My wife and I originally financed our El Cajon, CA home with Casa Financial years ago and we were very happy with their services back then, so we turned again to Casa Financial for their assistance once more. I appreciated the fact that Brett is retired Navy as am I, so he and his Staff fully understand the intricacies and benefits of Veterans Administration (VA) guaranteed loans for active duty and retired military. Recently we wanted to refinance at a significantly lower interest rate AND get a substantial amount of equity cash back with a VA Loan. Their wise recommendation was to refinance with a traditional VA Loan to get the cash back at the current interest rate (3.75% at the time), make payments on the new loan for six months, and then refinance at no cost for a VA Interest Rate Reduction Loan (VA IRRL) at 2.25% interest. Had we simply refinanced for the VA IRRL first, we would not have been able to take any cash out, so this was the optimum method for obtaining the cash back and a much lower interest rate. My wife and I thought this plan was ingenious and we began the process right away. We cannot thank Brett, Zindi, and Jennifer enough for their outstanding advice, expertise, service, and quick responses to our numerous E-mails with our recent refinancing on both VA Loans. We felt they truly care for our best interests and patiently explained everything to us at every step of the way! We now have made some home improvements, money in savings, and a much much lower interest rate! THANK YOU, CASA FINANCIAL! If you find yourself in a similar situation, or just want to have this absolute Best Mortgage Team assisting you too, we cannot more highly recommend Casa Financial Services. Give them a call, my wife and I know you'll be glad you did! read more

I normally don't write reviews, but I've just completed my refi and the quality of service that I've received from Casa Financial was beyond my expectations that I felt compelled to write a review. After hearing some friends talking about their refi and how the interest rates is one of the lowest it has been in years, I decided to email Zindi from Casa Financial to inquire about the current rate and if I can benefit from it even though my current rate is already pretty low to start with. I expected that I'll get a response in a few days like some other brokers that I've dealt with in the past, but within an hour, I got a reply from Zindi asking me for my current mortgage statement so that she can see what options I have. Shortly after sending her the statement, I received another reply with some numbers for me to consider. My requirements were to reduce my payback time while keeping my mortgage payment the same, without any out of pocket cost. Zindi and her awesome team at Casa Financial was able to meet all of those requirements in addition to lowering my mortgage payment a little bit. Casa Financial was great to work with. They provided lightning quick responses (very important in this industry as interest rates changes on a daily basis), they are very patient and flexible with my requests, and I felt that they always have my best interest in mind. I would definitely (and already have) recommend them to anyone I know who are looking to refi. read more

Where do I even begin. I'll start by first saying my husband and I were originally going with another lender out here in Ventura.We felt we were just dollar signs to them. They weren't very thorough with explaining the process to us. It was hard to get a hold of them and we felt like we were going in circles with them. We were frustrated and almost giving up purchasing our home. We were referred to Brett by a close friend of ours and he completely WOWED us! He went above and beyond to accommodate my husband and I. Not only did he get us an amazing interest rate, but he literally walked us through every step of the way explaining every single process (no joke, like he Brett says, I can probably write a loan now). He was easy to get a hold of which was especially helpful considering that my husband left for military training during the middle of purchasing our home. I was nervous, but knowing Brett was on my side put me at ease. I can not express how much we appreciate Brett and Jenn and all of their hard work. They closed on our property sooner than expected and treated us like family the entire way. I HIGHLY recommend Casa Financial and will only be using their services from here on out as well as recommending them to anyone looking to purchase! Thank you, thank you, thank you for making this process a little less terrifying and thank you for treating us like family!!!! The Travis' read more

Casa Financial has been able to help me through rough times and help me improve me and my family's life. When my father passed away a four years ago, Casa Financial Services guided me through the process of refinancing the house to me and my wife's names. The process was painless and simplified. Brett Mills was always there to answer any questions without judgement, hesitation, or complaint. Fast-forward four years, I had contacted several other loan officers and brokers to refinance and they were either not responding or ignoring me. I contacted Brett Mills and got an immediate response. Brett was able to help me again by refinancing my house and rental property to (in my opinion) the best rates I didn't know were even possible. I had a lot of dumb questions and Brett, again, was able to respectfully guide me through and simplify everything. When Brett wasn't immediately available, I dropped in on his assistant, Jennifer Hollins, late on a Friday like needy customers do (but it was the only time I was available) and she was able to clarify things for me again with a positive attitude and no complaint whatsoever. I can't honestly say that I would have been so understanding or patient if I were in her shoes. I am forever grateful and will always use and recommend Casa Financial Services. read more

