I walked into Amscot expecting a short-term solution during an unusual emergency. I left feeling…read morehumiliated -- and with serious concerns about racial profiling and discriminatory business practices. I have never taken out a payday advance before. I have a strong financial profile: over $20,000 in monthly deposits, a base salary exceeding $200,000/year, an Amex Platinum card, and I prepaid my penthouse apartment lease for the year. But after losing my wallet and work phone in an Uber, and with it being 5pm on a Friday, I turned to Amscot for a quick bridge solution -- planning to repay the full amount by Monday, including interest. Instead, I was stalled for over an hour and ultimately denied, despite providing full documentation: bank statements, ADP paystubs, and valid ID. Meanwhile, other customers -- all of whom appeared to be of the same racial background as the staff -- were served quickly, with minimal questions. Here's the part that makes the situation undeniable: my assistant, who is Puerto Rican and darker-skinned, visited the same Amscot location earlier this week. She was approved in under 10 minutes for the same kind of advance. We work at the same company -- but she earns less than half of what I do. No additional paperwork was required. No stalling. No strange looks. Just fast approval. The only meaningful difference between us was appearance. This isn't speculation. It's a side-by-side comparison of two people, same employer, vastly different income levels, and dramatically different treatment. I've attached a photo of the staff member who handled my case, and I'll be filing formal complaints with the Florida Attorney General and the CFPB. No one -- regardless of race, appearance, or economic status -- should be judged or mistreated for seeking a service a company publicly offers. This wasn't about risk. It was about race.

Its a very dehumanizing and lengthy process if you are ever here to apply for a cash advance. Mind…read moreyou, cash advances are only up to $500 max. 1. They want your ID 2. 2 recent paystubs 3. Proof of bank direct deposit or account activity 4. They only deal with "certain banks" and if you do not have an approved account, you will be denied. 5. I gave them info for my alternate acct (an account that they "accept" since they did not accept my other active account that was first given) and still got denied due to showing no "recent" account activity. Like what? Its still an active and open account. Not everyone uses every bank account every month or every day. Thats the point of having more than one account. Needless to say, I was there for a considerable amount of time going thru all of the steps and more due to the requested emailed pdf documents not being received on their end. Apparently, they don't take certain emails from certain email accounts either. I will not ever return to Amscot. Its too much of a hassle for a measly $500 max. Like seriously.

Great place to get a payday loan. The process is quick and easy and you can pick up the money same…read moreday. The ladies here are pretty friendly and you're in and out quickly as well.

From the owner: Payday Loans, Check Cashing, Money Orders, Bill Pay, Bank Account, Debit Cardsread more

Great customer service, good place to get an installment loan or a payday loan. You can also send…read moremoney and get money orders.

From the owner: Welcome to Advance America in North Miami Beach, your trusted financial partner for quick and…read moreconvenient cash solutions. Located at 755 NE 167th St., North Miami Beach, we specialize in providing a range of loan services including Cash Advances, Payday Loans, Installment Loans, and Title Loans. Our professional team is dedicated to helping you find the right financial solution, whether you need a short-term cash advance or a longer-term installment loan. We also offer online loans for your convenience, ensuring you can access funds when you need them most. Visit us in-store or apply online to experience our seamless service and commitment to customer satisfaction.

Beware. Don't get into small talk with the girl behind the glass window. I went in with a large sum…read moreof money to get money orders for a large sum of money. She got me talking. Got my money orders, came home, did the math and realized she had stolen $200 from me. I called her and asked her if i could return and get my money and she had no idea what i was talking about. She stole from me. Don't speak. Watch carefully. Keep your eye on your cash. Don't trust the little girl that wants to chat about whatever she can get you talking about. Silly me. ZERO stars

T o whom this may concern.. The Service at This Amscot incredible Awesome..They are very…read moreefficient, very good customer service, I've been going there forever. Refuse to go anywhere else...And the very Nice lady there I Called her Boss Lady (Ms. Mona is phenomenal and alone with Boss Man...Now I don't know his Name But him As Well...What A Great sets of Bosses.. They Are Awesome...

This is the worst service ever I literally been waiting in this line for 45 mins it's 2 employees…read morehere the 2nd employee is walking around on his phone doing nothing why is he not trying to help the next costumer people stand on line with money on them the service here should move fast

I've made a trip to this place on an emergency basis and dealing with the employees are very…read morepleasant and friendly. They follow all necessary protocols from confirming your employment to having your pay-stubs in hand. It's understandable and I agree with how they require a lot of information and qualifications for you to take out a loan. They are always on schedule with phone reminders and when for you to pay back the loan, i don't blame them. It is a loan.

I visited several times and was always very pleased with customer service especially the young lady…read moreat the window. She is one of the reasons I go there her she gives me customer satisfaction. I passed on my way 2 stores that provide the same service.

Horrible service. They're supposed to cash "everything" like their advertisement says. I took a…read moreUSPS money order and the attendant told me to deposit it instead, if I thought depositing it was easier I would have done that or else I would have no need for a check cashing place. A little dumb if you ask me.