After talking to several Bankruptcy Attorneys, we had our consultation with John C Colwell at the…read moreDRLC. It is never easy sharing your financial problems but right away John made us feel at ease. He is very knowledgeable of bankruptcy laws. He explained all our choices and what we could expect if we decided to file bankruptcy. He took the time to answer all our questions. John was never judgmental, just kind and professional. We didn't rushed or pressured to file (unlike some of the other firms we talked to). After the meeting we knew DRLC and John C Colwell was the right choice! in addition the fees were very reasonable for the quality of service at DRLC. They even allowed us to make payments. Mr. Colwell and his team, especially Lupe, were amazing! They guided us through the process step by step. Always returning our calls promptly and keeping us on track. Thanks and much gratitude to you both. So glad this challenging time is over. Its a new beginning for us!! We are very happy with Mr. Colwell's advice and representation. We 100% recommend DRLC and John C Colwell to anyone who needs Bankruptcy advice. Greg S

This is my first time filing for bankruptcy I was really down personally, and when I went to the…read moreoffice since day one they made me feel very comfortable, it is my best experience and very professional, I have been recommending every person that needs help... Thank you Lupe for being so patient with me, and John C. Colwell group. For helping me have my normal life back... I never thought that I was able to do this... It is really stressful and just thinking and a lot of problems all together... Finally I can breathe again... Thank you for helping me, and I really appreciate it very much for being there for me thank you.

After attending one of Rafael seminar, I was excited and ready to start improving my credit score…read more The seminar had so much information that I can't wait for the next one. I feel much better and looking forward to the purchase of my home in a year or two. Thank you so much for giving me hope! If you get a chance don't miss one of his many seminars they are so worth it!!

Please read this if you are looking to get your credit repaired. I was looking to repair my credit…read morescore after loosing my house to foreclosure 5 yrs ago. My credit was dismal in the mid 500's. I checked out my credit and saw all kinds of derogatories that made my head spin. I talked to my sister who is accountant and she told me no service can help fix your credit because the creditors don't have to take off the marks on your credit if they don't want to. I am too busy and don't know how to write the letters disputing errors or marks on my credit report. I looked on "Yelp" and all I could find was bad things about all the credit repair services in the area. I found "FIT Business Finance" they had a couple of good reviews but only a couple. I shopped around and talked to another credit repair company that wanted to charge me $1500 for each deletion!! If I had that kind of many I wouldn't be in this position in the first place. So I asked Rafael from "Fit" if he could just help repair my credit. He was very knowledgeable and easy to talk to. You can also check your progress from their website. After signing up, I got my a notice from Credit Karma saying my credit score went down from a creditor reporting a late payment. I panicked and called Rafael. He assured me that it was normal. I said I hope so being a skeptic I thought I was wasting my time and money. It has been 2.5 months now and I just checked my credit score and it has gone up a 150 points!!!! One of my scores is a 724! Rafael also saved me thousands on debts I owed that was public record. My Lender told me you have to satisfy all public records before you can get a loan. I never write reviews in Yelp unless it's really good service or bad service. If you are looking to repair your credit definitely call Rafael from "Fit Business Finance" You will not be sorry!

Jeff was a true lifesaver for my mother during one of the most stressful times in her life. After…read moreshe fell victim to scammers and found herself in serious financial trouble, Jeff stepped in and provided exceptional guidance and support. His professionalism, expertise, and commitment helped build a strong case that ultimately resulted in a successful bankruptcy discharge. We are incredibly thankful for everything he did, and I would wholeheartedly recommend Jeff to anyone in need of financial relief and trustworthy legal representation.

A specialist in Social Security Disability. Very knowledgeable about all types of Social Security…read morequestion. He was an attorney in the SSA so he really knows his stuff. I would highly recommend him.

Frank did a great job helping us achieve our goals. We had a short time frame, and we didn't get…read moreeverything exactly where we were hoping, but our plans changed several times along the process, so that's not entirely on him. Him and his staff got all of our outstanding debts reduced, helped us get them handled fast, and we should be able to qualify for just about any home loan we want in 2021 when we plan to buy. He helped us get in great shape for our great rental- and now our score will just keep going higher for when we do pick our home in our soon to be new state. Frank is a straight shooter, and doesn't sugar coat things. He's pretty quick to reply, and personable. He saved us from having to go the bankruptcy route, and in a little less than 6 months, got us from terrible to fair (almost good) scores- which I wasn't sure was possible.

I can't thank Frank enough for what he has done to help my credit. I had NO credit and within…read moremonths he brought me from a poor credit score to very good. I was approved for a credit card and shortly after that I was approved for a car loan at a really great rate. Frank is very communicative every step of the way and worth every penny (and then some). The key here is patience. You didn't ruin your credit over night, so give him time to work his magic!

Carlton Bentley and Penn worked on the non-legal aspects of a court case for me from May 2014 until…read moreAugust 2015. During this time, they gave me monthly updates and worked well with my attorney. I was quite pleased with the end result. Carlton Bentley and Penn saved us a lot of time and money by preventing a lengthy court battle and trial.

Nicole and her team at bSquared are incredible! Just 6 short months ago, my credit was a complete…read moredisaster. With Nicole's assistance I was able to become educated in the whole credit and credit reporting process. I managed to pay off ALL my debt and have increased my credit standing immensely. Nicole and her team provided insight and assisted in clearing old, bad debt (once paid) from my credit reports. If you are having any sort of credit issues, reach out to Nicole for guidance and a plan to get your credit and life back on track.

