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Bill Moore

5.0 (1 review)
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Weststar Mortgage Corp - Weststar Mortgage Corporation & Weststar Escrow Albuquerque Main Office

Weststar Mortgage Corp

(22 reviews)

Business Parkway/Academy Acres

Very low effort .mortgage servicing…read more They try to automate payments recieved; but it makes mistakes -misapplies payments, waaaaay understaffed - often nice people audibly frustrated. I have had s home loan since 1982, never late. I spe d 3-4 hours every month checking upon them. I have a visual disability that makes typing difficult. ... to which I wad told just go slowly as if that's an a swwr. had home loa s since 1982(?)

Customer service is horrible!!! It is fixed now so it was probably just a glitch in their…read moreapp/online services but I tried for one hour and 5 minutes to get ahold of customer service because it wouldn't let me log on saying it did not recognize my lone information. (It was that wording that got me concerned about being hacked) This was via app where my password is saved to my password key and I have face recognition to log in but it made me give my name, address and SS # to try and log in! It still aid it don't recognize my loan information!! I was freaking out at first that my account was hacked. But they have you wait on hold for 5-10 minutes then tell you to leave a message and they will call you back in the order in which your call was received... no option to stay on hold and keep your place in line. I repeated this process 5 times... one hour and 5 minutes worth of waiting on hold and leaving messages. I did not receive one phone call. It has been an hour and 45 minutes and I still never did receive a call. I tried the website and when you click existing customer it doesn't not give you the option to sign up or sign in. And this is a very high call volume for customer service (unless they were all sitting there letting the calls go to voicemail and leaving them for tomorrow) so now I'm concerned everyone else is calling about the app/website and they have been hacked. So naturally I am very concerned. This process started at 17:15 but many customer service centers are open until 18:00 or 19:00 and not once was there a message saying it is past business hours please leave a message or call tomorrow. They let you sit on hold then finally told you to leave a message and they would call you back in the order it was received.. it didn't say calk you back during business hours. To add to this I had forgiven them for taking it open themselves to not pay my flood insurance because they thought I wasn't in a flood zone then I flooded during hurricane Harvey. I have an impound? Account (can't remember if that is the right name for it) where you pay your mortgage and towards taxes and insurance each month. I spoke with someone and gave them the flood insurance company information and sent Weststar the payment for flood insurance for the whole year as instructed by the Weststar representative I spoke with. When I flooded during Harvey I called the insurance company and was told it had been canceled for non payment. I called Weststar and they said they did not pay it because I was not on a flood zone. I later got a refund from Weststar categorized as account excess or something to that effect in the exact amount of the flood insurance I had paid. Then deciding for me but not informing me that they didn't pay my flood insurance cost me 10's of thousands of dollars! (Insurance was just over $1000.00 at that time!). The next year their policy was that flood insurance doesn't come out of the impound account but we pay flood insurance company directly. If this had been their policy when I thought I was paying through them the person who took my insurance information and payment should have told me that, or told me as soon as they realized if they had made a mistake in taking the payment. I was ready to forgive their one huge mistake about a decade ago but now that they can't even return a phone call to a concerned customer about what was looking like an account or system hack I'm letting it all out. If I hadn't financed my home when mortgage rates were so low I would refinance with a different company. Do NOT use Weststar mortgage! Their customer service is horrendous and their incompetence cost me tens of thousands of dollars after Harvey.

Charles Olguin at Guaranteed Rate

Charles Olguin at Guaranteed Rate

(2 reviews)

Business Parkway/Academy Acres

If i can put a NEGATIVE rating, I would!!!! HORRIFIC EXPERIENCE!!!…read more Purchasing a home is supposed to be exciting. I tried to be on top of most things, all paperworks neeeded, i provide in 24hours. 2 days at the most. Wired down payment money morning 4/26. Closing date is 4/27 but due to my location, the signed loan docs got fedexed and should have been received on 4/28 early AM. And when i thought everything was running smooth, the unthinkable happened. Clerical error at Guaranteed Rate happened!!! They wired the funding to the WRONG ACCOUNT. I've never heard of something like this happening. We kept asking if we were going to get the keys and we didn't. Drew Herig kept saying in a few minutes which turned into hours and was told to wait until 5pm. until the day is done then they found out, they funded the wrong account. I guess that's why their name is not Guaranteed Funding! We couldn't cancel our movers anymore so the next day (4/29), we were still waiting. Movers loaded all our things at 8am then head to the home we just purchased BUT waited infront FOR HOURS!!! until finally, at almost 2pm, we got the KEYS!!! and no compensation or whatsoever for this unacceptable mistake! All we got was apology texts from both Drew Herig and Charles Olguin.

I have used Charles as my preferred mortgage lender for over 7 years. He has done an out standing…read morejob and I continue to refer people to him weekly.

Bill Moore - mortgagebrokers - Updated October 2026

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