Cancel

    Open app

    Search

    Services - Carlo Giraulo

    Homeowner or property

    Car and truck insurance

    Life insurance

    Carlo Giraulo Photos

    You might also consider

    Recommended Reviews - Carlo Giraulo

    Your trust is our priority, so businesses can't pay to alter or remove their reviews. Learn more about reviews.
    Yelp app icon
    Browse more easily on the app
    Review Feed Illustration

    7 years ago

    Helpful 1
    Thanks 0
    Love this 0
    Oh no 0

    Ask the Community - Carlo Giraulo

    Unum - Had to get a surgery done was absolutely terrible. I could see it being the reason why I don't retire here at Amway.

    Unum

    (83 reviews)

    Stroudwater

    Very poor all the way,if I could give a minus score I would there is appsultly nothing right or…read moregood about this company at all.I give a minus 5 plus appsultly nothing professional about this company I wish the company I work for would find a company that at least has good customer service department at UNUM long term disability department they work harder at denying your claim than helping you in any way there is no good rating what so ever, I can give them. I pray you never have to deal with them they are not there for you by any means. That would take money from their company "just think about it they don't want to pay for your disability because it takes money out of their pockets.no one in this company cares for your disability.the management made it where the call center first responder could no longer give out any information on your account even to confirm that documents had been received???

    This past year and next year our voluntary hospital, accident, and critical illness is covered by…read moreUNUM. Previously we had AllState and they were 110% better than UNUM for coverage. UNUM drags their feet on paying claims and will even say that a hospital stay was due to a pre-existing condition to not have to pay out the claims. I mean you find this out about 3 or 4 months after filing the claim. Because they offer such crappy coverage I'm electing to not pick these coverages in 2024 and save more money in the premiums than what they cover. UNUM is nothing more than a typical thief.

    Bay Area Title

    Bay Area Title

    (3 reviews)

    Stroudwater

    Bay Area has been under new ownership for about 2 years now. Service has been oustanding…read more Communication great. The best title insurance companies thoroughly conduct a title search, investigate the property's ownership records, and ensure smooth ownership transfer for the seller and purchaser. Bay Area does all this and more. Highly recommend!

    Stay away if any party to the transaction is from out of town. They seem to be flummoxed by…read moretransactions involving trusts or out of town buyers as Sue, the President, complained about both to me. I found Bay Area to be uncommunicative and rude. On the day of our closing I sent two e-mails and a voice message requesting a status update. After receiving no replies, at 4:48 PM (the office closes at 5 PM) I finally got through to Sue, the President. When I voiced my displeasure at her lack of communication, she scolded me and told me she didn't respond because she was BUSY WITH CLOSINGS. Yep, never mind I was calling about my own closing - she did not pick up on the irony. Oh, and my closing didn't happen that day, not that Sue showed any concern. I'm not surprised though since Bay Area waited until the last possible moment to send docs for signature, resulting in unnecessary overnight delivery fees. When I requested they send docs to me via e-mail for printing and signature to expedite things and save money, they refused, citing their "special" paper (this turned out to be standard stock, no letterhead, no nothing). I suspect they don't have a scanner. If this is an important transaction for you, go elsewhere. This place is in the Stone Age.

    First Insurance Agency

    First Insurance Agency

    (3 reviews)

    Stroudwater

    Mike Hayes is an incompetent, unresponsive insurance broker. Whenever you talk to him on the phone,…read morehe doesn't listen, just talks over you about what he thinks you want. He has poor reading comprehension, and spent months last year telling us that the inspector for our insurance company wanted us to have an empty trailer home removed, when in fact, the inspector had a detailed list which Mike denied ever having received, and which didn't include anything about the empty mobile home. It took the insurance provider sending us a policy cancellation (for not responding to their inspector's list) for us to even realize that something was wrong. It was so bad that we recently hired another broker to find us new policies (with much better coverage for the same price!). We then sent Mike the simple written instruction "Allow these policies to expire", only to find that he cancelled the policies! We only found out today that there was a day when we had no insurance coverage at all because Mike couldn't follow simple directions! It's a good thing we didn't get into an accident or have a fire that day! This only confirms what I've always suspected, that he isn't actually able to read. Buyer beware!

    First Insurance is the worst. They don't answer the phone. Don't return messages. If you finally…read morecorner them on the phone, they will make promises and won't fulfill them. Have left me hanging out to dry twice. Wouldn't do business with them again if they were the last insurance agents on Earth.

    Carlo Giraulo - homeinsurance - Updated August 2026

    Loading...
    Loading...
    Loading...