I couldn't be happier with the experience I had working with Phil Ganz on my DSCR loan for my…read moreAirbnb property! I needed a cash-out refinance on an investment property and Phil made the entire process incredibly smooth, fast, and stress-free. From the very first call, Phil demonstrated deep expertise in DSCR loans, investment property financing, and short-term rental mortgages. He walked me through exactly how the debt service coverage ratio would qualify the property based on its Airbnb income instead of my personal W-2s -- something most traditional lenders won't touch. His knowledge of non-QM lending and cash-out refinance options for real estate investors was exactly what I needed. Phil handled every detail with professionalism and transparency. The application was simple, the communication was constant, and he pushed the file through closing well ahead of schedule. I was able to pull significant equity out of my Airbnb while keeping my personal debt-to-income ratio completely out of the picture. If you're a real estate investor looking for a DSCR loan, Airbnb financing, investment property cash-out refinance, or any non-QM mortgage solution, Phil Ganz is the mortgage broker you want on your side. He's responsive, knowledgeable, and truly delivers results. I've already referred two other investor friends and will continue to do so. Thank you, Phil -- you made a complicated process feel effortless! Highly recommend to anyone needing DSCR loans or investment property financing. 10/10!

I've worked with Phil multiple times over the course of 7 years and can't recommend him highly…read moreenough. He's a trusted advisor who makes the mortgage process clear and manageable. Phil takes the time to walk through all the options, helps you make informed decisions, and is incredibly responsive and easy to work with. He's flexible, reliable, and always available when you need him -- truly a partner you can count on during an important financial decision!

We can't say enough wonderful things about Julie at First Choice Financial! From the very…read morebeginning, she made a stressful process feel smooth and manageable. Julie was always patient, kind, and incredibly responsive. No question was ever too small, and she took the time to explain everything in a way that made sense. What really stood out was how much she genuinely cared about helping us reach our goal. She went above and beyond to make sure every detail was handled and kept us informed every step of the way. It honestly felt like we were working with a trusted friend rather than just a lender. Thanks to Julie's hard work and guidance, our experience was smooth, positive, and even exciting. We're so grateful for her support and can't recommend her highly enough to anyone buying a home!

We had a great experience with First Choice Financial. Julie was excellent and the process was…read morecompletely seamless and easy. It was very much no stress all the way. As far as numbers go, First Choice offered us the best deal, much better than what we found at traditional banks. And the loan process was a breeze. Whenever something came up, Julie made sure to quickly communicate what to do or send. She was easy to reach and always there for questions. Julie treated us with the utmost respect and professionalism. You could plainly tell that not only was she a seasoned pro, but that she also had our best interests at heart. Huge plus. There is no comparison between First Choice Financial and major banks. It was such a better process than I am used to, I am really kicking myself for not using them sooner. I would highly recommend.

I found Jennifer watching a You Tube video and contacted her while house shopping. I ended up…read morepurchasing a new construction home so used the builder's lender to get the great incentive. Jennifer's team quickly reviewed my loan documents and gave the thumbs up, even though it wasn't with them. I can't tell you how much value they added to make me feel confident moving forward with the biggest purchase of my life. I would absolutely recommend Jennifer and her knowledge and highly responsive team!!

The past few years have been an uncertain time in the housing market. It is not an easy time for…read moreyoung families and first-time home buyers. 6 months ago we were first-time home buyers that knew nothing about purchasing a home. All we knew was "we want to own a home." I've been following Jennifer's youtube channel since 2022. She has so much useful information regarding purchasing a home. So she came into my mind when we decided we want to buy a house in 2024. Jennifer and everyone on the team were so patient in explaining all of our questions to us. She gave us no pressure with using her as a lender. We did compare with other lenders but still decided to trust Jennifer with our loan. From we started our loan process to closing to post closing, we were outside of the United States for the whole time. That added a lot of complicity to our process, but of course my super lender made this whole process possible for us. She even recommended an AWESOME agent, Gisela Spencer to us. Since we were stationed overseas, and had no local connection with any agent in our "new home" area, I asked Jennifer's team for recommendation. And OH BOY, Gisela is amazing!! I love Jennifer's team because they are so personal and really listen to our needs and make owning a home possible for us. Process of purchasing a home can be stressful. But with Jennifer's team and Gisela helping us staying on top of tasks we were able to close within a month after our offer was accepted! If we have the chance to purchase another home in the future, I will definitely come back to Jennifer. - Judy

Bruce was the best!! He really worked with my husband and I to land our home, despite our…read morenon-traditional income structure and coached us through the mortgage process. His team is so smart and worked tirelessly to help us close on our home and we're so grateful to have met them.

