Thought it would be nice to have a no-fee account for one of my pension benefit deposits, to see if…read moreI liked the service. Applied, card arrived, and tried to activate. Could not activate. Using several methods of inquiry, investigated this and was told that the account had been closed. Interesting approach to garnering customers, since it was never opened. No one would advise why it had been closed through email contact.
Now pretty much dripping with dread for identity theft, I connected with their call centre. Was advised that they had requested I contact the Credit Bureau to verify that my address and other details had not changed. First of all, no one requested this in mail, email, or by voicemail, though it's possible they emailed and it went to my junk folder. Second, I have deposited large sums of money in other newly created accounts elsewhere and have never been asked to waste my time on this step, so why would I do it for these creatures? Then again, if I had received the request, I would have told them to stuff it, and same outcome, which is that I ensured the account is closed and destroyed all application info I have that relates to this (non) transaction. They told me they can't destroy the record of my application, which is my second largest regret regarding having made the mistake of having any contact at all with PC Financial. My biggest regret, of course, is the complete waste of time (and the secondary frustration arising from that) incurred through contact with this entity that calls itself a financial institution. I mean, they're putatively a bank, and they fail completely at setting up a simple deposit account?
TL;DR: Don't try to bank here. Like really don't. Wow.