A call center picked up. They tried to force me to give my last name. I told them my first name is…read morefine. She literally hung up on me because I wouldn't give my last name... which isn't necessary at this point in our relationship. Obviously with a company being this rude before they get my business, I can only imagine it gets worse once they've retained my business. I will not be sending my clients to this credit repair company.

Frank is an absolute legend! If you need any assistance in sorting out your credit, Frank and the…read moreSDCS team is the first place you need to consult. I had lost my job in 2016 and my finances quickly spiraled out of control. I was so overwhelmed that instead I just ignored my financial responsibilities and slowly but surely the collections and missed payments just started to pile up. fast forward to two years and my credit report was absolutely abysmal. I knew I needed to get my credit score sorted out and quickly, after all your credit score dictates a lot of the options you have in everyday life. I couldn't get a credit card, I couldn't get approved for an auto loan, I couldn't get an apartment and it was very clear that there was no other way around this. I would have to pay me creditors. Of course when you are this far behind your debts have been sold once, twice, maybe even three times and half the time you do not know where to begin. I was days away from filing for bankruptcy but it was just something I could not move forward with. How could I let my finances get so bad? It was time to own up and tackle my debts head first. In December of 2018 I had finally made the decision that I couldn't undertake this dilemma alone and I finally decided to reach out to Frank. Frank called me about an hour after I had submitted a contact request online and then proceeded to chat with me for about a half an hour or so. Keep in mind this is all before I had even hired him for his services. He took time out of his day to speak with me although there was no guarantee that I would be of any value to him. Thats when I knew Frank was the guy! I was not ready for Franks services then and there and told him I would reach back out when I had some money saved and could start paying off debts he then told me no worries and asked me to call him when I was ready. I called him 6 months later and he never once pressured me or called me beforehand to follow up and try to squeeze any money out of me. From the moment we originally started working on my credit to the moment all of my accounts were sorted was about 6 months but YMMV depending on your finances. My credit is now back on track to where it was years ago and a huge weight has been lifted off of my shoulders. I have new credit accounts, a new car, and no longer in a bottomless pit of debt! Frank not only helps you get back on track but also educates you for a future of credit success. I owe Frank a massive thank you for getting my life back on track! If you are contemplating about hiring someone, close Yelp as soon as you are done reading this review and pickup the phone to make the call. You won't regret it!

I inquired with Frank during the pandemic. I paid almost 2k but don't really Think I got the help I…read moreneeded. They help me solve debts with some small accounts but I was constantly The one reaching out to them. Sometimes I wouldn't get a response back until I finally gave up. They didn't really stay updated with me and it didn't really fix anything major with my credit. I felt like I was chasing them for help. I highly wouldn't recommended them in my opinion. The few things I they did help me with, I felt I could've just done on my own. It was really a waste of money.

I've been working with DebtWave for going on 3 years now to pay of some old debt from college and…read morethey have been nothing short of great. They are not a consolidation company, meaning they already have relationships with most banks. If you've ever worked with a debt consolidation company you'd know that they open a separate savings for you to put money into each month causing your accounts to fall delinquent. Until your savings reaches a certain amount is when they have you reach out to your bank(s) and negotiate, which is something you could do on your own anyways. Debtwave is easy to get started as long as you've been through some type of financial hurdle (COVID for most of us). The only thing is you have to close the account that you are wanting lower the debt, which can affect your credit score but not significantly. 10/10 would recommend!

Very kind and caring people. Wonderful program I made use of for years! Highly recommend.read more

My wife and I had recently won our small claims case and didn't realize the difficulty of having…read morethe defendant pay the settlement even after the case was decided in our favor. After doing some online research, I saw that not getting paid is actually a pretty common occurrence, which is unfortunately a bit surprising. I would have thought there would be some repercussions by the court for failing to pay, but you pretty much have to do all the legwork on your own to get your settlement. Anyway, when doing a google search for a small claims collection agency in CA, I came across Ramona Featherby's website and decided to give her a call to see if she could help. From the outset, she was super helpful and tried to give us as much information about how we might proceed to get our settlement. Our case was a little too small for her, but she still spent over an hour providing us guidance and information for free over the phone late in the evening. She didn't know us from anyone else, but was kind of enough to really provide a lot of information to get our settlement started. Anyway, I haven't officially used her services, but from my interaction with her so far, I wouldn't doubt she would do an excellent job and really try her best to take care of her clients. Thank you Romona for all the advise you've given us!

The following statement is intended to show gratitude, respect and praise for Romona Featherby's…read moredetermination in recovering settlement money owed to me. 3 times court orders favored me, but did nothing to help me collect. Romona was clear from the start and made no guarantee of success. My situation was bleak, so it cost a little more. Well, to my delight Ramona CAN "get blood from a turnup". Years have gone by and I still get my repayment check through Romona. I wanted to say thank you for your amazing work. Before you I thought it was good-bye to that money.

I came to fix your credit consulting to help me re-build tarnished credit. I lingering down around…read more550 score across all bureaus. I've had a good payment history over the last few years but it didn't seem that even paying all debtors on time was helping my credit increase whatsoever. I worked with Sarah, who has continuously be very diligent in her responses and follow through. She explained to me what needed to be done to increase my scores and got to work right away on my repair. In the first 45 days of the repair process she was able to raise my score by 150 points (amazing), and we're still going! I have been very please with the process & ease Sarah and Fix Your Credit Consulting have creating in throughout this process. Would definitely recommend to anyone in need of bettering their situation!

Sandra and Jeff helped me dispute the negative items on my credit and coach me along the way…read more Recently I purchased a new vehicle on my own without a co-signer. It's a really good feeling to be independent again. Thank you