Brett and his staff, specifically Jennifer his loan processor are absolutely amazing! I recently purchased a condo that they were able to make happen! I had 4 other lenders tell me they couldn't do it, after promising me the moon and stars and providing me with preapproval letters, the reality of it all is they just wasted mine and everyone's time involved. They wasted so much time, I almost lost the deal. I tried one more time and that is when I found Brett at Casa Financial Services in Santee. Not only did he make it happen but the priority was #1 due to time being of the essence and was always 100% honest with me. Very honest and educated in the field that he was the one I would contact when I had any questions about anything real estate related. Even when I was stressed about the entire deal, he was the only one who would calm me down. He made it happen and because of them my daughter and I have our very own place which has been a goal of mine for many years now. I am so happy and very very thankful I found them. I will recommend them to anyone and everyone moving forward and I will never go anywhere else. read more

Getting a home loan is probably the biggest purchase in one's lifetime. You need experience and someone who makes you a priority, not just another number in the system. I wish I met Brett Mills, owner of Casa Financial Services, earlier. Unfortunately I was in the final stages of a refinance already started with another "big bank." I've referred him a couple clients and he makes contact with them the same day, takes time so he understands their needs and immediately starts working with them to secure a loan or refinance. I know first hand how frustrating it is to wait (beg) for responses from a lender working on a home loan. You won't wonder and worry about what is going on with your loan when you work with Brett Mills and Casa Financial Services. They take pride in their business and their reputation is everything. Even better, Brett Mills is a nice guy, easy to communicate with and treats everyone with respect and consideration for their time. This is an important financial decision, don't trust it to just anyone. Trust the expert Brett Mills and Casa Financial Services. read more

IT was an amazing experience i was a first time buyer with an extremely busy schedule school, work and Vikki , Jennifer and Zindi were rockstars they helped me though every baby step and were extremely patient during each phase . I got the home i wanted and they were able to accommodate me through everystep by allowing me to communication through email , phonecalls , texting and faxing because of their flexibility i was able to not have to travel to sign papers every minute like other realtors . they were able to lower my house price. and they even allowed my sister ( who would be living with me) to assist me in the process ( of course i gave them permission to do this) . i couldnt have been happier in 2 months i got my beautiful dream home in San bernadrino and i am thrilled . i will definitely recommended to everyone and anyone and would do business with them in a heart beat. read more

Brett Mills has to be one of the most hardworking, reliable and knowledgeable people I've had the pleasure to work with. I was referred to him by a mutual friend and immediately felt comfortable knowing I was going to be taken care of. He's the kind of guy that builds relationships with his clients rather than to make a quick buck. In 2011 my wife and I started to look for a home we could raise a family and Brett was with us every step of the way to answer any if our questions to put our mind at ease. We found our home and at the end of 2013 just before our first son was born, he and his lovely wife Zindi helped us refinance our home, drop our mortgage payments and allowed us to take out a little equity for future endeavors. Needless to say, he's got a customer for life. You can't go wrong in choosing Casa Financial Services. The service is spectacular! read more

This team never fails to impress me. They worked with me to get a great rate when I bought my house back in 2017 and did an amazing job. They just did it again with a refinance. Brenda Inzunza did an amazing job of helping me decide it was time to refinance and helping me lock in at a great rate at the perfect time. Between her and Jennifer Hollins they made the refinance very simple. They were professional, organized, experienced and incredibly fast. They got all of the required information up front with absolutely no additional requests for follow up information. They were constantly on top of every detail and kept me informed throughout the process. Of the half a dozen or so times I have refinanced a mortgage this was by far the fastest and easiest. I highly recommend this group to anyone looking for a mortgage or to refinance a mortgage. read more

My husband and I were referred to Zindi by one of my co-workers, and working with her was honestly best decision we've ever made. As first time home buyers, the whole process was VERY overwhelming, even as exciting as it was. Zindi was very responsive, professional, and kind throughout the process. She kept all of her promises throughout, and made herself available at all times! Even on Valentine's Day, which fell on a Sunday this year, she was quick to respond to my text message. To top it off, we closed Escrow in our first home in a record 28 days! Couldn't have don't it without Zindi's diligence and commitment through it all. Funny enough, we never actually met in person due to COVID-19, but we definitely feel like part of the Casa Financial family! I highly recommend working with Casa Financial Services, and will be referring everyone I know! read more

What can I say about Casa Financial Services? Well, if you are serious about purchasing a home then Brett & Zindi Mills are the go to couple. Zindi made the process as stress free as can be. She is on point in ALL areas of the loan/real estate process, always answers any questions, worries or concerns rapidly. I can't thank them enough for making our dream home become a reality. Very professional but at the same time you feel like you are dealing with lifelong friends. We were very needy customers, asking a million questions along the way and we were never treated as if that was a problem. Always the upbeat Zindi, there to calm us down and reassure us. I recommend this company to anyone looking to purchase or refinance. Leave out the headaches go straight to Casa Financial. Thank You Brett & Zindi read more

