

I Love Central Valley Home Lending! The process was seamless from beginning to end! The online/App was so simple for my clients with communication between Gary and I being very easy and in real time through the app or by phone! Gary and Lauanna were amazing! Super helpful and present in every step of the process creating a beautiful partnership for my client and myself! I will definitely use them over and over again! read more

Considering my unique situation, I was surprisingly happy that Gary Kesler was able to get me a home loan. He is by far the most knowledgeable mortgage professional that I have encountered, and I have encountered many of them. Both Gary and Launna Eckert are utmost professional and competent. I like them. I would recommend anyone to use Central Valley Home Lending to secure a loan. read more

I have had nothing but wonderful feedback from people regarding Gary Kesler and Central Valley Home Lending. He has been able to save them thousands of dollars, salvage deals in the middle of an escrow and guided them in how to position themselves for becoming a home buyer in the future. Don't hesitate to give CVHL a try, what do you have to lose? read more

I have sent multiple Clients to Central Valley Home Lending. All have raved about the quality of the customer service and the value of mortgage products that are available to them. Great job and keep up the good work! read more

Gary Kesler and the rest of the team were instrumental in helping my wife and I purchase our first home. They're particularly knowledgeable with the VA loan process. I can't recommend Central Valley enough. read more

Gary Kesler is an amazingly helpful resource and a vault of knowledge! Central Valley Home Lending has been so attentive in my journey to home ownership. They truly are the best! read more