After attending one of Rafael seminar, I was excited and ready to start improving my credit score. The seminar had so much information that I can't wait for the next one. I feel much better and looking forward to the purchase of my home in a year or two. Thank you so much for giving me hope! If you get a chance don't miss one of his many seminars they are so worth it!! read more

ARRA Credit - Debt Relief Services Near Me

Please read this if you are looking to get your credit repaired. I was looking to repair my credit score after loosing my house to foreclosure 5 yrs ago. My credit was dismal in the mid 500's. I checked out my credit and saw all kinds of derogatories that made my head spin. I talked to my sister who is accountant and she told me no service can help fix your credit because the creditors don't have to take off the marks on your credit if they don't want to. I am too busy and don't know how to write the letters disputing errors or marks on my credit report. I looked on "Yelp" and all I could find was bad things about all the credit repair services in the area. I found "FIT Business Finance" they had a couple of good reviews but only a couple. I shopped around and talked to another credit repair company that wanted to charge me $1500 for each deletion!! If I had that kind of many I wouldn't be in this position in the first place. So I asked Rafael from "Fit" if he could just help repair my credit. He was very knowledgeable and easy to talk to. You can also check your progress from their website. After signing up, I got my a notice from Credit Karma saying my credit score went down from a creditor reporting a late payment. I panicked and called Rafael. He assured me that it was normal. I said I hope so being a skeptic I thought I was wasting my time and money. It has been 2.5 months now and I just checked my credit score and it has gone up a 150 points!!!! One of my scores is a 724! Rafael also saved me thousands on debts I owed that was public record. My Lender told me you have to satisfy all public records before you can get a loan. I never write reviews in Yelp unless it's really good service or bad service. If you are looking to repair your credit definitely call Rafael from "Fit Business Finance" You will not be sorry! read more

I was a skeptic to the credit repair industry but in all honesty am completely surprised not only by Rafael's professionalism but especially from his results. My score went up by a few hundred points in a few very short months. That is great but what impressed me the most is that Rafael taught me how the credit industry worked and used his expertise and experience to know what steps I needed to take to boost my score even further AFTER he finished working on it so my score has continued to go up because of his advice. I can't emphasize enough that Rafael is your man you should trust with something so important. Not only is he incredibly good at what he does and have experience beyond his years (he constantly studies the industry from incredible giants in the industry), he has a competitive heart to make sure my score jumped in the right direction as much as possible. I highly, highly recommend Rafael! read more

Ever since I met Rafael, I have heard nothing but how wonderful he is about achieving positive results with credit repair. He is an individual of integrity and abundant expertise about credit. He has a way of explaining the complexities of how credit works that makes it so easy to understand. Rafael provides masses of resources, including weekly credit podcasts and a Household Budget Calculator. His availability to his clientele is also very helpful for he is definitely there when you need him! Desde que conocí a Rafael, he oído sobre su trabajo maravilloso en lograr resultados positivos con la reparación de crédito. Es una persona de integridad y de conocimientos abundantes sobre el crédito. Tiene la paciencia paraexplicar las complejidades de cómo funciona el crédito que hace que sea tan fácil de entender. Tambien proporciona recursos, incluyendo podcasts de crédito semanales y una calculadora de presupuestos para el hogar. Su disponibilidad a su clientela es muy útil para cuando lo necesitas! read more

I was referred to Rafael by my fiancé who had used his services to help her in the purchase of a home. She raved about his results and told me I must try him out. After my consultation and review of my credit, Rafael helped me dispute unnecessary and incorrect information on my credit reports and also made recommendations on who to improve my score as well. In a very short time, I went from a mid-level credit score to being able to finance my dream car (BMW 550i) at an interest rate I had never dreamed of (2.9). Rafael is professional, thorough, and respectful. I recommend him whole-heartedly. read more

Called this business to inquire about credit repair. On hold with robot answering machine for 15 minutes then it send me to robot voice mail. I expecting to speak with a local agent. Will look elsewhere for these services. read more

Fit Business Finance went above and beyond in assisting us with funding for our business. They walked us through the process and answered all of our questions promptly and securely. We cannot say enough about how professional, courteous and helpful they were to us starting our own business. We highly recommend using Fit Business Credit and Rafael, especially, as your contact!! read more

