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    7 years ago

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    Ask the Community - Carlo Giraulo

    Unum - Had to get a surgery done was absolutely terrible. I could see it being the reason why I don't retire here at Amway.

    Unum

    (83 reviews)

    Stroudwater

    Very poor all the way,if I could give a minus score I would there is appsultly nothing right or…read moregood about this company at all.I give a minus 5 plus appsultly nothing professional about this company I wish the company I work for would find a company that at least has good customer service department at UNUM long term disability department they work harder at denying your claim than helping you in any way there is no good rating what so ever, I can give them. I pray you never have to deal with them they are not there for you by any means. That would take money from their company "just think about it they don't want to pay for your disability because it takes money out of their pockets.no one in this company cares for your disability.the management made it where the call center first responder could no longer give out any information on your account even to confirm that documents had been received???

    This past year and next year our voluntary hospital, accident, and critical illness is covered by…read moreUNUM. Previously we had AllState and they were 110% better than UNUM for coverage. UNUM drags their feet on paying claims and will even say that a hospital stay was due to a pre-existing condition to not have to pay out the claims. I mean you find this out about 3 or 4 months after filing the claim. Because they offer such crappy coverage I'm electing to not pick these coverages in 2024 and save more money in the premiums than what they cover. UNUM is nothing more than a typical thief.

    Carlo Giraulo - homeinsurance - Updated August 2026

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