Would recommend mr Lance ward and Denise 10 out of 10 times!! Very professional and knowledgeable. If you want the best look no further than azeala city mortgage. We couldn't have done it without them. If they can't do it know one can. They made our transition smoothe. They exceeded our expectations. Very honest people and cares about their clients . They take they're job very seriously. What my wife and I thought was impossible they made it possible!! In the process we gained 2 new friends. They made our dreams come true with our new dream home. read more

Over the course of my military career I have owned multiple homes and worked with a different mortgage lender each time. NO ONE has ever come close to providing the service Lance and Denise gave me and my family! Not only did we close in only 3 weeks, but Lance and Denise were in contact with me everyday. If I had a question I could call or text him and get a response right away. Denise responded to all my emails in only a few minutes! I got a great interest rate too! Thank you Lance and thank you Denise, you are true professionals. read more

We found the perfect house for our situation and received word at 7pm on a Friday night that our offer was accepted. Based on a realtor's referral, I called Lance Ward at 7:05 expecting to leave a message. He answered, walked me through my options, and we closed two weeks later, without a single hitch. He followed up and follow through throughout the process and to this day checks in on me to ensure we have received what we need for our files. There is NO DOUBT who I would trust. No regrets. read more

I got connected with Lance Ward and ended up choosing him to finance our mortgage with us for many reasons; he provided the best customer service, the lowest interest rates, and the lowest rate buy-down costs. He even calculated all the various loan options I had to find us the best loan type for our financial situation. All of his fees and costs are up front and he's totally transparent on everything. I could not recommend Lance and Azalea City Mortgage enough! read more

Lance will go above and beyond for his customers. He can handle any type of loan but if you are self employed he is definitely the lender for you! He helped my and my wife (who is a wedding photographer) get pre approved really quickly so we were able to be the first ones to put an offer on the house we wanted. Azalea City pre approvals are strong and local real estate agents trust him. I will only work with Azalea City Mortgage from now on and you should too. read more

Lance has been so helpful with our home-buying experience. He made the process very simple and understandable, especially for someone who is a first-time homebuyer. They are quick to respond on any questions you may have regarding the process. Also, they are very attentive to detail when it comes to turning in any forms/statements they need from you. I definitely recommend working with Azalea City Mortgage for your home-buying/loan process. read more

This was the first time I bought a house and had multiple questions about the process. Lance Ward and the people at Azalea City Mortgage did a great job in helping me with everything. Lance answered all the questions I had and made the process of buying a house as easy as it possibly could have gone. I also was able to get a great rate at the time of the purchase! I am very happy with the people and service Azalea City Mortgage provided. read more

I retired and moved back to Mobile. My Agent referred me to Lance Ward. Lance literally held my hand during the process. I faced obstacles. But, I started referring to him as "Positive Lance". If plan A doesn't work he'd say let's try this. Well, his perseverance paid off! I slept in my new home on Christmas Eve. A man of character and integrity. I would definitely recommend him to anyone. read more

Lance and his team at Azalea City Mortgage did an awesome job of handling our mortgage! They were able to offer buydown points at a rate that was way cheaper than other lenders. He and his team also responded to emails, calls, and texts really promptly and always kept me in the loop on what was happening and what the next steps were! I would highly recommend using Azalea City Mortgage! read more

It was a pleasure working with Lance and his team! Lance went above and beyond to get us the best rate possible and to ensure that we closed our loan on time. He cares about his customers and tries to make the home buying process as easy as possible. If you are considering buying a house or refinancing, I would definitely recommend Lance at Azalea City Mortgage! read more

Lance Ward made the lending process as easy as possible. He anticipated my concerns and addressed these concerns with great communication all through the process. His great advice and knowledge got me a low interest rate and saved me lots of money. He's very knowledgeable and a great communicator. I highly recommend Lance for your lending needs. read more

Lance did a fantastic job for us. He always did what he said he was going to do. He explained things in a way that I could understand and it was always evident he had my best interests at heart. He came to our closing which was a big help. I definitely will be recommending Lance to my family and friends who are in the market for a mortgage! read more

I highly recommend Azalea City Mortgage! I used them to purchase my first home this year and everything went very smoothly. I had a ton of questions and concerns with it being my first home purchase, but Azalea City Mortgage is extremely knowledgeable and answered every question I had very thoroughly. Thank you so much! read more

Lance made our home buying experience about as easy as it could get. He was quick to respond, knowledgeable and truly cared about making the process as easy and painless as possible! He knew we were busy and went above and beyond to meet our needs. If it were possible to give more stars, I would! Lance was the best!! read more

Lance was awesome throughout the entire home buying process. His responsiveness and willingness to help was evident before we even started the process. He was able to get us a great rate and answered any and all questions we had (and fast). I would recommend him to anyone without hesitation! read more

Jennifer at Azalea City Mortgage is the best loan broker I have worked. She can work miracles to get you through your loan situation. At one point, she was able to get done 9 simultaneous refinances for me in ... 6 weeks. Highly recommend any that has the opportunity to work with her. read more

My husband and I used Lance and Denise for the purchase of our home, then refinancing our home, and the purchase of my son's home in Huntsville, they made each process seamless and easy, we would definitely use them for any future purchases, we highly recommend Azalea City Mortgage. read more

Lance is the GOAT of home loans, always only a phone call away. He answered all of my questions anytime day or night while I was in the process of buying my first home and has been very helpful after closing as well. Very highly recommend. He got me a good interest rate as well. read more

This is my second loan experience with Lance at Azalea City Mortgage and I hope to have many more! Lance is transparent and works diligently on his customers loans while making the process as smooth as possible. I would recommend him to anyone in the process of buying a home! read more