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    Alianza

    5.0 (1 review)
    Closed 9:00 am - 5:00 pm

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    6 years ago

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    Mariya Ruchka

    Mariya Ruchka

    (5 reviews)

    Outer Richmond

    Peace of mind home buying! Have your ever thought that no…read morematter what your income is, the realtor would consider your wishes and respect you as a person?! Mariya has YOUR best interest at heart first, and her own profit - second. She works tirelessly to find what's best for you and to finance it in the best possible way. It always amazed me that Mariya would go way above and beyond her duties as a realtor and financier. She would clearly explain all the details a first time buyer should pay attention to, she would bring up options and ideas that I would never consider, she would advertise and rent my property for me; and she would do all that with an open heart and a friendly smile! During the entire process of home buying and getting approved for a loan, which for most people I know was the most stressful time of their lives, I felt protected and sheltered by Mariya. I was allowed to feel excited and joyful for the successful deal, while she was working day and night behind the scenes, putting out fires and dealing with difficult people and banks. And if all that is not enough to convince you that Mariya is the best real estate agent and a wonderful person, I'll tell you the story of how she saved me over a ten thousand dollars in taxes. She noticed a HUGE mistake my new cpa made on my tax return and alerted me to it. If not for her, I would've payed ten grand in taxes and wouldn't be the wiser. I trust her professional opinion and her expertise, and I'm looking forward to working with her again.

    Mariya was referred to me by my real estate agent as a mortgage broker to refinance our townhouse…read more I must say this was my first refinance experience, anyone with prior knowledge of the process would've walked away. Here are her "best" practices: - promised a "no closing cost" loan and kept reassuring the numbers on the GFE were just an estimate, until a couple of days before the closing where she said it would be 700. It ended up being over 2000 at signing. - would disappear for weeks and then call back with "I need this signed and sent back to me in the next 15 minutes" - would push you to sign documents immediately, leaving you no time to think. - would promise to walk me through the papers I need to sign at closing, but the first time I saw the papers was at signing. The list could go on and on... To sum it all up, if you are a person experienced in refinancing that knows the process inside out, likes bargaining and is not in a hurry, go for it. Otherwise, stay away.

    Chris Granger  - Xpert Home Lending

    Chris Granger - Xpert Home Lending

    (87 reviews)

    Outer Sunset

    I worked with Chris Granger as my loan officer, and I genuinely could not have gotten through my…read moremortgage process without him. My loan was far from straightforward -- multiple employers, contract work, unique income patterns, and a property With income potential. Chris handled all of it with a level of skill, patience, and technical expertise that honestly blew me away. What stood out most was how proactive and strategic he was. Every time a complication came up, Chris already had solutions, backup plans, and clear explanations ready. He never made me feel rushed or confused. Instead, he broke everything down in a way that made a very overwhelming process feel manageable. He communicated consistently, stayed on top of every detail, and worked closely with underwriting to make sure nothing slipped through the cracks. This was the kind of loan that many lenders would struggle with or walk away from -- but Chris navigated it with confidence and precision from start to finish. If you're dealing with a non-traditional income situation, a unique property, or anything that goes beyond a simple cookie-cutter loan, Chris Granger is the person you want in your corner. I can't recommend him highly enough.

    Our realtor recommended Chris for our pre-approval letter and we had an AMAZING experience with…read moreChris straight from the start! Chris spent over an hour with us during the intro call to go over his spreadsheet which covers things like monthly payments to closing costs to sources of funds, etc. He was always super patient with us and fast at communicating, even after-hours and on weekends. Chris made everything very easy to understand and definitely went above and beyond. Thank you so much for all of your expertise and knowledge!

    Scalisi & Bernazzani Financial Services - Building a Roadmap to Your Financial Success

    Scalisi & Bernazzani Financial Services

    (42 reviews)

    Inner Sunset

    I paid Brandi lots of money. She sent me aggressive all caps emails. She gave me homework, I…read moresubmitted it and then she schedule a one hour meeting where she reviewed it in front of me. I had big questions about long term investments and she told me I could save money by changing my cell plan. She came recommended from a friend, but my experience was nothing short of disappointing. The entire time we worked together she made me feel like I was lucky and she was doing me a big favor. She has some formula with some pretty antiquated forms. . I regret working with her.

    Brandi is a rock star! She knows her stuff, and you'd be lucky to work with her! After years of…read moresort-of doing things right while working, raising our kids, and not thinking much about money, my husband and I spent eight months working with Brandi on all pieces of our planning, all on Zoom making it convenient for our busy lives. We took deep dives into our short- and long-term savings/investments, budgeting, insurance and benefits, tax-related considerations, estate planning, retirement planning (and it's better than we thought!), and more. We shored up many pieces that needed an expert's touch, so have much more faith in where we are financially. Even better is that she does all of this work through a values-based lens, which really worked for us. And we can reach out to her from now on at her office hours to ask questions that come up for us. If you're looking for a comprehensive plan, and are willing to do work along the way, hire Brandi. I'm so glad that we did.

    Cournale & Co. - It seems so unfair compare with so small erosion.

    Cournale & Co.

    (55 reviews)

    Inner Richmond

    I would say this company is your standard property mgmt company. They were friendly upon move-in,…read moreetc. We didn't have really any issues while we were there with the mgmt. We did get Fiber installed and needed mgmt's approval to do so. The timeframe and ask from us was reasonable for the installation with Sonic (Best ISP ever btw). When we moved out we got charged a bit excessively on the move out (so think paint, etc.) This seems like a small thing so it's very gray in the rental market on what is right and appropriate. We stood there with their painter and he said the place was pretty much immaculate; better than he'd seen in any other unit. Surprise; we still got charged for random little things. When we moved out the mail got lost as well; this was particularly frustrating. We got the 2nd letter with our security depsoit before we got the 1st letter. That 1st letter was clearly overstuffed and someone tried to open it en-route. I've been asking for a reference letter ever since we moved out a year a go and haven't gotten one. My last landlord shot me a reference letter within 2 hours of me asking...

    So...the apartment needed service a few times since the last review...I have to thank Cournale for…read moretaking care of the situations quickly!! I had an issue in the bathroom where I thought it was mold on the walls. Submitted the request online...they were able to get someone over to assess and repair within the week. Fortunately, it was not mold!! The paint on the ceiling was starting to peel. Unfortunately, it has the popcorn material. I was told that the popcorn material contains asbestos and should only be handled by a qualified professional. The contractor called to schedule a time to come and repair the ceiling. On the day of, he came with his crew and informed me on what the repair would entail and how long for everything to dry. They sealed off the entire area so no particles would fly around the rest of the apartment. He said He was going to patch and seal the popcorn ceiling than scrape it all off. He was down with the repair in a few hours and the paint was dry by evening. Just want to say...Cournale is a lot quicker with the more important matters.

    Alianza - financialadvising - Updated May 2026

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