Absolutely terrible credit card service. We are visiting Vegas next year and I applied for the (Barclays) Wyndham Earners Business Card, because you can status-match to Caesars Rewards (thus having no resort fees). I am a blogger and I make maybe about $1K a year from that (I also have a "day job").
The first time, I foolishly applied one day before I changed my name with the SSA, since I just got married. Their system flagged that, and I don't blame them. However, since then, they asked for a hard copy of my license (with my new name) and SSA card (ditto), which I provided. I waited a week or two, and no new info, so I called them. They informed me that they also need the BACK of my SSA and license, so I sent that. A few weeks later, I called again - they said they received one but not the other (They were in the same envelope ...). I asked the person on the phone what would happen if they canceled my application - i.e., how long would I have to wait to reapply - and he said 15 days, so I asked him to remove my application so I could try again, presumably without all this hassle.
Lo and behold, I waited the 15 days - and had to unlock all my credit again, too (I keep it locked for security reasons/I've been hacked before) - and I get a "we are working on your application" message. It says it will take up to 10 business days, which will be this Friday. I have no doubt that I will have to call them AGAIN to get an update, even though it says I can check it online (the "we are working on your application" message has not changed since I applied, this time, btw).
I have over an 800 credit score and have NEVER had to work this hard to get a credit card. If this is how they treat potential customers ... how do they treat their existing ones? read more