I wish I could give this company a negative star rating, but I was not able to post without selecting atleast 1 star which they do not deserve. I closed on a house technically 12/09/2020, American Title Solutions was my title company. I brought the funds to close that they told me were required. I met with the notary they sent on 12/08/2020 after business hours. One would think all was well. Boy was I wrong. I received my June mortgage statement, and there has been a significant increase in my mortgage which is unaffordable for me. I called the mortgage company to find out the cause of the shortage, and it is due to a negative escrow balance by several thousands of dollars. Why?? My mortgage payment is comprised of my mortgage, insurances, and taxes which I pay on time monthly. The mortgage company informed me the negative amount is because they paid the first half of 2020 taxes out of my escrow account. The property was not placed in my name until 12/09/2020. The taxes the mortgage company paid were not my taxes. Those were the previous owners taxes. When the mortgage company pays taxes for the second half of 2020, (again the property was not placed in my name until Dec 2020), the escrow account will be short several more thousands of dollars. Which will roughly increase my mortgage payment an additional $600.00. I have spoken to Maddie Kraus at American Title Solutions, and she has told me there was only $498.00 put into escrow, no explanation, just a hurry up and get me off the phone with a "call if you have any further questions", after not answering my original question. I have spoken to my mortgage company to let them know those were not my taxes that they paid, and they told me to contact the title agency. I have spoken to the county tax office and they told me as well me issue is with the title agency. My escrow account has been handled improperly, and has put me in a financial hardship due to negligence that is definitely not on my part. There was money brought to close on my part and the sellers part, so why was none of the money put into the escrow account to pay the taxes? Where are the funds? Why am I responsible for paying taxes on a property that was not in my name? This is a very unfair and stressful. I would not recommend American Title Solutions to anyone. read more