We wish we could give Brett- Jennifer and Casa Financial 6 or 7 stars! We had somewhat of a complicated new mortgage for a rental home, ex-husband buy-out of his equity, very short window to get it done, no realtor involved, and a 3rd family member involved as seller - new mortgage. They handled it beautifully! I had some of my own ideas on how to do it, and Brett redid it absolutely the best way. His business model of not charging me, the buyer, any closing costs was just icing on the cake! He and Jennifer are wizards of financing details, meeting deadlines, and explaining things so well. We could not be happier. Innovative, best possible service, and just nice people. Their support people at Oakwood Escrow and Sierra Pacific Mortgage were excellent as well. A great team effort! read more

Thank you again Zindi ! Casa has been our go to for the past 16 years. We have bought, sold , and refinanced through them a handful of times.. We just closed today with our forever home and again we couldn't be more happy. If I ever had questions or concerns I knew they would be answered within minutes. I have always felt the loyalty from Zindi. I remember a few years ago my husband and I were talking about a refi. Literally the next day I got an email from Zindi (yes maybe a generated email) and it said hey guys it might be time to refinance. We both thought it was hilarious and said it was a sign...and sure enough we got a great refi. She has always given her all and same goes for the team. I will always refer Casa Financial Services to anyone. read more

I would like to take the time to thank Zindi and Jennifer for the superior customer service they provided to me in assisting me with the refinance of my home. In addition, they were able to assist me in a situation that I have been trying to deal with for the last 4 years. I am in awe of how easy they made this experience for me. The best refinance experience I have ever had and I have multiple refinances in the past. They went above and beyond my expectations by answering their phone after hours, keeping me updated on the progress, and showing sincere interest in my situation. They handled it as if it were their situation. It was the best referral I have ever received. Thank you so much for all your help. read more

Brett Mills and his team at Casa Financial Services recently helped us with our home loan. Their service and communication have proven to be exceptional! He was very knowledgeable, upfront and truthful throughout the process of purchasing our home. Casa Financial answered all of our questions no matter how silly then may have been with grace and dignities making us feel important. Our loan docs ready for us to sign a week before the scheduled Close of Escrow date. We closed on time! Casa surpassed ALL of our EXPECTATIONS. I would refer Brett and the Casa Financial team without hesitation. To look into a possible refinance for monthly savings, debt consolidation, and/or cash out. read more

If you need a home loan, you need to contact Casa Financial Services. There is nothing they don't know about mortgages and their incredible knowledge allows them to come up with creative solutions to the most complex funding problems. The CFS team are also some of the most friendly people you will ever deal with in any business; they are always take your call and are eager to answer your questions or just be a sounding board, I have never felt rushed when talking with the team at Casa Financial. They truly care about their clients and are willing to go the extra mile to make sure you are able to achieve your home buying goals. Casa Financial gets my five stars hands down! read more

The stress and anxiety of picking a great mortgage broker can be easily relieved if you choose to do business with Casa Financial. If you want a mortgage broker that will actually get the job done in a manor that speaks volumes about great attention to detail, professionalism, customer service, along with knowledge and experience in the industry, then you cannot pick an mortgage broker without talking to Mr. Mills first. He is by far one of the greatest examples within his industry that sets the bar. Others in his industry should always strive to reach his level of competence and service. Outstanding job Brett, keep up the great work! -virg read more

Jennifer Hollins was the absolute best lender I have ever worked with! I am a Realtor/Real Estate Investor and have worked with many lenders and this was the best customer service and overall experience I have ever had. I was in escrow and the lender I was working with could not close the deal 4 days before COE and Jen came in and saved me from losing the deal by getting in closed in a little over 2 weeks! I highly recommend Jennifer Hollins at Casa Financial for all your Real Estate financing needs. She will go above and beyond for you like she did me! Thank you Jen!!!! ~Frances Ann Mouser (FAM Realty Group), Carlsbad, CA read more

I purchased a home with the help of Zindi and Jennifer at Casa Financial. I chose this company on the recommendation of my realtor and my belief that they could close the escrow quickly. If we closed escrow under 30 days, I would get a $200 credit for each day. The whole process was smooth and fast. Zindi or Jennifer were either contacting me by phone or email to gather all the information and electronically sign documents. They seem to be working 24/7. My escrow closed in 19 days!! I would describe the process as easy, efficient, professional, and easy to understand. I can't thank them enough. read more