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    Michigan Schools & Government Credit Union

    Michigan Schools & Government Credit Union

    (5 reviews)

    Great bank, great rates, and the staff is very helpful. I've been going here for years and recently…read moretransferred an auto loan, and it was simple.

    I'm 28 years old and have bought and paid for 2 next to new cars with other loan providers with no…read moreissues - not even one late payment. For my current car, my dealership convinced me to go with MSGCU and let me tell you, MSGCU is by far the WORST financial institutions I've ever worked with. I genuinely wish you could leave a 0 star review. Their online system is a joke. its an absolute disaster, not only do they charge you $15 extra if you want to pay with a debit card or over the phone at all, you can't set up auto pay the same day you try and make a payment on your account, and when I finally did get auto pay set up through my bank account, they rejected the payment and blocked my account. Leaving me to call them AGAIN (I have now had the car for a year and have had to call them every single month bc of things that are messed up on their end) On top of all of that, for 4 months straight (I was travelling for work so I was paying for the car that I wasn't using, obviously) they were charging me for CAR INSURANCE. You know, the car insurance you need to prove you already have before driving a new car off the lot? Yep... they were adding over $300 to my bill each month and you may be thinking "how come you didn't notice?". I DID. I called for the first 3 months of being overcharged and was told every time that it was "late fees" with no explanation of HOW i was receiving late fees. So I ended up paying almost $1200 to some insurance company THEY decided to tack onto my loan amount? Im absolutely floored by these people - they do NOT have integrity, their customer service is embarrassing, as most of the people have no clue whats going on when I call, and they will do anything they can to scam you out of money by tacking on late fees or whatever charges they deem fit. 10/10 financial advisors would NOT recommend MSGCU. Go to Capitol One or literally anywhere else bc these people are NOT your friend.

    Cash Connection - paydayloans - Updated May 2026

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