My husband and I met with Colin to review our portfolio and make sure we were on track for…read moreretirement. His knowledge and expertise were invaluable, and the process was both reassuring and informative. I would highly recommend his services to anyone interested in preparing for the future.

My husband and I needed financial counseling as we prepare for retirement. We knew we didn't want…read moresomeone seeking to sell us products, so we wanted a fully independent source. In under 6 months, Colin's plan has put us on a very comfortable path. With his guidance, we paid off debt, reallocated funds, and developed a more-than-adequate retirement budget. His insights were incredibly helpful and his step-by-step plan was easy to follow. In addition, Colin treated us with professionalism and compassion as well as humor. 10/10 HIGHLY RECOMMEND!

I can't say enough from my first interview with Rae Kaplan to all the updates and questions I had…read morefor the staff. The staff was wonderful to work with. I was a single mom who put parent plus loans for 91,000 so my son could start his education. With interest added to that it was 144,000. My final payback was a quarter of that amount. Thank for advertising on the radio. I heard Rae on WGN, called and God had you pick up. I work at a non-profit hospital which helped me to make the payment affordable and workable. I could have never imagined this blessing. Thank you everyone who has touched this case with your knowledge and willingness to help others who just need to be shown the light at the end of the tunnel. Rae Kaplan, God Bless you for all the hard work that your staff and you do. Thank you very much. Susan Ric

I've sent 7 folks to Kaplan after Rae got rid of my loans. 7 people she additionally wiped out…read moreloans for. $1.5M gone. Everyone is so happy and I'm glad Kaplan could help more than just me! The team is incredible. Thank you Kaplan!

Peter is awesome, and I have recommended him to my family and friends. His recommendations are…read moresound, and have helped me save better. I have been impressed with what he has done with my portfolio. And he's a nice person :)

I think trustworthy and very responsive. I decided to discontinue after a year or so mainly because…read moreI couldn't view any changes/fluctuations online. Biggest factor in leaving was no communication on how funds were doing. Are they doing better, worse or the same as a non actively managed account? I never knew! The only regular updates I received were bills. In order to know any changes in your account you have to send an email and request specifically what you want. No regular, periodic emails sent showing status. Nope, just the bill. So I wish I could tell you if it was a benefit or not to have an actively managed account but I know less now on than I did previously. So overall kinda disappointing. I guess I assumed I would receive information on how my account was doing & hopefully better to justify the fee, but that just never happened. Nice and trustworthy guy but knowing how the account is doing is more important to me than having a 'nice guy' in my contact list. I'm honestly a bit bummed. The quest continues!

The ebook is a 100% a waste of time. Do not buy from them. They do not back it up nor refund. It's…read moresimply a list of deductions and nothing more. No narrative. No strategies. Nothing. The IRS gives out better information.

If I could give this business 500 stars I would! Mr. Cofield is the best ever! I have always been…read moreafraid when it came to my finance. Never knowing what to do or who would be able to help me without making me feel like a careless child. I'm so unbelievably grateful that I found Mr. Cofield his the best I could have ever asked for, he really puts my mind at ease. Taxes, savings, student loans & other bills, things that literally would stress anyone out... he makes bearable. Do yourself & your financial future a favor. CALL COFIELD!!!!

I had a time sensitive matter that I needed CPA advice on. Even though it was the weekend, Erik…read moreresponded within an hour, we were able to schedule an appointment same day, got some of my questions answered, then Erik sent me a follow up email the next morning (Sunday morning) with all the questions answered!! I greatly appreciate the timely and detailed response and customer follow up!!

Responded quickly and was very helpful when it came to explaining our situation to us better then…read morewe knew ourselves!

Jessica has been my financial advisor for the last five years and continues to be so. She is…read morealways available if I had any questions or need advice. She has advised me through many of my life's major transitions: Single Life, Married Life, Starting a Business, and Long Term Traveling. I met Jessica when I was single. I was financially unorganzied and only had a checking and savings account. With her help, she got my finances in order by diversifying my savings across many different products & platforms and helped me set up financial goals. When I got married, she helped me with the transition and guided us with merging our finances together (a daunting task for any couple, which made our lives easier). She helped advise us on some products that would benefit a married couple, made sure that we were financially secure, and offered advices on other areas that we should be concerned about. When I started a small consulting company, Jessica helped me with the finances of getting a new business off the ground. She created a business account for me and worked to diversify the business income and a retirement savings plan. Most importantly, Jessica's helped us plan out our year long travel/career break. She worked with us to make sure we were financially ready for us to quit our jobs and travel on our savings without depleting it completely. Jessica worked with us on establishing a budget and a stretch budget (since traveling long term is unlike traveling for vacations). She was alway available to us while we were on the road if we needed any information or to make a transfer of funds if we needed it. She was a great asset to have while we were on the road. It help us enjoy our travel with one less thing to worry about.