I was referred here from a friend who had previously had their credit repaired by Fit Business Finance. I always had my mind on buying a home but never really took the big step as I knew my credit wasn't at its best. I called and spent some time dealing with Rafael. He was not only very knowledgeable with credit repair and other financial assistance information; but he also spent some time educating me on some important tips and insider aspects of maintaining good credit and what the banks look for when applying for a loan. I own a local business as well, and I'm in the middle of funding with Fit Business Finance since they now have my credit in tip top shape. Without getting to lengthy on my review, I must just say; I am thankful for such a business to be around. Without these guys; I wouldn't be making my offer on my new home this weekend. Thank you so much! read more

Rafael is the go-to guy for credit AND business credit. He helps me make the right decisions in rebuilding my score that stayed very low for so long. When you deal with FIT Business Finance, you are dealing with true professionals. With all his knowledge and expertise, his down-to-earth approach makes such a great combination. I refer all of my friends to him because he is not only trustworthy, but produces RESULTS. I consult with him every now and again with my credit. 5 stars! read more

Rafael's (the owner) genuine passion and commitment to helping and directing my financial path to success is top notch! There are so many predatory practices out there, and I'm relieved to have finally found a credit repair specialist I can trust. Thank you for what you do! Staff was a pleasure to deal with as well, and I'll be telling my circle about FIT Business Finance! read more

I did some research online in search of a company that does credit repair. Then I found Rafael on Yelp. He had a lot of positive reviews and they were all pretty accurate. He was very patient and answered all my questions during our first phone conversation. I really appreciated that he took his time and listened to my concerns. I haven't started the program yet but as soon as things settle down I'm definitely going back to Rafael. Thank you Rafael, I look forward to talking to you soon! read more

Called Rafa and listened to his advice. Pointed me in the right direction where we applied for and received two new credit cards, increased some of our current card limits, adding almost $12,000 in new credit, bringing us to $30K, which shot up our credit score almost 40 points. Now we are set with open credit lines to watch our FICO grow. read more

I just want to say what an excellent business presentation by your company and Rafael A. It was very well explained, the PowerPoint easy to read and I appreciate he was bilingual. I look forward in meeting with him one-on-one. read more

Wow completely impressed from the moment I called. I contacted FIT Business after the first of the year due to a New Years Resolution I set for my self and my business. I was searching all over Google looking for a rebuttal company, I seen some that were on the other side of the US from me, that wasn't appealing to me. Having someone handle my personal & professional issues and being bounced around from rep to rep every single time I called to inquiry about 2 other services prior to choosing FIT. I've seen a dramatic increase in my personal score but also have seen a leap in progress with my funding side of the Business Credit. Thank you Rafael for all your knowledge and assistance in getting my issues resolved in a timely manner. read more

I cant say enough positive things about Rafael! We were refereed to him by our lender, to clean up our credit, to help us buy a home after a foreclosure and messy credit. It took us only three months to have our credit not only clean but sparkly and shiny and we were able to qualify for our dream home. What stood out the most for me in working with Rafael was that he put not just time, effort, and commitment, but he also put heart into his work. I could tell he wanted us to get our home almost as much as we did. He was always available, returned calls promptly and was a man of his word. He went way above and beyond his call of duty and I feel extremely comfortable sending friends and family his way, in fact I already have. We have invited him to visit when we close on our new home because he played such an important part and he will definitely be our only go to credit man. read more

I heard about FIT Business Finance through a friend and Im so glad I found them! Rafa was very helpful in answering all my questions. Very organized and professional. He handled everything in a timely manner and always got back to me very fast. My credit wasn't bad, it was ok but it could have been better so I thought why not and signed up! In march I purchased a car, obviously they ran my credit and it was then that I found out the library had sent me to collections from something i had rented years ago....yes library, i know right -___- So that promoted me contact FIT Business Finance to improve my credit. I really appreciate and am thankful for the help, tips and advice I have received from Rafa. Months later now and my credit score is higher. I'm a few weeks from getting an apartment and refinancing my car and I'm so happy that I don't need to worry about my credit holding me back! I highly recommend FIT Business Finance to friends and family! read more