From the owner: Bruce Salik is your Coral Springs local lender. As a loan officer at Rate, one of the largest…read moreretail mortgage lenders in the United States, Bruce is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Bruce at (845) 423-3300 for more information!

I worked with Meyer through my realtor Pilar. He was amazing! I had tons of questions and he was…read morevery patient and gives with me. Very responsive and attentive to everything I needed. He was able to walk me through each part of the process- phone, email and in person. Can't say enough good things!

From the owner: Getting Pre- Approved is the first step to buying your dream home. We help you focus in your search…read morewhich allows you to buy the house you can afford, and speed up the process. Most Real Estate Agents wouldn't even consider looking for houses with you until you get Pre-Approved. We have all types of mortgage loans Don't Waste Your Time, Get Your Dream Home!

They are located at 1750 N University Dr Suite 225 Coral Springs, Fl 33065 now. Marc Nicoletta…read morehelped us explore the options of a VA loan, & FHA vs conventional. He got us an unheard of interest rate, we were able to close in less than 30 days due to his efficiency, knowledge & dedication, & he was there at our closing to celebrate one of our happiest days. As 1st time home buyers, choosing the right lender is vital to both the process & your sanity. Can't thank Marc enough. I refer him to everyone I know for refi's & purchases.

From the owner: we are a Mortgage company establish in 2002,we are proud to be A+ BBB creditable Business by the…read moreBetter Business Bureau, we offer all type of Home loans, FHA, Conventional, VA. please give us a call

Working with Fourpath has been an excellent experience. I was very pleased with their…read moreresponsiveness and follow through. I recommend this mortgage company to anyone looking to finance a property.

Steven is the smartest mortgage broker in the game. Runs circles around most. Very creative on how…read moreto get deals done, and suggestions of credit improvements - which is key to getting loans! He's great!

Quite possibly the best service I have experienced. As a first time home buyer I certainly needed…read moresomeone to explain the process thoroughly and walk me through each step. Stephen McWilliams was exceptional as he was always there when I reached out and went way above and beyond in representing my interest during the purchase process. Stephen was so knowledgeable about everything and he was able to communicate it in a way where I could understand everything. I will absolutely go out of my way to recommend Stephen and his team to everyone I know. Cannot imagine having bought my home without him. Thanks Stephen!

This is my second bad experience with Tropical Finance, I have been trying to contact them in…read moreregards not having access to my account via the website and the mobile app. I have called them and requested a call back but nothing but crickets. I take back my last review giving them 4 stars it should be one star. I only got a call back when I left a bad review. I'm considering closing my account with them!!!!!

I have been with Tropical Financial for almost 50 years back when it was Tropical Telco credit…read moreunion back in 1976 they were very good credit union I would say they have drastically changed in the past 5 years they have closed all branches in North Broward sounds like some really bad management decisions, they never sent 1099R charged me 5.00 to email,that's it goodbye ,opening Spacecoast account

Working with Omar was absolutely the easiest part of the home buying process. He was extremely…read moreprofessional, readily available to answer questions and very clear in his communication. This may seem trivial but the portal for signing and submitting documents is also extremely user friendly and has clear explanation of every state of the process. This can be a very complicated process and with Omar and his company it was made extremely simple and digestible for which I'm forever grateful.

From the owner: The Royal Capital Solutions Team is your premier mortgage team located in Pompano Beach, Florida…read more We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Pompano Beach area. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, the highly experienced team of mortgage brokers here can help you take that first step toward a financial solution.