Jessica has been helping me with my finances for the past 3 months, and I am very happy with her…read moreservices! I was pretty intimidated with the idea of meeting with a financial planner, initially. In fact, I really didn't feel ready! I was pretty sure that I would want to have a lot more money in my bank accounts before "planning" would make any sense. Boy was I wrong! As Jessica helped me understand, it is important to plan from the beginning, even before you start making big investments or before your business takes off, so that you can build on a solid foundation. Jessica is easy to talk to, and helps me understand why what I do today is important for my future, and the future of my business. Now when I think about my finances, I don't immediately start having palpitations, because I know I have a plan in place and Jessica is helping me! I can rest easier. I highly recommend working with Jessica Merino, even before you think you are ready!

Review for Beyond Debt…read more I joined beyond debt on 5/18/25 with three debts to be negotiated. My first deposit was on 5/28/25 biweekly in the amount of $217. The first resolution offer was on 7/15/25 they got $2076 reduced from $6921. Beyond finance immediately took $1650 for the settlement as they get a percentage per settled debt. My credit score after two months went from 625 to 506. On 8/26/25, my credit score went up to 518 and I was still waiting on my next settlement offer. I got my next offer on 10/10/2025. The debt was 9,101 and they settled for 6,371 less than 10 days later my credit score went from 518 to 541. This is a long process and if you are so busy that you are not able to negotiate these on your own it may be worth it for you. However, remember even if they get the debt down most of the debt reduced goes to them. In December 2025 I had financial hardships and requested that Beyond Debt skip a payment and change the date it was withdrawn. That was easy to do they rescheduled the withdrawal quickly. In January 2026, my credit score went down to 531. June 8, 2026, beyond dept has still not made a deal with my last creditor. However, my credit score jumped up to 566. This is due to the payments made on the two creditors with beyond dept and I had kept one creditor off the list who I only owed 1000 too and I continue to pay it off and use it. I also have opened two creditors that you earn credit by adding money to the card using it and paying it off. On August 3rd 2026, my credit score went up to 598. This was not due to beyond debt but due to the fact that I had opened other forms of credit to slowly rebuild my credit. Beyond debt still had not been able to resolve my last debt it started looking like I would have to somehow repair that one on my own. The only debt they did resolve cost me a lot of money and later I found out it was an easy debt I could have resolved on my own. Honestly in the end I do regret my decision to go with beyond debt it didn't help me it actually made things worse.

I would not recommend Beyond Finance based on my experience…read more I paid a total of $2,838.22 into the program. During that time, only $100 was paid to one of my creditors. The rest of my money went toward fees while my accounts continued to accrue interest, late fees, and become more delinquent. None of my accounts were successfully settled before I canceled the program. By the time I left the program, I was in a worse financial position than when I started, and my credit had taken a significant hit because my accounts went unpaid during the process. When I requested a refund of the fees, I was told they could not refund them because the services had already been "rendered." Looking back, I would have been better off putting that money directly toward my credit cards or working with my creditors myself. At least then I could have avoided paying thousands in fees while also damaging my credit. Make sure you fully understand how this program works and where your money is actually going before signing up.

Chris was wonderful to work with. He took the time to learn about me and my goals, and tailored his…read moreadvice to my situation. His fees are very reasonable compared to other quotes I received, and I feel that I got a lot of excellent guidance for the price.

Amazing experience!…read more My fiancé and I met with Chris to go over our financial situations and get a feel for how we are doing on our long-term goals. Chris was friendly, energetic and very knowledgable about everything we threw at him. He was great about pausing to make sure he'd answered all of our questions before he moved on. We spent a good amount of time looking through our retirement accounts, investments, savings, budgets, loans, and goals. Chris sat with us at a big, round table and wrote down tons of notes as we went. He walked us through his calculations for investments and pointed out some huge fees we could avoid. He found us savings and suggested we open a few new accounts to make our money work harder. He definitely did not push any product, company, or anything. He went so far as to tell us to come back to see him only for big financial events. I will be coming back, though! I walked out of the meeting feeling very happy. Chris was honest, helpful and thorough. I have a better grip on my financial standing and a solid plan for investing. Thanks, Chris!

Mr. Little sent me questions to answer in advance of our call, which allowed me the time to…read moreresearch the areas inquiries were made regarding, and ,to maximize the efficiency of our time. He was prompt, kind, answered all of my questions (even though I am sure most were basic), summarized conclusions and sent me that information for reinforcement. HIGHLY RECOMMENDED!

We've just begun working together but I can already say I highly recommend Richard. Very…read moreknowledgeable and patient and has already given me a great game plan. I'm looking forward to my continued work with him.

i've gone in a few times to deposit into my IRA and 401K…read more never experienced a wait - always first in line. The employees i've dealt with there have been polite and knowledgeable. Love and appreciate this location

Update (01/28/21) I was attempting to close out a vertical…read morecall option spread. I entered the two options (underlying stock, strike prices and dates, properly) in the trading platform. I received a message stating "This cannot be processed at this time- Please try again later"! Meanwhile, the markets were trading lower. I called 1-800 435 9090, Schwab's number, and was greeted by a recording "We are experiencing long wait times". I then tried calling the West Hartford, CT branch office. My telephone call couldn't even get through.! I left a message at their 800 number. Schwab's agents never called back.